First Lincoln Federal Credit Union

Headquarters: Lincoln, Nebraska
Charter: Credit Union
Assets: $17.9M
Fed district: Kansas City

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Lincoln Federal Credit Union: $30
First Lincoln Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
First Lincoln Federal Credit Union: $30
First Lincoln Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
First Lincoln Federal Credit Union: $1.50
First Lincoln Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Lincoln Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (12 Months Inactivity & Savings Balance Below $100.00)$5
per month
Account Research or Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Debit Card Chargeback$30
Undeliverable Statement$3
Not compared: Per-occurrence charge, not monthly
per item

Overdraft & NSF

Overdraft Fee (paid item)$30
per item
NSF Charge (returned item)$30
per item
Overdraft Protection Transfer From Account to Account$5
per item

ATM & Card

ATM Withdrawal (After First 5 Free Per Month)$1.50
per item
Debit Card Replacement (Lost)$15

Wire Transfers

Wire Transfer - Domestic (Outgoing)$20
Wire Transfer - Domestic Western Union (Outgoing)$30
Wire Transfer - (Incoming)$10
Wire Transfer - Foreign (Outgoing US $)$45

Check Services

Cashier's Check To Third Party$3
per item
Money Order (maximum dollar amount $500.00 each)$2
per item
Stop Payments$30
Collection Item (Incoming/Outgoing)$30
Copy of Check$3

Account Services

Legal Processing Fee$30
Verification of Deposit$30

Gift & Prepaid Cards

Visa Gift Cards$3.50

Other Fees

Copy of Statement$5
Loan Skip-A-Payment (Certain Conditions Apply)$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (12 Months Inactivity & Savings Balance Below $100.00)	$5	per month	None
Account Research or Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Debit Card Chargeback	$30	Not stated	None
Undeliverable Statement	$3Not compared: Per-occurrence charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee (paid item)	$30	per item	None
NSF Charge (returned item)	$30	per item	None
Overdraft Protection Transfer From Account to Account	$5	per item	None
ATM & Card
ATM Withdrawal (After First 5 Free Per Month)	$1.50	per item	None
Debit Card Replacement (Lost)	$15	Not stated	None
Wire Transfers
Wire Transfer - Domestic (Outgoing)	$20	Not stated	None
Wire Transfer - Domestic Western Union (Outgoing)	$30	Not stated	None
Wire Transfer - (Incoming)	$10	Not stated	None
Wire Transfer - Foreign (Outgoing US $)	$45	Not stated	None
Check Services
Cashier's Check To Third Party	$3	per item	None
Money Order (maximum dollar amount $500.00 each)	$2	per item	None
Stop Payments	$30	Not stated	None
Collection Item (Incoming/Outgoing)	$30	Not stated	None
Copy of Check	$3	Not stated	None
Account Services
Legal Processing Fee	$30	Not stated	None
Verification of Deposit	$30	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.50	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Loan Skip-A-Payment (Certain Conditions Apply)	$25	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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