Timberline Federal Credit Union

Headquarters: Crossett, Arkansas
Charter: Credit Union
Assets: $80.4M
Fed district: St. Louis
Regulator: NCUA

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 10, 2026

How these figures are measured

Call-report figures are for Timberline Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Timberline Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 10, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Timberline Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $303K in Q2 2026, 2.3% below the same quarter a year earlier ($310K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Timberline Federal Credit Union: No fee
Timberline Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Timberline Federal Credit Union: $30
Timberline Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Timberline Federal Credit Union: $30
Timberline Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $303K.

Fee income, Q2 2026

$303K

$304KQ3 2025

$302KQ4 2025

$308KQ1 2026

$303KQ2 2026

Against the median

Timberline Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Timberline Federal Credit Union · $80M in assets

Credit unions under $300M in assets that publish fees

Credit unions in the same asset-size band that publish fees, for comparing published prices. Not local competitors: they're spread over 53 states. A pricing set: it is not the financial cohort under Financial performance, which is drawn from Call Report filings in the band.

Credit unions only
Actual range: $679K to $300M
Headquartered in 53 states

Showing the 50 closest in assets of 1,583 peers; medians use all 1,583.

See the 50 institutions shown

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Timberline Federal Credit Union(this institution)	Crossett, AR	$80M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
1St Mississippi Federal Credit Union	Meridian, MS	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
A.C.P.E. Federal Credit Union	Laramie, WY	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Armstrong Associates Federal Credit Union	Ford City, PA	$82M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bay Cities Credit Union	Hayward, CA	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Baylor Health Care System Federal Credit Union	Dallas, TX	$81M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cal State L.A. Federal Credit Union	Los Angeles, CA	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
California Community Federal Credit Union	Sacramento, CA	$83M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Camc Federal Credit Union	Charleston, WV	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Castparts Employees Federal Credit Union	Portland, OR	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Columbine Federal Credit Union	Centennial, CO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cranston Municipal Employees Federal Credit Union	Cranston, RI	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Credit Union of Atlanta	Atlanta, GA	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Des Moines Metro Federal Credit Union	Des Moines, IA	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Diamond Lakes Federal Credit Union	Malvern, AR	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dillon Federal Credit Union	Hutchinson, KS	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastmill Federal Credit Union	East Millinocket, ME	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Eaton Family Federal Credit Union	Euclid, OH	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Educational Community Federal Credit Union	Springfield, MO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Enbright Federal Credit Union	Nashville, TN	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Fannin Federal Credit Union	Bonham, TX	$81M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ficare Federal Credit Union	Wesley Chapel, FL	$77M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Forrit Federal Credit Union	Clackamas, OR	$82M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Freestone Federal Credit Union	Teague, TX	$77M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
G.A.P. Federal Credit Union	Johnstown, PA	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Hawaii Schools Federal Credit Union	Honolulu, HI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Kahului Federal Credit Union	Kahului, HI	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Kemba Indianapolis Federal Credit Union	Indianapolis, IN	$82M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lake Huron Federal Credit Union	Saginaw, MI	$82M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Limestone Financial Federal Credit Union	Manistique, MI	$83M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Metro Federal Credit Union	Arlington Heights, IL	$80M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Metro Medical Federal Credit Union	Dallas, TX	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Miami University Community Federal Credit Union	Oxford, OH	$77M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Muskegon Federal Credit Union	Muskegon, MI	$81M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
New York University Federal Credit Union	New York, NY	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nikkei Federal Credit Union	Gardena, CA	$82M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ou Federal Credit Union	Norman, OK	$83M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pittsburgh Firefighters' Federal Credit Union	Pittsburgh, PA	$81M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Postcity Financial Federal Credit Union	Long Beach, CA	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Railroad Employees Federal Credit Union	Belen, NM	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Revity Federal Credit Union	Greensboro, NC	$83M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Rva Financial Federal Credit Union	Richmond, VA	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Select Employees Federal Credit Union	Sterling, IL	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sonoma Federal Credit Union	Santa Rosa, CA	$80M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Technicolor Federal Credit Union	Burbank, CA	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Thornapple Federal Credit Union	Hastings, MI	$79M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Uark Federal Credit Union	Fayetteville, AR	$82M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Valley Oak Federal Credit Union	Three Rivers, CA	$82M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westedge Federal Credit Union	Bellingham, WA	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westport Federal Credit Union	Westport, MA	$82M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Your Legacy Federal Credit Union	Tiffin, OH	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

1,583 peers selected · 476 publish this fee(monthly maintenance)

1,107 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $5 (100%) below the median of similar-sized credit unions.

