The Family First Federal Credit Union

Headquarters: Great Falls, Montana
Charter: Credit Union
Assets: $18.8M
Fed district: Minneapolis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
The Family First Federal Credit Union: $30
The Family First Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
The Family First Federal Credit Union: $20
The Family First Federal Credit Union: $20
U.S. median: no median
Stop Payment
The Family First Federal Credit Union: $30
The Family First Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Family First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed in first 180 days$25
Dormant Account$5
per month
Reconcile member checking account$25
Not compared: Charged per hour; comparison unavailable
per hour
Address Correction visa USPS Notice$5

Overdraft & NSF

NSF - Insufficient Funds on checks, ACH, ATM or Debit transactions$30
per item

ATM & Card

Select Checking with ATM card$3
Not compared: Monthly charge, not per item
per month
ATM Card Replacement$10
per item
Debit card or VISA card replacement fee$10
per item
Card Replacement Rush Fee - Card only (additional cost to rush PIN mailer)$40

Wire Transfers

Outgoing Wire Transfer- Domestic$20
Outgoing Wire Transfer - International$60

Check Services

Credit Union Corporate Check$3
Money Orders$2
per item
Stop Payment - Member Checks or ACH items$30
per item
Temporary/Counter Checks$4
Not compared: Charged per page; comparison unavailable
per page
Foreign Check/Sight Draft deposit$30
per item
Copy of cleared Check$5
per item

Cash & Deposit

Returned Deposit Item Fee$10
per item

Account Services

Non-Member Fee- Notary Public$5
per item
Garnishment/Levy/Writ or other Legal Order$75
per item
Legal Order$75
per item

Lending Fees

VISA Late Charge$20

Gift & Prepaid Cards

VISA Gift Card$3
per item

Other Fees

Copy of Statement$5
Not compared: Monthly charge, not per item
per month
Outgoing Fax (international)$5
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account closed in first 180 days	$25	Not stated	None
Dormant Account	$5	per month	None
Reconcile member checking account	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Address Correction visa USPS Notice	$5	Not stated	None
Overdraft & NSF
NSF - Insufficient Funds on checks, ACH, ATM or Debit transactions	$30	per item	None
ATM & Card
Select Checking with ATM card	$3Not compared: Monthly charge, not per item	per month	None
ATM Card Replacement	$10	per item	None
Debit card or VISA card replacement fee	$10	per item	None
Card Replacement Rush Fee - Card only (additional cost to rush PIN mailer)	$40	Not stated	None
Wire Transfers
Outgoing Wire Transfer- Domestic	$20	Not stated	None
Outgoing Wire Transfer - International	$60	Not stated	None
Check Services
Credit Union Corporate Check	$3	Not stated	None
Money Orders	$2	per item	None
Stop Payment - Member Checks or ACH items	$30	per item	None
Temporary/Counter Checks	$4Not compared: Charged per page; comparison unavailable	per page	None
Foreign Check/Sight Draft deposit	$30	per item	None
Copy of cleared Check	$5	per item	None
Cash & Deposit
Returned Deposit Item Fee	$10	per item	None
Account Services
Non-Member Fee- Notary Public	$5	per item	None
Garnishment/Levy/Writ or other Legal Order	$75	per item	None
Legal Order	$75	per item	None
Lending Fees
VISA Late Charge	$20	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3	per item	None
Other Fees
Copy of Statement	$5Not compared: Monthly charge, not per item	per month	None
Outgoing Fax (international)	$5Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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