vs. U.S. typical range:LowerTypicalHigher
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Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Reconciliation (per hour) | $25Within the typical range ($20–$25 nationally) | At the national median | per item | — | Source |
| Account Research (per hour) | $25Within the typical range ($20–$25 nationally) | At the national median | — | — | Source |
| Early Account Closure (<6 months of opening) | $20Within the typical range ($10–$25 nationally) | $5 above the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Transfer from Share | $1Below the typical range ($3–$5 nationally) | $4 below the national median | — | — | Source |
| Returned Item Fee -NSF (per item) | $27 | ||||
Wire TransfersVerified | |||||
| Incoming Wire | $0Below the typical range ($5–$15 nationally) | $10 below the national median | — | — | Source |
| Outgoing Wire | $20 | ||||
Check ServicesVerified | |||||
| Bank Check (per item) | $2Below the typical range ($3–$5.50 nationally) | $3 below the national median | per item | — | Source |
| Check Copy | $2 | ||||
Digital & ElectronicVerified | |||||
| Business Bill Pay | $5.95Within the typical range ($0–$11.29 nationally) | $1 above the national median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposited Item (per item) | $10Within the typical range ($10–$25 nationally) | $5 below the national median | per item | — | Source |
Account ServicesVerified | |||||
| Loan Subordination | $250Above the typical range ($35–$150 nationally) | $150 above the national median | — | — | Source |
| Notary Services (members only) | $0 | ||||
Mortgage ServicingVerified | |||||
| Loan Modification | $500Above the typical range ($35–$250 nationally) | $450 above the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $3Within the typical range ($3–$4.50 nationally) | $0.50 below the national median | — | — | Source |
Other FeesVerified | |||||
| BUSINESS CHECKING ACCOUNT FEES | Skip-a-Pay | $35Within the typical range ($20–$35 nationally) | $5.50 above the national median | — | — | Source |
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
21
Under review
0
Assets
$498.2M
Work at Dirigo Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$498.2M
Total deposits
$443.8M
Service charge income (year to date)
$1.1M
Fee income ratio
7.9%
Return on assets
0.37%
Financial profile · Pro
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| $3 below the national median |
| per item |
| — |
| Source |
| $3 below the national median |
| — |
| — |
| Source |
| $1 below the national median |
| — |
| — |
| Source |
| Check Copy (per item) | $2Within the typical range ($2–$5 nationally) | $1 below the national median | per item | — | Source |
| Printed - Monthly Statement Copy (per item) | $3Within the typical range ($2–$5 nationally) | At the national median | per month | — | Source |
| SHARE ACCOUNT FEES | Money Order (per item) | $2Within the typical range ($1.75–$3 nationally) | At the national median | per item | — | Source |
| Starter Checks (4 per page) | $3Within the typical range ($1–$4 nationally) | $1 above the national median | — | — | Source |
| Stop Payment Request | $25Within the typical range ($20–$30 nationally) | At the national median | per transaction | — | Source |
| $2.50 below the national median |
| — |
| — |
| Source |