Bayou Community Federal Credit Union

Headquarters: Saint Gabriel, Louisiana
Charter: Credit Union
Assets: $17.7M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Simply Free Checking $5 · Deluxe Checking $6 · Premier Checking $8 · Second Chance Checking Accounts $10
Compared at $7, the middle of its prices
Bayou Community Federal Credit Union: $5 to $10
Bayou Community Federal Credit Union: $5 to $10
U.S. median: no median
Wire Transfer (Domestic Out)
Bayou Community Federal Credit Union: $20
Bayou Community Federal Credit Union: $20
U.S. median: no median
Stop Payment
Bayou Community Federal Credit Union: $28
Bayou Community Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bayou Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Deluxe Checking Monthly service charge$6
per month · Waived if Direct deposit into Deluxe Checking Enrolled in e-Statements Minimum of 15 debit card transactions posted/month
Monthly service charge$10
per month
Premier Checking Monthly service charge$8
per month · Waived if Direct deposit into Premier Checking Enrolled in e-Statements Minimum of 20 debit card transactions posted/month
Simply Free Checking Monthly service charge$5
per month · Waived if Direct deposit into Simply Free Checking Enrolled in e-Statements 19 years old and under 55 years old and above
Service Charge (balance falls below $1,000)$5
per month
Early Closure Fee$10
Dormant Fee$5
Not compared: Quarterly charge, not monthly
per quarter
Inactive Account Fee$5
per month
Excessive Withdrawal Fee$2
per item

Overdraft & NSF

Overdraft Transfer$5
per item

ATM & Card

Replacement Card$10
Replacement Debit Card$20
per item
Card Rush (3-4 days)$15

Wire Transfers

Outgoing Wire Transfer Fee$20
per item

Check Services

Member or Non-Member Official Check$5
per item
Stop Payment$28
Copy of Draft$2
per item

Cash & Deposit

Deposited Item Returned$28
per item

Lending Fees

Late Payment$25

Gift & Prepaid Cards

Visa® Gift Cards (non-reloadable): Member$2.50
per item
Visa® Gift Cards (non-reloadable): Non-Member$5
per item

Other Fees

Document Copy$15

Fee	Amount	Basis	Note
Account Maintenance
Deluxe Checking Monthly service charge	$6	per month	Waived if Direct deposit into Deluxe Checking Enrolled in e-Statements Minimum of 15 debit card transactions posted/month
Monthly service charge	$10	per month	None
Premier Checking Monthly service charge	$8	per month	Waived if Direct deposit into Premier Checking Enrolled in e-Statements Minimum of 20 debit card transactions posted/month
Simply Free Checking Monthly service charge	$5	per month	Waived if Direct deposit into Simply Free Checking Enrolled in e-Statements 19 years old and under 55 years old and above
Service Charge (balance falls below $1,000)	$5	per month	None
Early Closure Fee	$10	Not stated	None
Dormant Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Inactive Account Fee	$5	per month	None
Excessive Withdrawal Fee	$2	per item	None
Overdraft & NSF
Overdraft Transfer	$5	per item	None
ATM & Card
Replacement Card	$10	Not stated	None
Replacement Debit Card	$20	per item	None
Card Rush (3-4 days)	$15	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee	$20	per item	None
Check Services
Member or Non-Member Official Check	$5	per item	None
Stop Payment	$28	Not stated	None
Copy of Draft	$2	per item	None
Cash & Deposit
Deposited Item Returned	$28	per item	None
Lending Fees
Late Payment	$25	Not stated	None
Gift & Prepaid Cards
Visa® Gift Cards (non-reloadable): Member	$2.50	per item	None
Visa® Gift Cards (non-reloadable): Non-Member	$5	per item	None
Other Fees
Document Copy	$15	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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