R G Federal Credit Union

Headquarters: Raymore, Missouri
Charter: Credit Union
Assets: $153.6M
Fed district: Kansas City

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Stealth Checking $3 · Elite Checking $6
Compared at $4.50, the middle of its prices
R G Federal Credit Union: $3 to $6
R G Federal Credit Union: $3 to $6
U.S. median: no median
Overdraft (OD)
R G Federal Credit Union: $25
R G Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Compared at $0.80, the middle of its prices
R G Federal Credit Union: $0.60 to $1
R G Federal Credit Union: $0.60 to $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from R G Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Elite Checking (75) service charge (if below minimum balance)$6
per month
Stealth Checking (76) service charge$3
per month
Fee if acct. closed within 3 months opening$5
Inactive account (no financial transactions for one year)$3
per month
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · | Account Research (per hour) | $25.00 |
Account/statement balancing, reconciling, researching, etc. (minimum charge of $25.00)$25
Paper Statement Fee<br>Waived for members over 60 or under 13 or with active loan$3
per month

Overdraft & NSF

Overdraft Protection Courtesy Pay (each item)$25
per item

ATM & Card

ATM Transaction Fees and Charges: Withdrawal$1
Balance Inquiry or Transfer (each)$0.60
per item
Card Rush Fee$55

Wire Transfers

Outgoing wire transfer (domestic)$25
Incoming wire transfer (domestic)No charge

Check Services

Third Party Official Check Fee$5
per item
Money orders (each)$1.50
per item
Stop payment orders (Any Acct. per occurrence/book incl. ACH)$32
per item
Starter Checks (per page)$1
Not compared: Charged per page; comparison unavailable
per page · | Starter Checks (per page) | $1.00 |
Non-member check cashing fee$5
per item
Incoming collection item$25
Outgoing collection item$25

Digital & Electronic

Bill Pay ServiceNo charge

Account Services

Notary Service (for members)No charge
Garnishment/IRS levy charge (each)$25
per item

Other Fees

Photocopies (each)$0.25
per item
Loan Payment by Phone$10

Fee	Amount	Basis	Note
Account Maintenance
Elite Checking (75) service charge (if below minimum balance)	$6	per month	None
Stealth Checking (76) service charge	$3	per month	None
Fee if acct. closed within 3 months opening	$5	Not stated	None
Inactive account (no financial transactions for one year)	$3	per month	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	\| Account Research (per hour) \| $25.00 \|
Account/statement balancing, reconciling, researching, etc. (minimum charge of $25.00)	$25	Not stated	None
Paper Statement Fee<br>Waived for members over 60 or under 13 or with active loan	$3	per month	None
Overdraft & NSF
Overdraft Protection Courtesy Pay (each item)	$25	per item	None
ATM & Card
ATM Transaction Fees and Charges: Withdrawal	$1	Not stated	None
Balance Inquiry or Transfer (each)	$0.60	per item	None
Card Rush Fee	$55	Not stated	None
Wire Transfers
Outgoing wire transfer (domestic)	$25	Not stated	None
Incoming wire transfer (domestic)	No charge	Not stated	None
Check Services
Third Party Official Check Fee	$5	per item	None
Money orders (each)	$1.50	per item	None
Stop payment orders (Any Acct. per occurrence/book incl. ACH)	$32	per item	None
Starter Checks (per page)	$1Not compared: Charged per page; comparison unavailable	per page	\| Starter Checks (per page) \| $1.00 \|
Non-member check cashing fee	$5	per item	None
Incoming collection item	$25	Not stated	None
Outgoing collection item	$25	Not stated	None
Digital & Electronic
Bill Pay Service	No charge	Not stated	None
Account Services
Notary Service (for members)	No charge	Not stated	None
Garnishment/IRS levy charge (each)	$25	per item	None
Other Fees
Photocopies (each)	$0.25	per item	None
Loan Payment by Phone	$10	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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