Apple Federal Credit Union

Headquarters: Fairfax, Virginia
Charter: Credit Union
Assets: $5.7B
Fed district: Richmond

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Apple Federal Credit Union: No fee
Apple Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
Apple Federal Credit Union: $0 to $25
Apple Federal Credit Union: $0 to $25
U.S. median: no median
NSF / Returned Item
Apple Federal Credit Union: $25
Apple Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Apple Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly FeeNo charge
per month
Inactive Account Fee$5
Inactive Account Fee$2
Bad Address$5
per month

Overdraft & NSF

No Overdraft ServiceNo charge
Overdraft Fee (Check)$25
Overdraft: Overdraft Penalty Fee$25
per item
Non-Sufficient Funds (NSF) Fee$25
per item
Returned Item Fee$25
Option B: Overdraft Transfer FeeNo charge
per item

ATM & Card

Non-Apple ATM Transaction$1.50
Replacement of Lost/Stolen Debit Card$5

Wire Transfers

Wire Transfer (Domestic)$20
Incoming WiresNo charge
Wire Transfer (International)$50

Check Services

Stop Payment$20
Stop Payment Fee$20
per item
Stop Payment on Official Teller Check$20
Copy of Check$2
per item
Other Service Fees: Copy of Check$2

Digital & Electronic

Bill PayNo charge
Rush Delivery (Bill Pay Check)$14.95
Rush Delivery (Electronic Bill Pay)$9.95

Cash & Deposit

CO-OP ATM Return Check Deposits$6
Returned Deposit Item$15

Account Services

Notary ServicesNo charge
Safe Deposit Box 10 x 10$125
Safe Deposit Box 3 x 10$65
Safe Deposit Box 3 x 5$35
Safe Deposit Box 5 x 10$90
Safe Deposit Box 5 x 5$50
Safe Deposit Box 7 x 10$115
Garnishment Fee$50
Verification of Deposit$25

Other Fees

Overnight Delivery Fee$31.25
Copy of Statement$2
Visa Credit Card Statement Copy$5
Not compared: Monthly charge, not per item
per month
Returned Loan Payment$15
Skip-A-Pay$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	No charge	per month	None
Inactive Account Fee	$5	Not stated	None
Inactive Account Fee	$2	Not stated	None
Bad Address	$5	per month	None
Overdraft & NSF
No Overdraft Service	No charge	Not stated	None
Overdraft Fee (Check)	$25	Not stated	None
Overdraft: Overdraft Penalty Fee	$25	per item	None
Non-Sufficient Funds (NSF) Fee	$25	per item	None
Returned Item Fee	$25	Not stated	None
Option B: Overdraft Transfer Fee	No charge	per item	None
ATM & Card
Non-Apple ATM Transaction	$1.50	Not stated	None
Replacement of Lost/Stolen Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfer (Domestic)	$20	Not stated	None
Incoming Wires	No charge	Not stated	None
Wire Transfer (International)	$50	Not stated	None
Check Services
Stop Payment	$20	Not stated	None
Stop Payment Fee	$20	per item	None
Stop Payment on Official Teller Check	$20	Not stated	None
Copy of Check	$2	per item	None
Other Service Fees: Copy of Check	$2	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Rush Delivery (Bill Pay Check)	$14.95	Not stated	None
Rush Delivery (Electronic Bill Pay)	$9.95	Not stated	None
Cash & Deposit
CO-OP ATM Return Check Deposits	$6	Not stated	None
Returned Deposit Item	$15	Not stated	None
Account Services
Notary Services	No charge	Not stated	None
Safe Deposit Box 10 x 10	$125	Not stated	None
Safe Deposit Box 3 x 10	$65	Not stated	None
Safe Deposit Box 3 x 5	$35	Not stated	None
Safe Deposit Box 5 x 10	$90	Not stated	None
Safe Deposit Box 5 x 5	$50	Not stated	None
Safe Deposit Box 7 x 10	$115	Not stated	None
Garnishment Fee	$50	Not stated	None
Verification of Deposit	$25	Not stated	None
Other Fees
Overnight Delivery Fee	$31.25	Not stated	None
Copy of Statement	$2	Not stated	None
Visa Credit Card Statement Copy	$5Not compared: Monthly charge, not per item	per month	None
Returned Loan Payment	$15	Not stated	None
Skip-A-Pay	$25	per item	None

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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