Alcoa Community Federal Credit Union

Headquarters: Benton, Arkansas
Charter: Credit Union
Assets: $69.5M
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Alcoa Community Federal Credit Union: $35
Alcoa Community Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Alcoa Community Federal Credit Union: $35
Alcoa Community Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Alcoa Community Federal Credit Union: $25
Alcoa Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alcoa Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee (before 90 days)$20
Dormant Account Fee (after 12 months or cycles of no activity)$10
per month
Escheatment Processing$20
Account Reconciliation Fee$10
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee (per month)$5
per month

Overdraft & NSF

Courtesy Pay (NSF)$35
per item
NSF Fee (per item)$35
per item
Returned Item Fee (ACH)$35
Overdraft Share Transfer Fee (per occurrence)$7.50
per item

ATM & Card

Replacement Debit Card Fee (per card)$10
per item

Wire Transfers

Wire Transfers - Domestic$25
per item
Incoming Wire$10
Wire Transfers - International$50
per item

Check Services

Cashier’s Check Fee (per check)$5
per item
Money Orders (per item)$1.50
per item
Stop Payment Fee (per occurrence)$30
per item
Non-Mbr Check Cashing (less than $100)$5
Non-Mbr Check Cashing (more than $100)$10

Cash & Deposit

Deposited Item Return (per item)$25
per item

Account Services

Safe Deposit Box 10X10$70
Safe Deposit Box 3X10$30
Safe Deposit Box 3X5$20
Safe Deposit Box 4X10$50
Safe Deposit Box Drilling Fee$250
Not compared: Box drilling or key fee
Safe Deposit Box Key Duplicate$15
Not compared: Box drilling or key fee
Legal Process/Garnishment$100

Other Fees

Copies/Printouts (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Fax (Long Distance) (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Loan Application Fee$25
Loan Skip-a-Pay Fee (per loan)$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (before 90 days)	$20	Not stated	None
Dormant Account Fee (after 12 months or cycles of no activity)	$10	per month	None
Escheatment Processing	$20	Not stated	None
Account Reconciliation Fee	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee (per month)	$5	per month	None
Overdraft & NSF
Courtesy Pay (NSF)	$35	per item	None
NSF Fee (per item)	$35	per item	None
Returned Item Fee (ACH)	$35	Not stated	None
Overdraft Share Transfer Fee (per occurrence)	$7.50	per item	None
ATM & Card
Replacement Debit Card Fee (per card)	$10	per item	None
Wire Transfers
Wire Transfers - Domestic	$25	per item	None
Incoming Wire	$10	Not stated	None
Wire Transfers - International	$50	per item	None
Check Services
Cashier’s Check Fee (per check)	$5	per item	None
Money Orders (per item)	$1.50	per item	None
Stop Payment Fee (per occurrence)	$30	per item	None
Non-Mbr Check Cashing (less than $100)	$5	Not stated	None
Non-Mbr Check Cashing (more than $100)	$10	Not stated	None
Cash & Deposit
Deposited Item Return (per item)	$25	per item	None
Account Services
Safe Deposit Box 10X10	$70	Not stated	None
Safe Deposit Box 3X10	$30	Not stated	None
Safe Deposit Box 3X5	$20	Not stated	None
Safe Deposit Box 4X10	$50	Not stated	None
Safe Deposit Box Drilling Fee	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Duplicate	$15Not compared: Box drilling or key fee	Not stated	None
Legal Process/Garnishment	$100	Not stated	None
Other Fees
Copies/Printouts (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Fax (Long Distance) (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Application Fee	$25	Not stated	None
Loan Skip-a-Pay Fee (per loan)	$50	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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