Luana Savings Bank

Headquarters: Luana, Iowa
Charter: Bank
Assets: $2.3B
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Luana Savings Bank: $1.50
Luana Savings Bank: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Luana Savings Bank: $40
Luana Savings Bank: $40
U.S. median: no median
Stop Payment
Luana Savings Bank: $34
Luana Savings Bank: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Luana Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Checking 6 Months No Activity$10
per month
Dormant Account Money Market 18 Months No Activity$10
per month
Dormant Account Savings 12 Months No Activity$10
per month
Account Research Per Hour (1 Hour Min. Charge)$55
Not compared: Charged per hour; comparison unavailable
per hour
Additional Paper Statements$5
Paper Statements –Momentum, Everyday Checking, Budget Checking$5
Returned Mail – Bad Address$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft or Sweep Protection$5

ATM & Card

Foreign ATM Fee – Outside Shazam Privilege Network$1.50
per transaction
Card Replacement$13
Rush Order$50
per item · Plus shipping costs

Wire Transfers

Wire Transfers: Outgoing Domestic$40
Wire Transfers: Incoming$18
Wire Transfers: Outgoing International$55

Check Services

Cashier Checks – Not Payable to Account Holder (audience not stated, treated as personal)$8
Money Orders – Not Payable to Account Holder$8
Stop Payment$34
Counter Checks Printing$1
per item

Digital & Electronic

16 or More Bill Payments Per Month$1.25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Night Depository Key$25

Account Services

Notary Fee – Customer$5
Notary Fee – Non-Customer$10
Monthly Late Payment Fee (30 Day Grace)$10
Not compared: Monthly charge, not annual
per month
Garnishment/Levies$85

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Checking 6 Months No Activity	$10	per month	None
Dormant Account Money Market 18 Months No Activity	$10	per month	None
Dormant Account Savings 12 Months No Activity	$10	per month	None
Account Research Per Hour (1 Hour Min. Charge)	$55Not compared: Charged per hour; comparison unavailable	per hour	None
Additional Paper Statements	$5	Not stated	None
Paper Statements –Momentum, Everyday Checking, Budget Checking	$5	Not stated	None
Returned Mail – Bad Address	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft or Sweep Protection	$5	Not stated	None
ATM & Card
Foreign ATM Fee – Outside Shazam Privilege Network	$1.50	per transaction	None
Card Replacement	$13	Not stated	None
Rush Order	$50	per item	Plus shipping costs
Wire Transfers
Wire Transfers: Outgoing Domestic	$40	Not stated	None
Wire Transfers: Incoming	$18	Not stated	None
Wire Transfers: Outgoing International	$55	Not stated	None
Check Services
Cashier Checks – Not Payable to Account Holder (audience not stated, treated as personal)	$8	Not stated	None
Money Orders – Not Payable to Account Holder	$8	Not stated	None
Stop Payment	$34	Not stated	None
Counter Checks Printing	$1	per item	None
Digital & Electronic
16 or More Bill Payments Per Month	$1.25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Night Depository Key	$25	Not stated	None
Account Services
Notary Fee – Customer	$5	Not stated	None
Notary Fee – Non-Customer	$10	Not stated	None
Monthly Late Payment Fee (30 Day Grace)	$10Not compared: Monthly charge, not annual	per month	None
Garnishment/Levies	$85	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Checking 6 Months No Activity$10
per month
Dormant Account Money Market 18 Months No Activity$10
per month
Dormant Account Savings 12 Months No Activity$10
per month
Account Research Per Hour (1 Hour Min. Charge)$55
Not compared: Charged per hour; comparison unavailable
per hour
Additional Paper Statements$5
Paper Statements –Momentum, Everyday Checking, Budget Checking$5
Returned Mail – Bad Address$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft or Sweep Protection$5

ATM & Card

Foreign ATM Fee – Outside Shazam Privilege Network$1.50
per transaction
Card Replacement$13
Rush Order$50
per item · Plus shipping costs

Wire Transfers

Wire Transfers: Outgoing Domestic$40
Wire Transfers: Incoming$18
Wire Transfers: Outgoing International$55

