Cornerstone Community Federal Credit Union

Headquarters: Lockport, New York
Charter: Credit Union
Assets: $730.2M
Fed district: New York

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Cornerstone Community Federal Credit Union: $25
Cornerstone Community Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Cornerstone Community Federal Credit Union: $30
Cornerstone Community Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $25, the middle of its prices
Cornerstone Community Federal Credit Union: $15 to $35
Cornerstone Community Federal Credit Union: $15 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cornerstone Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee$5
Abandoned Property Fee$25
Inactive/Dormant Account Fee$5
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Research fee for bill payment items$20
per item

Overdraft & NSF

Overdraft Privilege Fee$25
per item
Returned Draft Charges$30

ATM & Card

Replacement of Debit Card$10
per item
Expedited Check Delivery Fee$41.95

Wire Transfers

Outgoing Wire Transfer Fee$35
Outgoing Wire Transfer Fee$15
per item

Check Services

Official Check Fee$5
per item
Money Order Fee$3
per item
Corp. Check Stop Payment Fee$20
Money Order Stop Payment Fee$30
per item
Stop Payment Fee$30
per item
Counter Check Fee$1
per item
Requested Copy of Deposited Check$1
per item
Share Draft Copy Fee$2
per item

Cash & Deposit

Coin Sorting Machine Fee5%
Charge back denial fee$25

Account Services

Box Drilling Fee$400
Not compared: Box drilling or key fee
Box Late Fee$20
Not compared: Box drilling or key fee
Lost Key Fee$100
Not compared: Box drilling or key fee
Missed Drilling Appointment Fee$100
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$108
per year
Safe Deposit Box 3 x 10$54
per year
Safe Deposit Box 3 x 5$37.80
per year
Safe Deposit Box 5 x 10$81
per year
Safe Deposit Box 5 x 5$43.20
per year
Tax Levy Fee$25

Retirement & IRA

IRA Premature Closing Fee$20

Gift & Prepaid Cards

Gift Card$3.95
per item

Other Fees

Statement Copy Fee$1

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee	$5	Not stated	None
Abandoned Property Fee	$25	Not stated	None
Inactive/Dormant Account Fee	$5	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Research fee for bill payment items	$20	per item	None
Overdraft & NSF
Overdraft Privilege Fee	$25	per item	None
Returned Draft Charges	$30	Not stated	None
ATM & Card
Replacement of Debit Card	$10	per item	None
Expedited Check Delivery Fee	$41.95	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee	$35	Not stated	None
Outgoing Wire Transfer Fee	$15	per item	None
Check Services
Official Check Fee	$5	per item	None
Money Order Fee	$3	per item	None
Corp. Check Stop Payment Fee	$20	Not stated	None
Money Order Stop Payment Fee	$30	per item	None
Stop Payment Fee	$30	per item	None
Counter Check Fee	$1	per item	None
Requested Copy of Deposited Check	$1	per item	None
Share Draft Copy Fee	$2	per item	None
Cash & Deposit
Coin Sorting Machine Fee	5%	Not stated	None
Charge back denial fee	$25	Not stated	None
Account Services
Box Drilling Fee	$400Not compared: Box drilling or key fee	Not stated	None
Box Late Fee	$20Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$100Not compared: Box drilling or key fee	Not stated	None
Missed Drilling Appointment Fee	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$108	per year	None
Safe Deposit Box 3 x 10	$54	per year	None
Safe Deposit Box 3 x 5	$37.80	per year	None
Safe Deposit Box 5 x 10	$81	per year	None
Safe Deposit Box 5 x 5	$43.20	per year	None
Tax Levy Fee	$25	Not stated	None
Retirement & IRA
IRA Premature Closing Fee	$20	Not stated	None
Gift & Prepaid Cards
Gift Card	$3.95	per item	None
Other Fees
Statement Copy Fee	$1	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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