Its published price is $0, against a peer median of $5 among 476 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Timberline Federal Credit…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee, among the 50 peers shown

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Timberline Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $303K
vs prior quarter: −$5K−1.6%; from Q1 2026
vs a year earlier: −$7K−2.3%; from Q2 2025
vs start of range: −$4K−1.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Timberline Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$303K	−$5K	−1.6%
Q1 2026	$308K	+$6K	+2.0%
Q4 2025	$302K	−$2K	−0.7%
Q3 2025	$304K	−$6K	−1.9%
Q2 2025	$310K	+$10K	+3.3%
Q1 2025	$300K	−$28K	−8.5%
Q4 2024	$328K	+$21K	+6.8%
Q3 2024	$307K	+$3K	+1.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Timberline Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Early account closure (30 days or less)$15
Inactive Account$15
Not compared: Quarterly charge, not monthly
per quarter
Research ($10.00 minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal fee (after 4 per month)$5
per item
Returned Statement (bad address)$15

Overdraft & NSF

Overdraft (OD)$30
per item
Nonsufficient Funds (NSF)$30
per item
Returned Check Fee$30
Automatic Overdraft Transfers$15
Overdraft Transfers$25
per item

ATM & Card

ATM Fees: Designer Card$3
Replace Card$10

Wire Transfers

Outgoing Wire Transfer$20
Incoming Wire Transfer$10

Check Services

ACH Stop Pay$25
Stop Payments$25
Non-Member Check Cashing fee (on any amount) (audience not stated, treated as personal)1%
Collection Item$15
Check Copy Fee$2
per item

Digital & Electronic

ACH Origination$15
Overnight Bill Pay Check$14.95
Same Day Bill Pay Check$9.95

Cash & Deposit

Non-Member Coin Counting fee (on any amount) (audience not stated, treated as personal)1%

Account Services

Non-Member Notary fee$10
Drilling of Boxes$250
Not compared: Box drilling or key fee
Replacement Key$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3x10$20
Safe Deposit Box 3x5$15
Safe Deposit Box 5x10$40
Levy/Garnishment Request$50

Lending Fees

Mortgage Loan Origination Fee$350

Other Fees

Document Copy$5
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Early account closure (30 days or less)	$15	Not stated	None
Inactive Account	$15Not compared: Quarterly charge, not monthly	per quarter	None
Research ($10.00 minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal fee (after 4 per month)	$5	per item	None
Returned Statement (bad address)	$15	Not stated	None
Overdraft & NSF
Overdraft (OD)	$30	per item	None
Nonsufficient Funds (NSF)	$30	per item	None
Returned Check Fee	$30	Not stated	None
Automatic Overdraft Transfers	$15	Not stated	None
Overdraft Transfers	$25	per item	None
ATM & Card
ATM Fees: Designer Card	$3	Not stated	None
Replace Card	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Check Services
ACH Stop Pay	$25	Not stated	None
Stop Payments	$25	Not stated	None
Non-Member Check Cashing fee (on any amount) (audience not stated, treated as personal)	1%	Not stated	None
Collection Item	$15	Not stated	None
Check Copy Fee	$2	per item	None
Digital & Electronic
ACH Origination	$15	Not stated	None
Overnight Bill Pay Check	$14.95	Not stated	None
Same Day Bill Pay Check	$9.95	Not stated	None
Cash & Deposit
Non-Member Coin Counting fee (on any amount) (audience not stated, treated as personal)	1%	Not stated	None
Account Services
Non-Member Notary fee	$10	Not stated	None
Drilling of Boxes	$250Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3x10	$20	Not stated	None
Safe Deposit Box 3x5	$15	Not stated	None
Safe Deposit Box 5x10	$40	Not stated	None
Levy/Garnishment Request	$50	Not stated	None
Lending Fees
Mortgage Loan Origination Fee	$350	Not stated	None
Other Fees
Document Copy	$5	per item	None
Statement Copy	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Timberline Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.