Check Services

Money Orders – Not Payable to Account Holder$8
Stop Payment$34
Counter Checks Printing$1
per item

Digital & Electronic

16 or More Bill Payments Per Month$1.25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposit Item – Business Accounts Only$10
Night Depository Key$25

Account Services

Notary Fee – Customer$5
Notary Fee – Non-Customer$10
Monthly Late Payment Fee (30 Day Grace)$10
Not compared: Monthly charge, not annual
per month
Garnishment/Levies$85

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Checking 6 Months No Activity	$10	per month	None
Dormant Account Money Market 18 Months No Activity	$10	per month	None
Dormant Account Savings 12 Months No Activity	$10	per month	None
Account Research Per Hour (1 Hour Min. Charge)	$55Not compared: Charged per hour; comparison unavailable	per hour	None
Additional Paper Statements	$5	Not stated	None
Paper Statements –Momentum, Everyday Checking, Budget Checking	$5	Not stated	None
Returned Mail – Bad Address	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft or Sweep Protection	$5	Not stated	None
ATM & Card
Foreign ATM Fee – Outside Shazam Privilege Network	$1.50	per transaction	None
Card Replacement	$13	Not stated	None
Rush Order	$50	per item	Plus shipping costs
Wire Transfers
Wire Transfers: Outgoing Domestic	$40	Not stated	None
Wire Transfers: Incoming	$18	Not stated	None
Wire Transfers: Outgoing International	$55	Not stated	None
Check Services
Money Orders – Not Payable to Account Holder	$8	Not stated	None
Stop Payment	$34	Not stated	None
Counter Checks Printing	$1	per item	None
Digital & Electronic
16 or More Bill Payments Per Month	$1.25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposit Item – Business Accounts Only	$10	Not stated	None
Night Depository Key	$25	Not stated	None
Account Services
Notary Fee – Customer	$5	Not stated	None
Notary Fee – Non-Customer	$10	Not stated	None
Monthly Late Payment Fee (30 Day Grace)	$10Not compared: Monthly charge, not annual	per month	None
Garnishment/Levies	$85	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Luana Savings Bank: $1.50
Luana Savings Bank: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Luana Savings Bank: $40
Luana Savings Bank: $40
U.S. median: no median
Stop Payment
Luana Savings Bank: $34
Luana Savings Bank: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Luana Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Checking 6 Months No Activity$10
per month
Dormant Account Money Market 18 Months No Activity$10
per month
Dormant Account Savings 12 Months No Activity$10
per month
Account Research Per Hour (1 Hour Min. Charge)$55
Not compared: Charged per hour; comparison unavailable
per hour
Additional Paper Statements$5
Paper Statements –Momentum, Everyday Checking, Budget Checking$5
Returned Mail – Bad Address$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft or Sweep Protection$5

ATM & Card

Foreign ATM Fee – Outside Shazam Privilege Network$1.50
per transaction
Card Replacement$13
Rush Order$50
per item · Plus shipping costs

Wire Transfers

Wire Transfers: Outgoing Domestic$40
Wire Transfers: Incoming$18
Wire Transfers: Outgoing International$55

Check Services

Cashier Checks – Not Payable to Account Holder (audience not stated, treated as personal)$8
Money Orders – Not Payable to Account Holder$8
Stop Payment$34
Counter Checks Printing$1
per item

Digital & Electronic

16 or More Bill Payments Per Month$1.25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Night Depository Key$25

Account Services

Notary Fee – Customer$5
Notary Fee – Non-Customer$10
Monthly Late Payment Fee (30 Day Grace)$10
Not compared: Monthly charge, not annual
per month
Garnishment/Levies$85

