Servu Federal Credit Union

Headquarters: Painted Post, New York
Charter: Credit Union
Assets: $529.2M
Fed district: New York
Regulator: NCUA

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 24, 2026

How these figures are measured

Call-report figures are for Servu Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Servu Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 24, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Servu Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $264K in Q2 2026, 8.3% below the same quarter a year earlier ($288K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Servu Federal Credit Union: $1
Servu Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Servu Federal Credit Union: $20
Servu Federal Credit Union: $20
U.S. median: no median
Stop Payment
Servu Federal Credit Union: $25
Servu Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 15% from Q3 2025 to Q2 2026, to $264K.

Fee income, Q2 2026

$264K

$312KQ3 2025

$342KQ4 2025

$280KQ1 2026

$264KQ2 2026

Against the median

Servu Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Servu Federal Credit Union · $529M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Credit unions only
$505M to $548M in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Servu Federal Credit Union(this institution)	Painted Post, NY	$529M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
802 Federal Credit Union	Barre, VT	$508M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arlington Community Federal Credit Union	Arlington, VA	$538M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Carolinas Telco Federal Credit Union	Charlotte, NC	$506M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
City Of Boston Federal Credit Union	South Boston, MA	$544M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Coastlife Federal Credit Union	Corpus Christi, TX	$520M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First U.S. Community Federal Credit Union	Sacramento, CA	$548M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Holy Rosary Federal Credit Union	Rochester, NH	$508M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lebanon Federal Credit Union	Lebanon, PA	$540M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Levo Federal Credit Union	Sioux Falls, SD	$516M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mid American Federal Credit Union	Wichita, KS	$532M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nizari Progressive Federal Credit Union	Sugar Land, TX	$505M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Otero Federal Credit Union	Alamogordo, NM	$535M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oucu Financial Credit Union, Inc.	Athens, OH	$527M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Partners 1St Federal Credit Union	Fort Wayne, IN	$546M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peake Federal Credit Union	Towson, MD	$534M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pearl Hawaii Federal Credit Union	Waipahu, HI	$545M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Pittsford Federal Credit Union	Pittsford, NY	$542M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Security First Federal Credit Union	Mcallen, TX	$517M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Simplicity Federal Credit Union	Marshfield, WI	$547M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Spectra Federal Credit Union	Alexandria, VA	$544M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Sunwest Federal Credit Union	Glendale, AZ	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Teg Federal Credit Union	Poughkeepsie, NY	$507M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
University Federal Credit Union	Orono, ME	$538M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westerly Community Federal Credit Union	Wakefield, RI	$520M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Servu Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Servu Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Servu Federal Credit UnionPeer (equal prices stack)Peer medianInclude 3 outliers ($0, $12.50, $15)Shown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Servu Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $264K
vs prior quarter: −$16K−5.7%; from Q1 2026
vs a year earlier: −$24K−8.3%; from Q2 2025
vs start of range: −$24K−8.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Servu Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$264K	−$16K	−5.7%
Q1 2026	$280K	−$62K	−18.1%
Q4 2025	$342K	+$30K	+9.6%
Q3 2025	$312K	+$24K	+8.3%
Q2 2025	$288K	+$12K	+4.3%
Q1 2025	$276K	−$50K	−15.3%
Q4 2024	$326K	+$38K	+13.2%
Q3 2024	$288K	+$26K	+9.9%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Servu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below minimum balance$5
Membership closed within 90 days$5
Inactivity fee (per quarter)$15
Not compared: Quarterly charge, not monthly
per quarter
Account Research/Balancing (hourly)$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Balancing (hourly) | $20.00
Online Banking user fee with Paper Statements$1
Returned Mail$5

Overdraft & NSF

Free overdraft protection (audience not stated, treated as personal)No charge

ATM & Card

ATM transaction at non ServU ATM machines$1
Plastic card replacement$5
Plastic card rush delivery$30

Wire Transfers

Wire transfer - Domestic$20
Wire transfer - Domestic - incomingNo charge

Check Services

Official checks under $500$2
Money order$2
Stop payment request for paper check, ACH pre-authorized payment, or Bill Pay paper check$25
Photocopy of a check (in house)$2
Photocopy of a check (over 1 year old)$6
Visa draft copy$8

Account Services

Loan Subordination$200

Lending Fees

Late payment for Visa Credit Card$20

Retirement & IRA

IRA closed account$10

Other Fees

Fax fee 1st page$2.50
Fax fee each additional page$1
per item
Statement copies$2
Duplicate lien release$10
External Loan Payments with Debit Card$5

Fee	Amount	Basis	Note
Account Maintenance
Below minimum balance	$5	Not stated	None
Membership closed within 90 days	$5	Not stated	None
Inactivity fee (per quarter)	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account Research/Balancing (hourly)	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Balancing (hourly) \| $20.00
Online Banking user fee with Paper Statements	$1	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Free overdraft protection (audience not stated, treated as personal)	No charge	Not stated	None
ATM & Card
ATM transaction at non ServU ATM machines	$1	Not stated	None
Plastic card replacement	$5	Not stated	None
Plastic card rush delivery	$30	Not stated	None
Wire Transfers
Wire transfer - Domestic	$20	Not stated	None
Wire transfer - Domestic - incoming	No charge	Not stated	None
Check Services
Official checks under $500	$2	Not stated	None
Money order	$2	Not stated	None
Stop payment request for paper check, ACH pre-authorized payment, or Bill Pay paper check	$25	Not stated	None
Photocopy of a check (in house)	$2	Not stated	None
Photocopy of a check (over 1 year old)	$6	Not stated	None
Visa draft copy	$8	Not stated	None
Account Services
Loan Subordination	$200	Not stated	None
Lending Fees
Late payment for Visa Credit Card	$20	Not stated	None
Retirement & IRA
IRA closed account	$10	Not stated	None
Other Fees
Fax fee 1st page	$2.50	Not stated	None
Fax fee each additional page	$1	per item	None
Statement copies	$2	Not stated	None
Duplicate lien release	$10	Not stated	None
External Loan Payments with Debit Card	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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