Firelands Federal Credit Union

Headquarters: Bellevue, Ohio
Charter: Credit Union
Assets: $579.9M
Fed district: Cleveland

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Firelands Federal Credit Union: $30
Firelands Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Firelands Federal Credit Union: $30
Firelands Federal Credit Union: $30
U.S. median: no median
Stop Payment
Firelands Federal Credit Union: $30
Firelands Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Firelands Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account within 6 Months of Opening$5
Inactive Account$10
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail$5

Overdraft & NSF

ATM Overdraft$30
Overdraft – Each overdraft paid$30
per item
Non-Sufficient Funds (per presentment)$30
per item

ATM & Card

Replace Lost/Stolen/Damaged ATM Card$10
International Service Assessment1%of the transaction

Check Services

Cashier’s Checks$5
Certified Check$10
Money Order$2
Stop Payments (each)$30
per item
Collection Item (includes foreign currency items)$20
Collection Item (incoming)$5
Copy of Check (per copy)$5
per item

Account Services

Garnishments$50

Other Fees

Statement Copy (each)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Close Account within 6 Months of Opening	$5	Not stated	None
Inactive Account	$10	Not stated	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail	$5	Not stated	None
Overdraft & NSF
ATM Overdraft	$30	Not stated	None
Overdraft – Each overdraft paid	$30	per item	None
Non-Sufficient Funds (per presentment)	$30	per item	None
ATM & Card
Replace Lost/Stolen/Damaged ATM Card	$10	Not stated	None
International Service Assessment	1%of the transaction	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Certified Check	$10	Not stated	None
Money Order	$2	Not stated	None
Stop Payments (each)	$30	per item	None
Collection Item (includes foreign currency items)	$20	Not stated	None
Collection Item (incoming)	$5	Not stated	None
Copy of Check (per copy)	$5	per item	None
Account Services
Garnishments	$50	Not stated	None
Other Fees
Statement Copy (each)	$5	per item	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Firelands Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.