Morgantown A E S Federal Credit Union

Headquarters: Morgantown, West Virginia
Charter: Credit Union
Assets: $37.7M
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Morgantown A E S Federal Credit Union: $33
Morgantown A E S Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Morgantown A E S Federal Credit Union: $33
Morgantown A E S Federal Credit Union: $33
U.S. median: no median
Wire Transfer (Domestic Out)
Morgantown A E S Federal Credit Union: $35
Morgantown A E S Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Morgantown A E S Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$2.50
Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid Item$33
per item
Insufficient Funds (NSF) Fee$33
per item

ATM & Card

Debit Card Rush Order Fee$40
per item

Wire Transfers

Wire Transfers (Outgoing): Domestic Wire$35
Incoming WireNo charge

Check Services

Cashiers Check$5
per item
Stop Payment Fee (ACH or Check)$35
Temporary Checks$6
per item
Check Copy FeeNo charge

Digital & Electronic

Bill Pay Usage FeeNo charge

Cash & Deposit

Return Deposit Items$37.50
per item

Lending Fees

Late Payment Fee (10 Day Grace Period)$35
LOAN PROCESSING FEE (CHARGED WHEN LOAN IS CLOSED)$350

Other Fees

Loan Processing Fee$350

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$2.50	Not stated	None
Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid Item	$33	per item	None
Insufficient Funds (NSF) Fee	$33	per item	None
ATM & Card
Debit Card Rush Order Fee	$40	per item	None
Wire Transfers
Wire Transfers (Outgoing): Domestic Wire	$35	Not stated	None
Incoming Wire	No charge	Not stated	None
Check Services
Cashiers Check	$5	per item	None
Stop Payment Fee (ACH or Check)	$35	Not stated	None
Temporary Checks	$6	per item	None
Check Copy Fee	No charge	Not stated	None
Digital & Electronic
Bill Pay Usage Fee	No charge	Not stated	None
Cash & Deposit
Return Deposit Items	$37.50	per item	None
Lending Fees
Late Payment Fee (10 Day Grace Period)	$35	Not stated	None
LOAN PROCESSING FEE (CHARGED WHEN LOAN IS CLOSED)	$350	Not stated	None
Other Fees
Loan Processing Fee	$350	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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