Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

A.C.P.E. Federal Credit Union

Laramie, WyomingCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research fee per/hour with a minimum of$25Within the typical range ($15–$25 nationally)

Overdraft & NSFVerified

ACH or Share draft that is presented for payment against insufficient funds and is returned (per item)$35Above the typical range ($15–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=nsf; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$35.00 | ACH or Share draft that is presented for payment against insufficient funds and is returned (per item)" · Source
ACH, Debit card, or Share draft is presented against insufficient funds and the overdraft item is honored (per item)$35Above the typical range ($7.81–$30 nationally)
$12.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=overdraft; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$35.00 | ACH, Debit card, or Share draft is presented against insufficient funds and the overdraft item is honored (per item)" · Source
Insufficient funds charge per online bill pay attempt$20Within the typical range ($15–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=nsf; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$20.00 | Insufficient funds charge per online bill pay attempt" · Source

Wire TransfersVerified

Domestic outgoing wire$20Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=wire_domestic_outgoing; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$20.00 | Domestic outgoing wire" · Source
International outgoing wire$30Below the typical range ($35–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=wire_intl_outgoing; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$30.00 | International outgoing wire" · Source

Check ServicesVerified

Per cashiers check issued$1Below the typical range ($3–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=cashiers_check; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$1.00 | Per cashiers check issued" · Source
Per money order issued up to$1Below the typical range ($1.50–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=money_order; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$1.00 | Per money order issued up to $999.99" · Source
Stop payment for check or a group of checks in a series$30Within the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=stop_payment; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$30.00 | Stop payment for check or a group of checks in a series" · Source

Digital & ElectronicVerified

Bill Pay per month$4.75Within the typical range ($0–$14.45 nationally)
$1.20 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=bill_pay; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$4.75 | Bill Pay per month" · Source

Account ServicesVerified

Drill safe deposit key$110Above the typical range ($20–$92.36 nationally)
$70 above the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=safe_deposit_box; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$110.00 | Drill safe deposit key" · Source
Garnishment/Levy$50Within the typical range ($30–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=garnishment_levy; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$50.00 | Garnishment/Levy" · Source
Non-Member Notary Fee$5Within the typical range ($0–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=notary_fee; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$5.00 | Non-Member Notary Fee" · Source

Lending FeesVerified

Loan Extension Fee$30Within the typical range ($25–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=loan_origination; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$30.00 | Loan Extension Fee" · Source
Loan late charge (or 5% of lesser pmt)$15Within the typical range ($15–$28.38 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=late_payment; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$15.00 | Loan late charge (or 5% of lesser pmt)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Research fee per/hour with a minimum of	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=account_research; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$25.00 \| Research fee per/hour with a minimum of $15.00"	Source
Overdraft & NSFVerified
ACH or Share draft that is presented for payment against insufficient funds and is returned (per item)	$35Above the typical range ($15–$30 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=nsf; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$35.00 \| ACH or Share draft that is presented for payment against insufficient funds and is returned (per item)"	Source

Wire TransfersVerified
Domestic outgoing wire	$20Within the typical range ($20–$30 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=wire_domestic_outgoing; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$20.00 \| Domestic outgoing wire"	Source
International outgoing wire
Check ServicesVerified
Per cashiers check issued	$1Below the typical range ($3–$10 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=cashiers_check; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$1.00 \| Per cashiers check issued"	Source
Per money order issued up to	$1
Digital & ElectronicVerified
Bill Pay per month	$4.75Within the typical range ($0–$14.45 nationally)	$1.20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=bill_pay; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$4.75 \| Bill Pay per month"	Source
Account ServicesVerified
Drill safe deposit key	$110Above the typical range ($20–$92.36 nationally)	$70 above the national median	—	Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=safe_deposit_box; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$110.00 \| Drill safe deposit key"	Source
Garnishment/Levy	$50
Lending FeesVerified
Loan Extension Fee	$30Within the typical range ($25–$100 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1016. canonical_hint=loan_origination; text_hash=42480009f8f2bf6d1846513ca8056c8d56359ab0d611903f841afd4f012d4ead; excerpt="$30.00 \| Loan Extension Fee"	Source
Loan late charge (or 5% of lesser pmt)	$15

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

56% above the national median overdraft fee

Total fees: 15 — leaner than most institutions

Verified fees

Under review

Assets

$78.1M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$78.1M

Total deposits

$68.9M

Service charge income (year to date)

$53K

Fee income ratio

2.5%

Return on assets

1.74%

Financial profile · Pro

Performance from regulator filings

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