Servu Federal Credit Union

Headquarters: Painted Post, New York
Charter: Credit Union
Assets: $529.2M
Fed district: New York

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Servu Federal Credit Union: $1
Servu Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Servu Federal Credit Union: $20
Servu Federal Credit Union: $20
U.S. median: no median
Stop Payment
Servu Federal Credit Union: $25
Servu Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Servu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below minimum balance$5
Membership closed within 90 days$5
Inactivity fee (per quarter)$15
Not compared: Quarterly charge, not monthly
per quarter
Account Research/Balancing (hourly)$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Balancing (hourly) | $20.00
Online Banking user fee with Paper Statements$1
Returned Mail$5

Overdraft & NSF

Free overdraft protection (audience not stated, treated as personal)No charge

ATM & Card

ATM transaction at non ServU ATM machines$1
Plastic card replacement$5
Plastic card rush delivery$30

Wire Transfers

Wire transfer - Domestic$20
Wire transfer - Domestic - incomingNo charge

Check Services

Official checks under $500$2
Money order$2
Stop payment request for paper check, ACH pre-authorized payment, or Bill Pay paper check$25
Photocopy of a check (in house)$2
Photocopy of a check (over 1 year old)$6
Visa draft copy$8

Account Services

Loan Subordination$200

Lending Fees

Late payment for Visa Credit Card$20

Retirement & IRA

IRA closed account$10

Other Fees

Fax fee 1st page$2.50
Fax fee each additional page$1
per item
Statement copies$2
Duplicate lien release$10
External Loan Payments with Debit Card$5

Fee	Amount	Basis	Note
Account Maintenance
Below minimum balance	$5	Not stated	None
Membership closed within 90 days	$5	Not stated	None
Inactivity fee (per quarter)	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account Research/Balancing (hourly)	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Balancing (hourly) \| $20.00
Online Banking user fee with Paper Statements	$1	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Free overdraft protection (audience not stated, treated as personal)	No charge	Not stated	None
ATM & Card
ATM transaction at non ServU ATM machines	$1	Not stated	None
Plastic card replacement	$5	Not stated	None
Plastic card rush delivery	$30	Not stated	None
Wire Transfers
Wire transfer - Domestic	$20	Not stated	None
Wire transfer - Domestic - incoming	No charge	Not stated	None
Check Services
Official checks under $500	$2	Not stated	None
Money order	$2	Not stated	None
Stop payment request for paper check, ACH pre-authorized payment, or Bill Pay paper check	$25	Not stated	None
Photocopy of a check (in house)	$2	Not stated	None
Photocopy of a check (over 1 year old)	$6	Not stated	None
Visa draft copy	$8	Not stated	None
Account Services
Loan Subordination	$200	Not stated	None
Lending Fees
Late payment for Visa Credit Card	$20	Not stated	None
Retirement & IRA
IRA closed account	$10	Not stated	None
Other Fees
Fax fee 1st page	$2.50	Not stated	None
Fax fee each additional page	$1	per item	None
Statement copies	$2	Not stated	None
Duplicate lien release	$10	Not stated	None
External Loan Payments with Debit Card	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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