26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 9, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Essential Checking $10 · Elite Checking $15 · Premium Checking $15
Compared at $15, the middle of its prices
NSF / Returned Item
Compared at $32.50, the middle of its prices
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Arkansas Federal Credit Union · $3.2B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Arkansas Federal Credit Union(this institution) | Little Rock, AR | $3.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Achieva Credit Union | Dunedin, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Altra Federal Credit Union | Onalaska, WI | $3.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Arrowhead Federal Credit Union | Rancho Cucamonga, CA | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Chartway Federal Credit Union | Virginia Beach, VA | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Civic Federal Credit Union | Raleigh, NC | $3.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Commonwealth Federal Credit Union | Frankfort, KY | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community First Credit Union of Flo | Jacksonville, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Consumers Federal Credit Union | Oshtemo, MI | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union 1 | Lombard, IL | $2.9B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Eastrise Federal Credit Union | Williston, VT | $3.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Eglin Federal Credit Union | Fort Walton Beach, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| F & A Federal Credit Union | Monterey Park, CA | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Community Federal Credit Union | Houston, TX | $3.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Gte Federal Credit Union | Tampa, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Harborstone Federal Credit Union | Tacoma, WA | $3.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lake Trust Federal Credit Union | Brighton, MI | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Metro Federal Credit Union | Chelsea, MA | $3.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Premier America Federal Credit Union | Chatsworth, CA | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Rivermark Community Federal Credit Union | Oregon City, OR | $3.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Selco Community Federal Credit Union | Springfield, OR | $3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sound Federal Credit Union | Tacoma, WA | $3.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tennessee Valley Federal Credit Union | Chattanooga, TN | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Three Rivers Federal Credit Union | Fort Wayne, IN | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Usalliance Federal Credit Union | Rye, NY | $3.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Whatcom Educational Federal Credit Union | Bellingham, WA | $3.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $15, the middle of its three prices, against a peer median of $5 among 13 publishing peers.
Its three checking prices are $10, $15 and $15.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.
Amounts from Arkansas Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Elite Checking Monthly Fee | $15 | per month | None |
| Essential Checking Monthly Fee | $10 | per month | None |
| Premium Checking Monthly Fee | $15 | per month | None |
| Monthly low balance fee | $15 | per month | None |
| Account Research (per hour min. $5.00) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3 | Not stated | None |
Overdraft & NSF | |||
| NSF, Privilege Pay, & Uncollected Funds Fee | $35 | Not stated | None |
| Return ACH Fee | $30 | Not stated | None |
| Overdraft Share Transfer | $10 | Not stated | None |
| Overdraft Transfer from Personal Line of Credit (per transfer, plus applicable interest) | $10 | per item | None |
ATM & Card | |||
| ATM Out of Network Transaction | $1 | Not stated | None |
| Card Replacement | $10 | Not stated | None |
| Card Replacement - Rush | $35 | Not stated | None |
Wire Transfers | |||
| Wire Rate (outgoing) | $20 | Not stated | None |
| Wire Rate (incoming) | $12 | Not stated | None |
| Wire Rate International (outgoing) | $50 | Not stated | None |
Check Services | |||
| Cashier's Check | $5 | Not stated | None |
| Corporate Check Fee | $5 | Not stated | None |
| Stop Payment Request | $30 | Not stated | None |
| Temporary Checks (8 checks) | $8 | per item | None |
| Check Cashing Fee (Members with less than $500 excluding minors) | $5 | Not stated | None |
| Collection Item Incoming | $15 | Not stated | None |
| Collection Item Outgoing (plus direct expenses) | $15 | Not stated | None |
Digital & Electronic | |||
| Bill Payment Rush Payment (electronic) | $6.95 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (Non-Member) (audience not stated, treated as personal) | 10% | Not stated | None |
| Credit Card Cash Advance (audience not stated, treated as personal) | 3%of the advance | Not stated | None |
Account Services | |||
| Notary Fee (Non-Member) (per visit) | $5 | Not stated | None |
| Drilling Fee | $200Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Fee | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10x24 | $105 | Not stated | None |
| Safe Deposit Box 3x10x24 | $45 | Not stated | None |
| Safe Deposit Box 3x5x24 | $30 | Not stated | None |
| Safe Deposit Box 5x10x24 | $60 | Not stated | None |
| Safe Deposit Box 5x5x24 | $40 | Not stated | None |
| Safe Deposit Box Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Levy/Garnishment Request | $100 | Not stated | None |
| Subordination Agreement Fee (Agreement provided by lender) | $125 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (to other institutions) | $25 | Not stated | None |
Other Fees | |||
| Overnight Delivery | $25 | Not stated | None |
| Document Copy | $5 | Not stated | None |
| Member Faxing Fee (Non-AFCU related) | $1 | Not stated | None |
| Statement Copy | $5 | Not stated | None |
| Credit Card Skip Payment Fee | $35 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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