Kaiperm Federal Credit Union

Headquarters: Walnut Creek, California
Charter: Credit Union
Assets: $108.4M
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Kaiperm Federal Credit Union: $6
Kaiperm Federal Credit Union: $6
U.S. median: no median
NSF / Returned Item
Kaiperm Federal Credit Union: $25
Kaiperm Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Kaiperm Federal Credit Union: $1
Kaiperm Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kaiperm Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account within 90 days of opening$15
Reconciliation Assistance$15
Not compared: Charged per hour; comparison unavailable
per hour
Return Statement Charge$5
Not compared: Per-occurrence charge, not monthly
per item

Overdraft & NSF

Research Paid Item$6
per item
Item Returned for Insufficient Funds (NSF)$25

ATM & Card

Third Party ATM Balance Inquiry$1
Replacement Debit Card$10
Debit/Credit Card Rush Fee$50
per item
International Transaction Fee1%of the transaction
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Domestic Wire Transfer (outgoing)$25
International Wire Transfer (outgoing)$35

Check Services

Teller Check Payable to Third Party (waived for rent or mortgage checks)$3
Stop Payment: Official Check$25
Stop Payment: Series of Checks$20
Stop Payment: Single Item$15

Cash & Deposit

Deposit Item Returned Unpaid$20
per item

Account Services

Notary for Credit Union Documents$15
Other Service Charges Applicable to All Accounts: Notary for Credit Union Documents$15
Subpoena or Research of Records$24
Not compared: Charged per hour; comparison unavailable
per hour
Written Verification of Deposit$10

Lending Fees

Late Payment on Visa Credit Card$10

Other Fees

Photocopies$0.20
per item
Transaction Photocopy$6

Fee	Amount	Basis	Note
Account Maintenance
Close Account within 90 days of opening	$15	Not stated	None
Reconciliation Assistance	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Return Statement Charge	$5Not compared: Per-occurrence charge, not monthly	per item	None
Overdraft & NSF
Research Paid Item	$6	per item	None
Item Returned for Insufficient Funds (NSF)	$25	Not stated	None
ATM & Card
Third Party ATM Balance Inquiry	$1	Not stated	None
Replacement Debit Card	$10	Not stated	None
Debit/Credit Card Rush Fee	$50	per item	None
International Transaction Fee	1%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfer (outgoing)	$25	Not stated	None
International Wire Transfer (outgoing)	$35	Not stated	None
Check Services
Teller Check Payable to Third Party (waived for rent or mortgage checks)	$3	Not stated	None
Stop Payment: Official Check	$25	Not stated	None
Stop Payment: Series of Checks	$20	Not stated	None
Stop Payment: Single Item	$15	Not stated	None
Cash & Deposit
Deposit Item Returned Unpaid	$20	per item	None
Account Services
Notary for Credit Union Documents	$15	Not stated	None
Other Service Charges Applicable to All Accounts: Notary for Credit Union Documents	$15	Not stated	None
Subpoena or Research of Records	$24Not compared: Charged per hour; comparison unavailable	per hour	None
Written Verification of Deposit	$10	Not stated	None
Lending Fees
Late Payment on Visa Credit Card	$10	Not stated	None
Other Fees
Photocopies	$0.20	per item	None
Transaction Photocopy	$6	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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