Tyndall Federal Credit Union

Headquarters: Panama City, Florida
Charter: Credit Union
Assets: $1.9B
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $2.48, the middle of its prices
Tyndall Federal Credit Union: $2 to $2.95
Tyndall Federal Credit Union: $2 to $2.95
U.S. median: no median
Overdraft (OD)
Tyndall Federal Credit Union: $20
Tyndall Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Tyndall Federal Credit Union: $20
Tyndall Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tyndall Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service fee (All Checking Accounts)$2.95
per month
Monthly Service fee (Checking opened on or after 08/01/24)$2
per month
Escheat fee$25
Inactive Account fee (checking)$10
per month
Inactive Account fee (savings)$2
per month
Inactive Account fee (savings)$5
per month
Research/recn fee (Account Research fee)$20
Not compared: Charged per hour; comparison unavailable
per hour
Invalid Address fee$5
per month

Overdraft & NSF

Courtesy Pay fee (Paid NSF Fee)$20
per item
NSF fee (Insufficient Funds fee)$20
per item

ATM & Card

Non-proprietary ATMs$1
per transaction
Card Replacement$5
per item

Wire Transfers

Outgoing Wire fee (Wire Transfer fee - outgoing)$15
per item
Incoming Wire fee (Wire Transfer fee - incoming)$5
per item

Check Services

Corporate Check fee$5
per item
Stop Payment fee$20
per item
Check Copy fee$2.50
per item
Non-Tyndall Check Copy fee$5
per item

Cash & Deposit

Returned Deposited Item fee$3
per item

Other Fees

Document Copy fee$1
per item
Document Reproduction$5
per item
Fax Copy fee$2
Not compared: Charged per page; comparison unavailable
per page · Fax Copy fee: | $2.00 (FEE WAIVED) per page
Loan Payment by Credit Card or ACH (per phone request)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service fee (All Checking Accounts)	$2.95	per month	None
Monthly Service fee (Checking opened on or after 08/01/24)	$2	per month	None
Escheat fee	$25	Not stated	None
Inactive Account fee (checking)	$10	per month	None
Inactive Account fee (savings)	$2	per month	None
Inactive Account fee (savings)	$5	per month	None
Research/recn fee (Account Research fee)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Invalid Address fee	$5	per month	None
Overdraft & NSF
Courtesy Pay fee (Paid NSF Fee)	$20	per item	None
NSF fee (Insufficient Funds fee)	$20	per item	None
ATM & Card
Non-proprietary ATMs	$1	per transaction	None
Card Replacement	$5	per item	None
Wire Transfers
Outgoing Wire fee (Wire Transfer fee - outgoing)	$15	per item	None
Incoming Wire fee (Wire Transfer fee - incoming)	$5	per item	None
Check Services
Corporate Check fee	$5	per item	None
Stop Payment fee	$20	per item	None
Check Copy fee	$2.50	per item	None
Non-Tyndall Check Copy fee	$5	per item	None
Cash & Deposit
Returned Deposited Item fee	$3	per item	None
Other Fees
Document Copy fee	$1	per item	None
Document Reproduction	$5	per item	None
Fax Copy fee	$2Not compared: Charged per page; comparison unavailable	per page	Fax Copy fee: \| $2.00 (FEE WAIVED) per page
Loan Payment by Credit Card or ACH (per phone request)	$5	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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