Dirigo Federal Credit Union

Headquarters: Lewiston, Maine
Charter: Credit Union
Assets: $498.2M
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Dirigo Federal Credit Union: $27
Dirigo Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Dirigo Federal Credit Union: $1.50
Dirigo Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Dirigo Federal Credit Union: $20
Dirigo Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Dirigo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure (<6 months of opening)$20
Account Inactivity (after 12 months/per month)$2
per month
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned Item Fee -NSF (per item)$27
per item
Overdraft Transfer from Share$1

ATM & Card

ATM Surcharge (per transaction)$1.50
per transaction
Replacement Card Fee$10

Wire Transfers

Outgoing Wire$20
Incoming WireNo charge
International Wire$40

Check Services

Bank Check (per item)$2
per item
Money Order (per item)$2
per item
Stop Payment Request$25
per transaction
Starter Checks (4 per page)$3
per item
Canadian Check Processing Fee$15
Check Copy$2
Check Copy (per item)$2
per item
Printed - Monthly Statement Copy (per item)$3
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Return Deposited Item (per item)$10
per item

Account Services

Notary Services (members only)No charge
Legal Processing of writs, levies, summonses$25
per item
Loan Subordination$250

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Doc Fee (Purchase or new loan)$35
one time
Doc Fee (Refinance from Dirigo)$50
one time
Loan Extension$25
Loan Modification$500
Loan Payoff Request$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (<6 months of opening)	$20	Not stated	None
Account Inactivity (after 12 months/per month)	$2	per month	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned Item Fee -NSF (per item)	$27	per item	None
Overdraft Transfer from Share	$1	Not stated	None
ATM & Card
ATM Surcharge (per transaction)	$1.50	per transaction	None
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	No charge	Not stated	None
International Wire	$40	Not stated	None
Check Services
Bank Check (per item)	$2	per item	None
Money Order (per item)	$2	per item	None
Stop Payment Request	$25	per transaction	None
Starter Checks (4 per page)	$3	per item	None
Canadian Check Processing Fee	$15	Not stated	None
Check Copy	$2	Not stated	None
Check Copy (per item)	$2	per item	None
Printed - Monthly Statement Copy (per item)	$3Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Return Deposited Item (per item)	$10	per item	None
Account Services
Notary Services (members only)	No charge	Not stated	None
Legal Processing of writs, levies, summonses	$25	per item	None
Loan Subordination	$250	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Doc Fee (Purchase or new loan)	$35	one time	None
Doc Fee (Refinance from Dirigo)	$50	one time	None
Loan Extension	$25	Not stated	None
Loan Modification	$500	Not stated	None
Loan Payoff Request	$5	Not stated	None

Account Maintenance

Early Account Closure (<6 months of opening)$20
Account Inactivity (after 12 months/per month)$2
per month
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned Item Fee -NSF (per item)$27
per item
Overdraft Transfer from Share$1

ATM & Card

ATM Surcharge (per transaction)$1.50
per transaction
Replacement Card Fee$10

Wire Transfers

Outgoing Wire$20
Incoming WireNo charge
International Wire$40

Check Services

Bank Check (per item)$2
per item
Money Order (per item)$2
per item
Stop Payment Request$25
per transaction
Starter Checks (4 per page)$3
per item
Canadian Check Processing Fee$15
Check Copy$2
Check Copy (per item)$2
per item
Printed - Monthly Statement Copy (per item)$3
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Business Bill Pay$5.95

Cash & Deposit

Return Deposited Item (per item)$10
per item

Account Services

Notary Services (members only)No charge
Legal Processing of writs, levies, summonses$25
per item
Loan Subordination$250

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Loan Extension$25
Loan Modification$500
Loan Payoff Request$5
Skip-a-Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (<6 months of opening)	$20	Not stated	None
Account Inactivity (after 12 months/per month)	$2	per month	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned Item Fee -NSF (per item)	$27	per item	None
Overdraft Transfer from Share	$1	Not stated	None
ATM & Card
ATM Surcharge (per transaction)	$1.50	per transaction	None
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	No charge	Not stated	None
International Wire	$40	Not stated	None
Check Services
Bank Check (per item)	$2	per item	None
Money Order (per item)	$2	per item	None
Stop Payment Request	$25	per transaction	None
Starter Checks (4 per page)	$3	per item	None
Canadian Check Processing Fee	$15	Not stated	None
Check Copy	$2	Not stated	None
Check Copy (per item)	$2	per item	None
Printed - Monthly Statement Copy (per item)	$3Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Business Bill Pay	$5.95	Not stated	None
Cash & Deposit
Return Deposited Item (per item)	$10	per item	None
Account Services
Notary Services (members only)	No charge	Not stated	None
Legal Processing of writs, levies, summonses	$25	per item	None
Loan Subordination	$250	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Loan Extension	$25	Not stated	None
Loan Modification	$500	Not stated	None
Loan Payoff Request	$5	Not stated	None
Skip-a-Pay	$35	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Dirigo Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Dirigo Federal Credit Union: $27
Dirigo Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Dirigo Federal Credit Union: $1.50
Dirigo Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Dirigo Federal Credit Union: $20
Dirigo Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Dirigo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure (<6 months of opening)$20
Account Inactivity (after 12 months/per month)$2
per month
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned Item Fee -NSF (per item)$27
per item
Overdraft Transfer from Share$1

