A.C.P.E. Federal Credit Union

Headquarters: Laramie, Wyoming
Charter: Credit Union
Assets: $78.1M
Fed district: Kansas City

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Dormant Account Fees Structure
A.C.P.E. Federal Credit Union: $5
A.C.P.E. Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
A.C.P.E. Federal Credit Union: $35
A.C.P.E. Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
A.C.P.E. Federal Credit Union: $20 to $35
A.C.P.E. Federal Credit Union: $20 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wyoming, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wyoming: Banks and credit unions headquartered in Wyoming that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from A.C.P.E. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$5
per month
Early close account (within 90 days of opening account)$10
Bad address per month after first month$5
per month

Overdraft & NSF

ACH, Debit card, or Share draft is presented against insufficient funds and the overdraft item is honored (per item)$35
per item
ACH or Share draft that is presented for payment against insufficient funds and is returned (per item)$35
per item
Insufficient funds charge per online bill pay attempt$20

ATM & Card

ATM/Debit Card replacement$10

Wire Transfers

Domestic outgoing wire$20
International outgoing wire$30

Check Services

Per cashiers check issued$1
Per money order issued up$1
Stop payment for check or a group of checks in a series$30
Temporary Checks – 4 Per Sheet (.40)$0.10
Check Cashing Fee$1
Foreign Check Processing Fee$6.50

Digital & Electronic

Bill Pay per month$4.75
per month

Cash & Deposit

Deposit return item$5

Account Services

Non-Member Notary Fee$5
Drill safe deposit key$110
Not compared: Box drilling or key fee
Lost safe deposit key$25
Not compared: Box drilling or key fee
Garnishment/Levy$50

Lending Fees

Loan late charge (or 5% of lesser pmt)$15

Gift & Prepaid Cards

Visa Gift Cards – Members$2

Other Fees

Send or receive faxes per page$1
Loan Application Fee$25
Loan Extension Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5	per month	None
Early close account (within 90 days of opening account)	$10	Not stated	None
Bad address per month after first month	$5	per month	None
Overdraft & NSF
ACH, Debit card, or Share draft is presented against insufficient funds and the overdraft item is honored (per item)	$35	per item	None
ACH or Share draft that is presented for payment against insufficient funds and is returned (per item)	$35	per item	None
Insufficient funds charge per online bill pay attempt	$20	Not stated	None
ATM & Card
ATM/Debit Card replacement	$10	Not stated	None
Wire Transfers
Domestic outgoing wire	$20	Not stated	None
International outgoing wire	$30	Not stated	None
Check Services
Per cashiers check issued	$1	Not stated	None
Per money order issued up	$1	Not stated	None
Stop payment for check or a group of checks in a series	$30	Not stated	None
Temporary Checks – 4 Per Sheet (.40)	$0.10	Not stated	None
Check Cashing Fee	$1	Not stated	None
Foreign Check Processing Fee	$6.50	Not stated	None
Digital & Electronic
Bill Pay per month	$4.75	per month	None
Cash & Deposit
Deposit return item	$5	Not stated	None
Account Services
Non-Member Notary Fee	$5	Not stated	None
Drill safe deposit key	$110Not compared: Box drilling or key fee	Not stated	None
Lost safe deposit key	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$50	Not stated	None
Lending Fees
Loan late charge (or 5% of lesser pmt)	$15	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards – Members	$2	Not stated	None
Other Fees
Send or receive faxes per page	$1	Not stated	None
Loan Application Fee	$25	Not stated	None
Loan Extension Fee	$30	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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