Vacationland Federal Credit Union

Headquarters: Sandusky, Ohio
Charter: Credit Union
Assets: $326.9M
Fed district: Cleveland

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Elevate Checking
Can be waived with an average daily balance of $1,500 or more.
Vacationland Federal Credit Union: $5
Vacationland Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Vacationland Federal Credit Union: $30
Vacationland Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Vacationland Federal Credit Union: $1.50
Vacationland Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Vacationland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Elevate Checking Monthly Service Charge$5
per month · waived if average daily balance of $1,500 maintained
Membership closing within 90 days of opening fee$5
Monthly Dormant Account Fee$10
per month
Account Research/Balancing – per hour$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Non-Sufficient Funds Fee(s) (per submission or resubmission of an item)$30
per item
Overdraft from Savings Transfer Charge$3

ATM & Card

Non-proprietary ATM fee$1.50
per transaction

Check Services

Cashier’s Check/Money Order/Starter Checks (sheet of 4) – one per day free$1
Not compared: Daily charge, not per item
per day
Stop Payment Fee for Draft OR Single/Reccuring Preauthorized Electronic Funds Transfer(s)$30

Cash & Deposit

Returned Deposit Items$20

Account Services

Safe Deposit Box 10 x 10$70
per year
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$70
Safe Deposit Box 3 x 10$25
per year
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$25
Safe Deposit Box 3 x 5$15
per year
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$15
per year
Safe Deposit Box 5 x 10$40
per year
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$40
Safe Deposit Box 5 x 5$20
per year
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$20
Garnishment/Tax Levies/Backup Withholding$25

Gift & Prepaid Cards

CUMONEY® Visa® Gift Cards ($10- $1000)$2

Fee	Amount	Basis	Note
Account Maintenance
Elevate Checking Monthly Service Charge	$5	per month	waived if average daily balance of $1,500 maintained
Membership closing within 90 days of opening fee	$5	Not stated	None
Monthly Dormant Account Fee	$10	per month	None
Account Research/Balancing – per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Non-Sufficient Funds Fee(s) (per submission or resubmission of an item)	$30	per item	None
Overdraft from Savings Transfer Charge	$3	Not stated	None
ATM & Card
Non-proprietary ATM fee	$1.50	per transaction	None
Check Services
Cashier’s Check/Money Order/Starter Checks (sheet of 4) – one per day free	$1Not compared: Daily charge, not per item	per day	None
Stop Payment Fee for Draft OR Single/Reccuring Preauthorized Electronic Funds Transfer(s)	$30	Not stated	None
Cash & Deposit
Returned Deposit Items	$20	Not stated	None
Account Services
Safe Deposit Box 10 x 10	$70	per year	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 3 x 10	$25	per year	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 3 x 5	$15	per year	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$15	per year	None
Safe Deposit Box 5 x 10	$40	per year	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5 x 5	$20	per year	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Garnishment/Tax Levies/Backup Withholding	$25	Not stated	None
Gift & Prepaid Cards
CUMONEY® Visa® Gift Cards ($10- $1000)	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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