ATM & Card

ATM Surcharge (per transaction)$1.50
per transaction
Replacement Card Fee$10

Wire Transfers

Outgoing Wire$20
Incoming WireNo charge
International Wire$40

Check Services

Bank Check (per item)$2
per item
Money Order (per item)$2
per item
Stop Payment Request$25
per transaction
Starter Checks (4 per page)$3
per item
Canadian Check Processing Fee$15
Check Copy$2
Check Copy (per item)$2
per item
Printed - Monthly Statement Copy (per item)$3
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Return Deposited Item (per item)$10
per item

Account Services

Notary Services (members only)No charge
Legal Processing of writs, levies, summonses$25
per item
Loan Subordination$250

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Doc Fee (Purchase or new loan)$35
one time
Doc Fee (Refinance from Dirigo)$50
one time
Loan Extension$25
Loan Modification$500
Loan Payoff Request$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (<6 months of opening)	$20	Not stated	None
Account Inactivity (after 12 months/per month)	$2	per month	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned Item Fee -NSF (per item)	$27	per item	None
Overdraft Transfer from Share	$1	Not stated	None
ATM & Card
ATM Surcharge (per transaction)	$1.50	per transaction	None
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	No charge	Not stated	None
International Wire	$40	Not stated	None
Check Services
Bank Check (per item)	$2	per item	None
Money Order (per item)	$2	per item	None
Stop Payment Request	$25	per transaction	None
Starter Checks (4 per page)	$3	per item	None
Canadian Check Processing Fee	$15	Not stated	None
Check Copy	$2	Not stated	None
Check Copy (per item)	$2	per item	None
Printed - Monthly Statement Copy (per item)	$3Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Return Deposited Item (per item)	$10	per item	None
Account Services
Notary Services (members only)	No charge	Not stated	None
Legal Processing of writs, levies, summonses	$25	per item	None
Loan Subordination	$250	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Doc Fee (Purchase or new loan)	$35	one time	None
Doc Fee (Refinance from Dirigo)	$50	one time	None
Loan Extension	$25	Not stated	None
Loan Modification	$500	Not stated	None
Loan Payoff Request	$5	Not stated	None

Account Maintenance

Early Account Closure (<6 months of opening)$20
Account Inactivity (after 12 months/per month)$2
per month
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned Item Fee -NSF (per item)$27
per item
Overdraft Transfer from Share$1

ATM & Card

ATM Surcharge (per transaction)$1.50
per transaction
Replacement Card Fee$10

Wire Transfers

Outgoing Wire$20
Incoming WireNo charge
International Wire$40

Check Services

Bank Check (per item)$2
per item
Money Order (per item)$2
per item
Stop Payment Request$25
per transaction
Starter Checks (4 per page)$3
per item
Canadian Check Processing Fee$15
Check Copy$2
Check Copy (per item)$2
per item
Printed - Monthly Statement Copy (per item)$3
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Business Bill Pay$5.95

Cash & Deposit

Return Deposited Item (per item)$10
per item

Account Services

Notary Services (members only)No charge
Legal Processing of writs, levies, summonses$25
per item
Loan Subordination$250

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Loan Extension$25
Loan Modification$500
Loan Payoff Request$5
Skip-a-Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (<6 months of opening)	$20	Not stated	None
Account Inactivity (after 12 months/per month)	$2	per month	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned Item Fee -NSF (per item)	$27	per item	None
Overdraft Transfer from Share	$1	Not stated	None
ATM & Card
ATM Surcharge (per transaction)	$1.50	per transaction	None
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	No charge	Not stated	None
International Wire	$40	Not stated	None
Check Services
Bank Check (per item)	$2	per item	None
Money Order (per item)	$2	per item	None
Stop Payment Request	$25	per transaction	None
Starter Checks (4 per page)	$3	per item	None
Canadian Check Processing Fee	$15	Not stated	None
Check Copy	$2	Not stated	None
Check Copy (per item)	$2	per item	None
Printed - Monthly Statement Copy (per item)	$3Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Business Bill Pay	$5.95	Not stated	None
Cash & Deposit
Return Deposited Item (per item)	$10	per item	None
Account Services
Notary Services (members only)	No charge	Not stated	None
Legal Processing of writs, levies, summonses	$25	per item	None
Loan Subordination	$250	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Loan Extension	$25	Not stated	None
Loan Modification	$500	Not stated	None
Loan Payoff Request	$5	Not stated	None
Skip-a-Pay	$35	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.