Bangor Federal Credit Union

Headquarters: Bangor, Maine
Charter: Credit Union
Assets: $293.2M
Fed district: Boston

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Bangor Federal Credit Union: $28
Bangor Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Bangor Federal Credit Union: $28
Bangor Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Bangor Federal Credit Union: $20
Bangor Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bangor Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$25
Inactivity Fee$5
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Returned Statement Fee | $2/statement

Overdraft & NSF

Overdraft Fee$28
per item
Return Item Fee (including Home Equity)$28
per item

ATM & Card

Replacement Visa Debit Card Fee$10
per item

Wire Transfers

Wire Transfer (Domestic): Outgoing$20
per item
Wire Transfer (Domestic): Incoming (audience not stated, treated as personal)$10
per item
Wire Transfer (Domestic): Incoming$10
per item
Wire Transfer (Foreign): Outgoing$40
per item
Wire Transfer (Foreign): Incoming$20
per item
Wire Transfer (Foreign): Incoming (audience not stated, treated as personal)$20
per item

Check Services

Cashier's Check$2
per item
Money Order$2
per item
Stop Payment$25
per item
Foreign Check Item Fee$8
per item
Check Copy$2
per item
Copy of Cashier's Check/Money Order$10
per item

Digital & Electronic

Online bill pay$1
Not compared: Per-item charge, not monthly
per item
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit (audience not stated, treated as personal)No charge
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile DepositNo charge

Cash & Deposit

Returned Deposited Item (personal account)$20
per item

Gift & Prepaid Cards

Reload Fee$3
Reloadable Visa Gift Card$6
per item
Reloadable Visa Gift Card-Joint Owner$2.50
per item
Travel Visa Prepaid Card (audience not stated, treated as personal)$6
per item
Travel Visa Prepaid Card-Joint Owner (audience not stated, treated as personal)$2.50
per item
Visa Gift Card$3
per item

Other Fees

Copy of Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Statement Fee | $2/statement

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$25	Not stated	None
Inactivity Fee	$5	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Returned Statement Fee \| $2/statement
Overdraft & NSF
Overdraft Fee	$28	per item	None
Return Item Fee (including Home Equity)	$28	per item	None
ATM & Card
Replacement Visa Debit Card Fee	$10	per item	None
Wire Transfers
Wire Transfer (Domestic): Outgoing	$20	per item	None
Wire Transfer (Domestic): Incoming (audience not stated, treated as personal)	$10	per item	None
Wire Transfer (Domestic): Incoming	$10	per item	None
Wire Transfer (Foreign): Outgoing	$40	per item	None
Wire Transfer (Foreign): Incoming	$20	per item	None
Wire Transfer (Foreign): Incoming (audience not stated, treated as personal)	$20	per item	None
Check Services
Cashier's Check	$2	per item	None
Money Order	$2	per item	None
Stop Payment	$25	per item	None
Foreign Check Item Fee	$8	per item	None
Check Copy	$2	per item	None
Copy of Cashier's Check/Money Order	$10	per item	None
Digital & Electronic
Online bill pay	$1Not compared: Per-item charge, not monthly	per item	None
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit (audience not stated, treated as personal)	No charge	Not stated	None
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item (personal account)	$20	per item	None
Gift & Prepaid Cards
Reload Fee	$3	Not stated	None
Reloadable Visa Gift Card	$6	per item	None
Reloadable Visa Gift Card-Joint Owner	$2.50	per item	None
Travel Visa Prepaid Card (audience not stated, treated as personal)	$6	per item	None
Travel Visa Prepaid Card-Joint Owner (audience not stated, treated as personal)	$2.50	per item	None
Visa Gift Card	$3	per item	None
Other Fees
Copy of Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Copy of Statement Fee \| $2/statement

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee$25
Inactivity Fee$5
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Returned Statement Fee | $2/statement

Overdraft & NSF

Overdraft Fee$28
per item
Return Item Fee (including Home Equity)$28
per item

ATM & Card

Replacement Visa Debit Card Fee$10
per item

Wire Transfers

Wire Transfer (Domestic): Outgoing$20
per item
Wire Transfer (Domestic): Incoming$10
per item
Wire Transfer (Foreign): Outgoing$40
per item
Wire Transfer (Foreign): Incoming$20
per item

