Timberline Federal Credit Union

Headquarters: Crossett, Arkansas
Charter: Credit Union
Assets: $80.4M
Fed district: St. Louis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Timberline Federal Credit Union: No fee
Timberline Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Timberline Federal Credit Union: $30
Timberline Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Timberline Federal Credit Union: $30
Timberline Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Timberline Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Early account closure (30 days or less)$15
Inactive Account$15
Not compared: Quarterly charge, not monthly
per quarter
Research ($10.00 minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal fee (after 4 per month)$5
per item
Returned Statement (bad address)$15

Overdraft & NSF

Overdraft (OD)$30
per item
Nonsufficient Funds (NSF)$30
per item
Returned Check Fee$30
Automatic Overdraft Transfers$15
Overdraft Transfers$25
per item

ATM & Card

ATM Fees: Designer Card$3
Replace Card$10

Wire Transfers

Outgoing Wire Transfer$20
Incoming Wire Transfer$10

Check Services

ACH Stop Pay$25
Stop Payments$25
Non-Member Check Cashing fee (on any amount) (audience not stated, treated as personal)1%
Collection Item$15
Check Copy Fee$2
per item

Digital & Electronic

ACH Origination$15
Overnight Bill Pay Check$14.95
Same Day Bill Pay Check$9.95

Cash & Deposit

Non-Member Coin Counting fee (on any amount) (audience not stated, treated as personal)1%

Account Services

Non-Member Notary fee$10
Drilling of Boxes$250
Not compared: Box drilling or key fee
Replacement Key$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3x10$20
Safe Deposit Box 3x5$15
Safe Deposit Box 5x10$40
Levy/Garnishment Request$50

Lending Fees

Mortgage Loan Origination Fee$350

Other Fees

Document Copy$5
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Early account closure (30 days or less)	$15	Not stated	None
Inactive Account	$15Not compared: Quarterly charge, not monthly	per quarter	None
Research ($10.00 minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal fee (after 4 per month)	$5	per item	None
Returned Statement (bad address)	$15	Not stated	None
Overdraft & NSF
Overdraft (OD)	$30	per item	None
Nonsufficient Funds (NSF)	$30	per item	None
Returned Check Fee	$30	Not stated	None
Automatic Overdraft Transfers	$15	Not stated	None
Overdraft Transfers	$25	per item	None
ATM & Card
ATM Fees: Designer Card	$3	Not stated	None
Replace Card	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Check Services
ACH Stop Pay	$25	Not stated	None
Stop Payments	$25	Not stated	None
Non-Member Check Cashing fee (on any amount) (audience not stated, treated as personal)	1%	Not stated	None
Collection Item	$15	Not stated	None
Check Copy Fee	$2	per item	None
Digital & Electronic
ACH Origination	$15	Not stated	None
Overnight Bill Pay Check	$14.95	Not stated	None
Same Day Bill Pay Check	$9.95	Not stated	None
Cash & Deposit
Non-Member Coin Counting fee (on any amount) (audience not stated, treated as personal)	1%	Not stated	None
Account Services
Non-Member Notary fee	$10	Not stated	None
Drilling of Boxes	$250Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3x10	$20	Not stated	None
Safe Deposit Box 3x5	$15	Not stated	None
Safe Deposit Box 5x10	$40	Not stated	None
Levy/Garnishment Request	$50	Not stated	None
Lending Fees
Mortgage Loan Origination Fee	$350	Not stated	None
Other Fees
Document Copy	$5	per item	None
Statement Copy	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Timberline Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.