21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 31, 2026
Call-report figures are for Dirigo Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Dirigo Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 31, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $591K in Q2 2026, 9.4% above the same quarter a year earlier ($540K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 4.8% from Q3 2025 to Q2 2026, to $591K.
$591K
Dirigo Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Dirigo Federal Credit Union · $498M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Dirigo Federal Credit Union(this institution) | Lewiston, ME | $498M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| 802 Federal Credit Union | Barre, VT | $508M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Advantage Federal Credit Union | Rochester, NY | $498M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Carolinas Telco Federal Credit Union | Charlotte, NC | $506M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cme Federal Credit Union | Columbus, OH | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Commonwealth One Federal Credit Union | Alexandria, VA | $502M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Harvest Federal Credit Union | Deptford, NJ | $484M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Garden Savings Federal Credit Union | Parsippany, NJ | $496M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Healthcare Associates Federal Credit Union | Lisle, IL | $482M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Holy Rosary Federal Credit Union | Rochester, NH | $508M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jolt Federal Credit Union | Saginaw, MI | $484M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Land Of Lincoln Federal Credit Union | Decatur, IL | $499M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Levo Federal Credit Union | Sioux Falls, SD | $516M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Loc Federal Credit Union | Farmington, MI | $485M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Maui County Federal Credit Union | Wailuku, HI | $488M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Memphis City Employees Federal Credit Union | Memphis, TN | $503M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Nizari Progressive Federal Credit Union | Sugar Land, TX | $505M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Security First Federal Credit Union | Mcallen, TX | $517M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tampa Bay Federal Credit Union | Tampa, FL | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Teg Federal Credit Union | Poughkeepsie, NY | $507M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Telcoe Federal Credit Union | Little Rock, AR | $503M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Topside Federal Credit Union | Dahlgren, VA | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Trax Federal Credit Union | Tampa, FL | $485M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Valleystar Federal Credit Union | Martinsville, VA | $503M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Widget Federal Credit Union | Erie, PA | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Winsouth Federal Credit Union | Gadsden, AL | $479M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.98 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Dirigo Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Dirigo Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $591K | +$83K | +16.3% |
| Q1 2026 | $508K | −$59K | −10.4% |
| Q4 2025 | $567K | +$3K | +0.5% |
| Q3 2025 | $564K | +$24K | +4.4% |
| Q2 2025 | $540K | +$34K | +6.7% |
| Q1 2025 | $506K | −$59K | −10.4% |
| Q4 2024 | $565K | +$14K | +2.5% |
| Q3 2024 | $551K | +$11K | +2.0% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Dirigo Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per transaction
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure (<6 months of opening) | $20 | Not stated | None |
| Account Inactivity (after 12 months/per month) | $2 | per month | None |
| Account Reconciliation (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Returned Item Fee -NSF (per item) | $27 | per item | None |
| Overdraft Transfer from Share | $1 | Not stated | None |
ATM & Card | |||
| ATM Surcharge (per transaction) | $1.50 | per transaction | None |
| Replacement Card Fee | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $20 | Not stated | None |
| Incoming Wire | No charge | Not stated | None |
| International Wire | $40 | Not stated | None |
Check Services | |||
| Bank Check (per item) | $2 | per item | None |
| Money Order (per item) | $2 | per item | None |
| Stop Payment Request | $25 | per transaction | None |
| Starter Checks (4 per page) | $3 | per item | None |
| Canadian Check Processing Fee | $15 | Not stated | None |
| Check Copy | $2 | Not stated | None |
| Check Copy (per item) | $2 | per item | None |
| Printed - Monthly Statement Copy (per item) | $3Not compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Return Deposited Item (per item) | $10 | per item | None |
Account Services | |||
| Notary Services (members only) | No charge | Not stated | None |
| Legal Processing of writs, levies, summonses | $25 | per item | None |
| Loan Subordination | $250 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards | $3 | Not stated | None |
Other Fees | |||
| Doc Fee (Purchase or new loan) | $35 | one time | None |
| Doc Fee (Refinance from Dirigo) | $50 | one time | None |
| Loan Extension | $25 | Not stated | None |
| Loan Modification | $500 | Not stated | None |
| Loan Payoff Request | $5 | Not stated | None |
per item
per item
per transaction
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure (<6 months of opening) | $20 | Not stated | None |
| Account Inactivity (after 12 months/per month) | $2 | per month | None |
| Account Reconciliation (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Returned Item Fee -NSF (per item) | $27 | per item | None |
| Overdraft Transfer from Share | $1 | Not stated | None |
ATM & Card | |||
| ATM Surcharge (per transaction) | $1.50 | per transaction | None |
| Replacement Card Fee | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $20 | Not stated | None |
| Incoming Wire | No charge | Not stated | None |
| International Wire | $40 | Not stated | None |
Check Services | |||
| Bank Check (per item) | $2 | per item | None |
| Money Order (per item) | $2 | per item | None |
| Stop Payment Request | $25 | per transaction | None |
| Starter Checks (4 per page) | $3 | per item | None |
| Canadian Check Processing Fee | $15 | Not stated | None |
| Check Copy | $2 | Not stated | None |
| Check Copy (per item) | $2 | per item | None |
| Printed - Monthly Statement Copy (per item) | $3Not compared: Monthly charge, not per item | per month | None |
Digital & Electronic | |||
| Business Bill Pay | $5.95 | Not stated | None |
Cash & Deposit | |||
| Return Deposited Item (per item) | $10 | per item | None |
Account Services | |||
| Notary Services (members only) | No charge | Not stated | None |
| Legal Processing of writs, levies, summonses | $25 | per item | None |
| Loan Subordination | $250 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards | $3 | Not stated | None |
Other Fees | |||
| Loan Extension | $25 | Not stated | None |
| Loan Modification | $500 | Not stated | None |
| Loan Payoff Request | $5 | Not stated | None |
| Skip-a-Pay | $35 | Not stated | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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