Fort Sill Federal Credit Union

Headquarters: Lawton, Oklahoma
Charter: Credit Union
Assets: $394.2M
Fed district: Kansas City

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fort Sill Federal Credit Union: $5
Fort Sill Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Fort Sill Federal Credit Union: $22
Fort Sill Federal Credit Union: $22
U.S. median: no median
NSF / Returned Item
Compared at $25, the middle of its prices
Fort Sill Federal Credit Union: $22 to $29
Fort Sill Federal Credit Union: $22 to $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fort Sill Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

GenGold® Monthly Fee$5
per month
Dormant Membership$5
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Primary member ages 18-69$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee Primary member ages 18-69$3
Undeliverable Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ACH Non-Sufficient Funds/Overdraft$22
per item
ATM Overdraft$22
per item
Debit Card Overdraft$22
per item
Non-Sufficient Funds/Overdraft$22
per item
Non-Sufficient Funds$29
Non-Sufficient Funds$25
Non-Sufficient Funds/Overdraft$22
per item
Overdraft Protection$2
per item

ATM & Card

ATM Transaction$2
per item
Plastic Card Replacement$10
per item

Wire Transfers

Wire Transfer (Outgoing/Domestic)$22
per item
Wire Fees: International Transfer (Outgoing/International)$75
per item

Check Services

Stop Payment$15
per item
Stop Payment$25
Temporary Checks$4
per item
Collection Item$12
per item

Digital & Electronic

ACH Origination$12
ACH Origination Returns$22
Same-Day Bill Payment$9.95

Cash & Deposit

Deposited Item Returned$12
per item

Account Services

Garnishment$50
Tax Levy$50

Fee	Amount	Basis	Note
Account Maintenance
GenGold® Monthly Fee	$5	per month	None
Dormant Membership	$5	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Primary member ages 18-69	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee Primary member ages 18-69	$3	Not stated	None
Undeliverable Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ACH Non-Sufficient Funds/Overdraft	$22	per item	None
ATM Overdraft	$22	per item	None
Debit Card Overdraft	$22	per item	None
Non-Sufficient Funds/Overdraft	$22	per item	None
Non-Sufficient Funds	$29	Not stated	None
Non-Sufficient Funds	$25	Not stated	None
Non-Sufficient Funds/Overdraft	$22	per item	None
Overdraft Protection	$2	per item	None
ATM & Card
ATM Transaction	$2	per item	None
Plastic Card Replacement	$10	per item	None
Wire Transfers
Wire Transfer (Outgoing/Domestic)	$22	per item	None
Wire Fees: International Transfer (Outgoing/International)	$75	per item	None
Check Services
Stop Payment	$15	per item	None
Stop Payment	$25	Not stated	None
Temporary Checks	$4	per item	None
Collection Item	$12	per item	None
Digital & Electronic
ACH Origination	$12	Not stated	None
ACH Origination Returns	$22	Not stated	None
Same-Day Bill Payment	$9.95	Not stated	None
Cash & Deposit
Deposited Item Returned	$12	per item	None
Account Services
Garnishment	$50	Not stated	None
Tax Levy	$50	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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