Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Good Neighbors Federal Credit Union

Depew, New YorkCredit UnionNew York Fed districtFees collected Apr 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$7Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=dormant_account; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Dormant Account* | $7.00/month" · Source

Fax (Outgoing)$0

$25 below the national median

Knox read a free fee from Rosetta artifact #4793. canonical_hint=account_research; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Fax (Outgoing) | Free" · Source

Mailed Statements$3

At the national median

Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=paper_statement; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Mailed Statements | $3.00/statement (effective May 1, 2026)" · Source

Overdraft & NSFVerified

Insufficient Funds (NSF)$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=nsf; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Insufficient Funds (NSF) | $25.00" · Source
Overdraft Transfer from Savings$0Below the typical range ($3–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=od_protection_transfer; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Overdraft Transfer from Savings | Free" · Source
Overdraft† / Courtesy Pay$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=overdraft; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Overdraft† / Courtesy Pay | $25.00/item" · Source

ATM & CardVerified

24/7 ATM$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=atm_non_network; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="24/7 ATM | Free" · Source
Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=card_replacement; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Card Replacement | $5.00" · Source
Rush Plastic Card$20Below the typical range ($30–$50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=rush_card; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Rush Plastic Card | $20.00/card" · Source

Wire TransfersVerified

Incoming Wire Transfer$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=wire_domestic_incoming; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Incoming Wire Transfer | Free" · Source
Wire Transfer (Foreign Outgoing)$30Below the typical range ($40–$50 nationally)
$20 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=wire_intl_outgoing; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Wire Transfer (Foreign Outgoing) | $30.00/item" · Source
Wire Transfer (Outgoing)$25Within the typical range ($20–$25 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=wire_domestic_outgoing; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Wire Transfer (Outgoing) | $25.00/item" · Source

Check ServicesVerified

Cashier's Check$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=cashiers_check; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Cashier's Check | Free" · Source
Money Order$0Below the typical range ($1.75–$3 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=money_order; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Money Order | Free" · Source

Digital & ElectronicVerified

Bill Pay$5.95Within the typical range ($0–$11.29 nationally)
$0.98 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=bill_pay; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Bill Pay | $5.95/month (after 2 months of inactivity)" · Source

Cash & DepositVerified

Night Deposit$0Below the typical range ($5–$20 nationally)
$12.50 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=night_deposit; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Night Deposit | Free" · Source

Account ServicesVerified

Duplicate Lien Release$0Below the typical range ($30–$131.13 nationally)
$75 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=legal_process; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Duplicate Lien Release | Free" · Source
Notary Public$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #4793. canonical_hint=notary_fee; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Notary Public | Free" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$7Within the typical range ($5–$10 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=dormant_account; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Dormant Account* \| $7.00/month"	Source
Fax (Outgoing)	$0Below the typical range ($17.50–$25 nationally)	$25 below the national median	—	Knox read a free fee from Rosetta artifact #4793. canonical_hint=account_research; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Fax (Outgoing) \| Free"	Source
Mailed Statements	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=paper_statement; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Mailed Statements \| $3.00/statement (effective May 1, 2026)"	Source
Overdraft & NSFVerified
Insufficient Funds (NSF)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=nsf; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Insufficient Funds (NSF) \| $25.00"	Source
Overdraft Transfer from Savings	$0
ATM & CardVerified
24/7 ATM	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #4793. canonical_hint=atm_non_network; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="24/7 ATM \| Free"	Source
Card Replacement	$5
Wire TransfersVerified
Incoming Wire Transfer	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #4793. canonical_hint=wire_domestic_incoming; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Incoming Wire Transfer \| Free"	Source
Wire Transfer (Foreign Outgoing)	$30
Check ServicesVerified
Cashier's Check	$0Below the typical range ($3–$6 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #4793. canonical_hint=cashiers_check; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Cashier's Check \| Free"	Source
Money Order	$0
Digital & ElectronicVerified
Bill Pay	$5.95Within the typical range ($0–$11.29 nationally)	$0.98 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4793. canonical_hint=bill_pay; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Bill Pay \| $5.95/month (after 2 months of inactivity)"	Source
Cash & DepositVerified
Night Deposit	$0Below the typical range ($5–$20 nationally)	$12.50 below the national median	—	Knox read a free fee from Rosetta artifact #4793. canonical_hint=night_deposit; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Night Deposit \| Free"	Source
Account ServicesVerified
Duplicate Lien Release	$0Below the typical range ($30–$131.13 nationally)	$75 below the national median	—	Knox read a free fee from Rosetta artifact #4793. canonical_hint=legal_process; text_hash=1a7cf6f83caf277e816597564bff5ea34d3e7a51027c0ed611800b98ac9565c5; excerpt="Duplicate Lien Release \| Free"	Source
Notary Public	$0

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$91.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$91.7M

Total deposits

$84.6M

Service charge income (year to date)

$329K

Fee income ratio

10.8%

Return on assets

-0.15%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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