18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Great Meadow Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure | $15 | Not stated | None |
| Dormant Account (no activity for 365 days) | $5 | per month | None |
| Account Reconciliation | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Transfer or Withdrawal Fee | $5 | per item | None |
| Returned Mail | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| One-time Debit Overdraft | $35 | per item | None |
| Overdraft/NSF | $35 | per item | None |
| NSF | $35 | per item | None |
| Returned Item | $35 | per item | None |
| Overdraft Protection | $3 | per item | None |
ATM & Card | |||
| ATM Surcharge | $2 | Not stated | None |
| Replacement ATM Card | $5 | per item | None |
| Replacement Mastercard® Card | $5 | per item | None |
| Foreign Transactions | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Outgoing – Domestic) | $25 | per item | None |
| Wire Transfer: Outgoing - Domestic | $25 | Not stated | None |
| Wire Transfer Incoming | $15 | per item | None |
| Wire Transfer: Incoming | $15 | Not stated | None |
Check Services | |||
| Stop Payment (ACH or Draft) | $30 | per item | None |
| Items Sent for Collection | $25 | per item | None |
| Check Copy | $5 | per item | None |
Cash & Deposit | |||
| Deposit Item Return | $10 | per item | None |
Account Services | |||
| Legal Process (tax levies, summons) | $100 | Not stated | None |
Lending Fees | |||
| Late Fee (after 10 day grace period) | $30 | Not stated | None |
Other Fees | |||
| Fax (Incoming or Outgoing) | $1 | Not stated | None |
| Photocopy | $1 | per item | None |
| Statement Copy | $5 | per item | None |
| Consumer Loan Application Fee | $25 | Not stated | None |
| Quick Cash Loan Application Fee | $75 | Not stated | None |
| SIMPLE Loan Application Fee | $50 | Not stated | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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