First Service Federal Credit Union

Headquarters: Groveport, Ohio
Charter: Credit Union
Assets: $236.3M
Fed district: Cleveland

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Platinum Checking $5 · First Choice VIP Checking $8
Compared at $6.50, the middle of its prices
First Service Federal Credit Union: $5 to $8
First Service Federal Credit Union: $5 to $8
U.S. median: no median
Overdraft (OD)
First Service Federal Credit Union: $30
First Service Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
First Service Federal Credit Union: $30
First Service Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Service Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

First Choice VIP Checking Monthly Fee$8
per month
Platinum Checking Monthly Fee$5
per month
Account Closed - within 6 months of opening$10
Dormant Account - inactive after 2 years$5
per month
Escheatment of Unclaimed Funds$75
Account Research/Reconcillation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$3
per month
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay (Overdraft Item)$30
per item
NSF (Non-Sufficient Funds Item)$30
per item

ATM & Card

Replacement ATM/Debit Card$5
per item

Check Services

Cashier Check - to other than the member$3
per item
Money Order$4
per item
Stop Payment (all types)$30
per item
Counter Check$2
Non-Member Check Cashing$5
per item
Copy of Draft$5
per item

Cash & Deposit

Returned Deposit Item/Re-deposited Item$20
per item

Account Services

Lost key/Drill box$125
Not compared: Box drilling or key fee
ACCOUNT ACCESS & INQUIRY FEES Levies (audience not stated, treated as personal)$25
per item
Garnishments$25
per item

Retirement & IRA

IRA Annual Fee$10
per year
IRA Closed - within 12 months of opening$50
one time

Other Fees

Photocopy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
First Choice VIP Checking Monthly Fee	$8	per month	None
Platinum Checking Monthly Fee	$5	per month	None
Account Closed - within 6 months of opening	$10	Not stated	None
Dormant Account - inactive after 2 years	$5	per month	None
Escheatment of Unclaimed Funds	$75	Not stated	None
Account Research/Reconcillation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$3	per month	None
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay (Overdraft Item)	$30	per item	None
NSF (Non-Sufficient Funds Item)	$30	per item	None
ATM & Card
Replacement ATM/Debit Card	$5	per item	None
Check Services
Cashier Check - to other than the member	$3	per item	None
Money Order	$4	per item	None
Stop Payment (all types)	$30	per item	None
Counter Check	$2	Not stated	None
Non-Member Check Cashing	$5	per item	None
Copy of Draft	$5	per item	None
Cash & Deposit
Returned Deposit Item/Re-deposited Item	$20	per item	None
Account Services
Lost key/Drill box	$125Not compared: Box drilling or key fee	Not stated	None
ACCOUNT ACCESS & INQUIRY FEES Levies (audience not stated, treated as personal)	$25	per item	None
Garnishments	$25	per item	None
Retirement & IRA
IRA Annual Fee	$10	per year	None
IRA Closed - within 12 months of opening	$50	one time	None
Other Fees
Photocopy	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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