Check Services

Cashier's Check$2
per item
Money Order$2
per item
Stop Payment$25
per item
Foreign Check Item Fee$8
per item
Check Copy$2
per item
Copy of Cashier's Check/Money Order$10
per item

Digital & Electronic

BillPay: Business Accounts$5
per month
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile DepositNo charge

Cash & Deposit

Returned Deposited Item (business account)$10
per item

Gift & Prepaid Cards

Reload Fee$3
Reloadable Visa Gift Card$6
per item
Reloadable Visa Gift Card-Joint Owner$2.50
per item
Visa Gift Card$3
per item

Other Fees

Copy of Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Statement Fee | $2/statement

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$25	Not stated	None
Inactivity Fee	$5	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Returned Statement Fee \| $2/statement
Overdraft & NSF
Overdraft Fee	$28	per item	None
Return Item Fee (including Home Equity)	$28	per item	None
ATM & Card
Replacement Visa Debit Card Fee	$10	per item	None
Wire Transfers
Wire Transfer (Domestic): Outgoing	$20	per item	None
Wire Transfer (Domestic): Incoming	$10	per item	None
Wire Transfer (Foreign): Outgoing	$40	per item	None
Wire Transfer (Foreign): Incoming	$20	per item	None
Check Services
Cashier's Check	$2	per item	None
Money Order	$2	per item	None
Stop Payment	$25	per item	None
Foreign Check Item Fee	$8	per item	None
Check Copy	$2	per item	None
Copy of Cashier's Check/Money Order	$10	per item	None
Digital & Electronic
BillPay: Business Accounts	$5	per month	None
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item (business account)	$10	per item	None
Gift & Prepaid Cards
Reload Fee	$3	Not stated	None
Reloadable Visa Gift Card	$6	per item	None
Reloadable Visa Gift Card-Joint Owner	$2.50	per item	None
Visa Gift Card	$3	per item	None
Other Fees
Copy of Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Copy of Statement Fee \| $2/statement

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Bangor Federal Credit Union's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Bangor Federal Credit Union: $28
Bangor Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Bangor Federal Credit Union: $28
Bangor Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Bangor Federal Credit Union: $20
Bangor Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Bangor Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$25
Inactivity Fee$5
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Returned Statement Fee | $2/statement

Overdraft & NSF

Overdraft Fee$28
per item
Return Item Fee (including Home Equity)$28
per item

ATM & Card

Replacement Visa Debit Card Fee$10
per item

Wire Transfers

Wire Transfer (Domestic): Outgoing$20
per item
Wire Transfer (Domestic): Incoming (audience not stated, treated as personal)$10
per item
Wire Transfer (Domestic): Incoming$10
per item
Wire Transfer (Foreign): Outgoing$40
per item
Wire Transfer (Foreign): Incoming$20
per item
Wire Transfer (Foreign): Incoming (audience not stated, treated as personal)$20
per item

Check Services

Cashier's Check$2
per item
Money Order$2
per item
Stop Payment$25
per item
Foreign Check Item Fee$8
per item
Check Copy$2
per item
Copy of Cashier's Check/Money Order$10
per item

Digital & Electronic

Online bill pay$1
Not compared: Per-item charge, not monthly
per item
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit (audience not stated, treated as personal)No charge
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile DepositNo charge

Cash & Deposit

Returned Deposited Item (personal account)$20
per item

Gift & Prepaid Cards

Reload Fee$3
Reloadable Visa Gift Card$6
per item
Reloadable Visa Gift Card-Joint Owner$2.50
per item
Travel Visa Prepaid Card (audience not stated, treated as personal)$6
per item
Travel Visa Prepaid Card-Joint Owner (audience not stated, treated as personal)$2.50
per item
Visa Gift Card$3
per item

Other Fees

Copy of Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Statement Fee | $2/statement

