Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Alcoa Community Federal Credit Union

Benton, ArkansasCredit UnionSt. Louis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee$10Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=account_research; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Account Reconciliation Fee | $10/hour/$5 minimum" · Source

Dormant Account Fee (after 12 months or cycles of no activity)$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=dormant_account; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Dormant Account Fee (after 12 months or cycles of no activity) | $10/month" · Source

Early Account Closure Fee (before 90 days)$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=early_closure; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Early Account Closure Fee (before 90 days) | $20" · Source

Overdraft & NSFVerified

Courtesy Pay (NSF)$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=nsf; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Courtesy Pay (NSF) | $35/item" · Source
NSF Fee (per item)$35Above the typical range ($25–$32 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=nsf; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="NSF Fee (per item) | $35" · Source

ATM & CardVerified

Replacement Debit Card Fee (per card)$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=card_replacement; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Replacement Debit Card Fee (per card) | $10" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=wire_domestic_incoming; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Incoming Wire | $10" · Source

Check ServicesVerified

Cashier’s Check Fee (per check)$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=cashiers_check; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Cashier’s Check Fee (per check) | $5" · Source
Non-Mbr Check Cashing (less than$100Above the typical range ($5–$10 nationally)
$95 above the national median
Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=check_cashing; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Non-Mbr Check Cashing (less than $100) | $5" · Source
Stop Payment Fee (per occurrence)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=stop_payment; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Stop Payment Fee (per occurrence) | $30" · Source

Cash & DepositVerified

Deposited Item Return (per item)$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=deposited_item_return; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Deposited Item Return (per item) | $25" · Source

Account ServicesVerified

Legal Process/Garnishment$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=garnishment_levy; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Legal Process/Garnishment | $100" · Source
Safe Deposit Box Drilling Fee$250Above the typical range ($25–$80 nationally)
$210 above the national median
Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=safe_deposit_box; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Safe Deposit Box Drilling Fee | $250" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=account_research; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Account Reconciliation Fee \| $10/hour/$5 minimum"	Source
Dormant Account Fee (after 12 months or cycles of no activity)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=dormant_account; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Dormant Account Fee (after 12 months or cycles of no activity) \| $10/month"	Source
Early Account Closure Fee (before 90 days)	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=early_closure; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Early Account Closure Fee (before 90 days) \| $20"	Source
Overdraft & NSFVerified
Courtesy Pay (NSF)	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=nsf; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Courtesy Pay (NSF) \| $35/item"	Source
NSF Fee (per item)	$35
ATM & CardVerified
Replacement Debit Card Fee (per card)	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=card_replacement; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Replacement Debit Card Fee (per card) \| $10"	Source
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=wire_domestic_incoming; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Incoming Wire \| $10"	Source
Check ServicesVerified
Cashier’s Check Fee (per check)	$5Within the typical range ($3–$6 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=cashiers_check; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Cashier’s Check Fee (per check) \| $5"	Source
Non-Mbr Check Cashing (less than
Cash & DepositVerified
Deposited Item Return (per item)	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=deposited_item_return; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Deposited Item Return (per item) \| $25"	Source
Account ServicesVerified
Legal Process/Garnishment	$100Above the typical range ($25–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3689. canonical_hint=garnishment_levy; text_hash=4903fc10a4f4fcb74e273033450c7148734b47fa89bf9fa4f6e8d1fe24a4c0d5; excerpt="Legal Process/Garnishment \| $100"	Source
Safe Deposit Box Drilling Fee

Fee change alerts

Get an email when Alcoa Community Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Alcoa Community Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$69.5M

Work at Alcoa Community Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$69.5M

Total deposits

$63.1M

Service charge income (year to date)

$233K

Fee income ratio

10.5%

Return on assets

0.10%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing