Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Sweet Home Federal Credit Union

Amherst, New YorkCredit UnionNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Balancing | minimum /$25Within the typical range ($20–$25 nationally)

Early Closure Fee | (Fee Accessed if account is closed within 90 days)$5

$10 below the national median

Source

Overdraft & NSFVerified

Courtesy Pay$25Within the typical range ($25–$32 nationally)
$5 below the national median
Source
Returned Check Fee$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
Source

ATM & CardVerified

Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

CU Corporate Check (W/D)$1Below the typical range ($3–$5.50 nationally)
$4 below the national median
Source
Fax Copy of Draft/Certified Draft$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Photocopy Request of Draft$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Stop Payment (ACH or Draft)$20Within the typical range ($20–$30 nationally)
$6 below the national median
per item · Source

Account ServicesVerified

Legal Documents/Tax Levy/Garnishment/Restraining Notice/Information Subpoena$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source

Other FeesVerified

Photocopies$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source
Statement Reprint$3Within the typical range ($2–$5 nationally)
At the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Balancing \| minimum /	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Early Closure Fee \| (Fee Accessed if account is closed within 90 days)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay	$25Within the typical range ($25–$32 nationally)	$5 below the national median	—	—	Source
Returned Check Fee	$25
ATM & CardVerified
Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Check ServicesVerified
CU Corporate Check (W/D)	$1Below the typical range ($3–$5.50 nationally)	$4 below the national median	—	—	Source
Fax Copy of Draft/Certified Draft	$5
Account ServicesVerified
Legal Documents/Tax Levy/Garnishment/Restraining Notice/Information Subpoena	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source
Other FeesVerified
Photocopies	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source
Statement Reprint	$3Within the typical range ($2–$5 nationally)

Fee change alerts

Get an email when Sweet Home Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Sweet Home Federal Credit Union? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$45.4M

Work at Sweet Home Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$45.4M

Total deposits

$39.3M

Service charge income (year to date)

$32K

Fee income ratio

3.1%

Return on assets

1.61%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 37,565 published fee entries from 2,624 institutions

See pricing