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$25	Not stated	None
Inactivity Fee	$5	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Returned Statement Fee \| $2/statement
Overdraft & NSF
Overdraft Fee	$28	per item	None
Return Item Fee (including Home Equity)	$28	per item	None
ATM & Card
Replacement Visa Debit Card Fee	$10	per item	None
Wire Transfers
Wire Transfer (Domestic): Outgoing	$20	per item	None
Wire Transfer (Domestic): Incoming (audience not stated, treated as personal)	$10	per item	None
Wire Transfer (Domestic): Incoming	$10	per item	None
Wire Transfer (Foreign): Outgoing	$40	per item	None
Wire Transfer (Foreign): Incoming	$20	per item	None
Wire Transfer (Foreign): Incoming (audience not stated, treated as personal)	$20	per item	None
Check Services
Cashier's Check	$2	per item	None
Money Order	$2	per item	None
Stop Payment	$25	per item	None
Foreign Check Item Fee	$8	per item	None
Check Copy	$2	per item	None
Copy of Cashier's Check/Money Order	$10	per item	None
Digital & Electronic
Online bill pay	$1Not compared: Per-item charge, not monthly	per item	None
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit (audience not stated, treated as personal)	No charge	Not stated	None
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item (personal account)	$20	per item	None
Gift & Prepaid Cards
Reload Fee	$3	Not stated	None
Reloadable Visa Gift Card	$6	per item	None
Reloadable Visa Gift Card-Joint Owner	$2.50	per item	None
Travel Visa Prepaid Card (audience not stated, treated as personal)	$6	per item	None
Travel Visa Prepaid Card-Joint Owner (audience not stated, treated as personal)	$2.50	per item	None
Visa Gift Card	$3	per item	None
Other Fees
Copy of Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Copy of Statement Fee \| $2/statement

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee$25
Inactivity Fee$5
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Returned Statement Fee | $2/statement

Overdraft & NSF

Overdraft Fee$28
per item
Return Item Fee (including Home Equity)$28
per item

ATM & Card

Replacement Visa Debit Card Fee$10
per item

Wire Transfers

Wire Transfer (Domestic): Outgoing$20
per item
Wire Transfer (Domestic): Incoming$10
per item
Wire Transfer (Foreign): Outgoing$40
per item
Wire Transfer (Foreign): Incoming$20
per item

Check Services

Cashier's Check$2
per item
Money Order$2
per item
Stop Payment$25
per item
Foreign Check Item Fee$8
per item
Check Copy$2
per item
Copy of Cashier's Check/Money Order$10
per item

Digital & Electronic

BillPay: Business Accounts$5
per month
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile DepositNo charge

Cash & Deposit

Returned Deposited Item (business account)$10
per item

Gift & Prepaid Cards

Reload Fee$3
Reloadable Visa Gift Card$6
per item
Reloadable Visa Gift Card-Joint Owner$2.50
per item
Visa Gift Card$3
per item

Other Fees

Copy of Statement Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Statement Fee | $2/statement

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$25	Not stated	None
Inactivity Fee	$5	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Returned Statement Fee \| $2/statement
Overdraft & NSF
Overdraft Fee	$28	per item	None
Return Item Fee (including Home Equity)	$28	per item	None
ATM & Card
Replacement Visa Debit Card Fee	$10	per item	None
Wire Transfers
Wire Transfer (Domestic): Outgoing	$20	per item	None
Wire Transfer (Domestic): Incoming	$10	per item	None
Wire Transfer (Foreign): Outgoing	$40	per item	None
Wire Transfer (Foreign): Incoming	$20	per item	None
Check Services
Cashier's Check	$2	per item	None
Money Order	$2	per item	None
Stop Payment	$25	per item	None
Foreign Check Item Fee	$8	per item	None
Check Copy	$2	per item	None
Copy of Cashier's Check/Money Order	$10	per item	None
Digital & Electronic
BillPay: Business Accounts	$5	per month	None
Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item (business account)	$10	per item	None
Gift & Prepaid Cards
Reload Fee	$3	Not stated	None
Reloadable Visa Gift Card	$6	per item	None
Reloadable Visa Gift Card-Joint Owner	$2.50	per item	None
Visa Gift Card	$3	per item	None
Other Fees
Copy of Statement Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Copy of Statement Fee \| $2/statement

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.