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Checking 6 Months No Activity	$10	per month	None
Dormant Account Money Market 18 Months No Activity	$10	per month	None
Dormant Account Savings 12 Months No Activity	$10	per month	None
Account Research Per Hour (1 Hour Min. Charge)	$55Not compared: Charged per hour; comparison unavailable	per hour	None
Additional Paper Statements	$5	Not stated	None
Paper Statements –Momentum, Everyday Checking, Budget Checking	$5	Not stated	None
Returned Mail – Bad Address	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft or Sweep Protection	$5	Not stated	None
ATM & Card
Foreign ATM Fee – Outside Shazam Privilege Network	$1.50	per transaction	None
Card Replacement	$13	Not stated	None
Rush Order	$50	per item	Plus shipping costs
Wire Transfers
Wire Transfers: Outgoing Domestic	$40	Not stated	None
Wire Transfers: Incoming	$18	Not stated	None
Wire Transfers: Outgoing International	$55	Not stated	None
Check Services
Cashier Checks – Not Payable to Account Holder (audience not stated, treated as personal)	$8	Not stated	None
Money Orders – Not Payable to Account Holder	$8	Not stated	None
Stop Payment	$34	Not stated	None
Counter Checks Printing	$1	per item	None
Digital & Electronic
16 or More Bill Payments Per Month	$1.25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Night Depository Key	$25	Not stated	None
Account Services
Notary Fee – Customer	$5	Not stated	None
Notary Fee – Non-Customer	$10	Not stated	None
Monthly Late Payment Fee (30 Day Grace)	$10Not compared: Monthly charge, not annual	per month	None
Garnishment/Levies	$85	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Checking 6 Months No Activity$10
per month
Dormant Account Money Market 18 Months No Activity$10
per month
Dormant Account Savings 12 Months No Activity$10
per month
Account Research Per Hour (1 Hour Min. Charge)$55
Not compared: Charged per hour; comparison unavailable
per hour
Additional Paper Statements$5
Paper Statements –Momentum, Everyday Checking, Budget Checking$5
Returned Mail – Bad Address$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft or Sweep Protection$5

ATM & Card

Foreign ATM Fee – Outside Shazam Privilege Network$1.50
per transaction
Card Replacement$13
Rush Order$50
per item · Plus shipping costs

Wire Transfers

Wire Transfers: Outgoing Domestic$40
Wire Transfers: Incoming$18
Wire Transfers: Outgoing International$55

Check Services

Money Orders – Not Payable to Account Holder$8
Stop Payment$34
Counter Checks Printing$1
per item

Digital & Electronic

16 or More Bill Payments Per Month$1.25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposit Item – Business Accounts Only$10
Night Depository Key$25

Account Services

Notary Fee – Customer$5
Notary Fee – Non-Customer$10
Monthly Late Payment Fee (30 Day Grace)$10
Not compared: Monthly charge, not annual
per month
Garnishment/Levies$85

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Checking 6 Months No Activity	$10	per month	None
Dormant Account Money Market 18 Months No Activity	$10	per month	None
Dormant Account Savings 12 Months No Activity	$10	per month	None
Account Research Per Hour (1 Hour Min. Charge)	$55Not compared: Charged per hour; comparison unavailable	per hour	None
Additional Paper Statements	$5	Not stated	None
Paper Statements –Momentum, Everyday Checking, Budget Checking	$5	Not stated	None
Returned Mail – Bad Address	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft or Sweep Protection	$5	Not stated	None
ATM & Card
Foreign ATM Fee – Outside Shazam Privilege Network	$1.50	per transaction	None
Card Replacement	$13	Not stated	None
Rush Order	$50	per item	Plus shipping costs
Wire Transfers
Wire Transfers: Outgoing Domestic	$40	Not stated	None
Wire Transfers: Incoming	$18	Not stated	None
Wire Transfers: Outgoing International	$55	Not stated	None
Check Services
Money Orders – Not Payable to Account Holder	$8	Not stated	None
Stop Payment	$34	Not stated	None
Counter Checks Printing	$1	per item	None
Digital & Electronic
16 or More Bill Payments Per Month	$1.25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposit Item – Business Accounts Only	$10	Not stated	None
Night Depository Key	$25	Not stated	None
Account Services
Notary Fee – Customer	$5	Not stated	None
Notary Fee – Non-Customer	$10	Not stated	None
Monthly Late Payment Fee (30 Day Grace)	$10Not compared: Monthly charge, not annual	per month	None
Garnishment/Levies	$85	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.