Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Morgantown A E S Federal Credit Union

Morgantown, West VirginiaCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

DORMANT ACCOUNT FEE$2.50Below the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=dormant_account; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="DORMANT ACCOUNT FEE | $2.50 / PER 12 MONTHS OF INACTIVITY AND EVERY MONTH THEREAFTER" · Source

RESEARCH FEE$20

At the national median

Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=account_research; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="RESEARCH FEE | $20.00 / PER HOUR" · Source

Overdraft & NSFVerified

INSUFFICIENT FUNDS (NSF) FEE$33Above the typical range ($25–$32 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=nsf; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="INSUFFICIENT FUNDS (NSF) FEE | $33.00 / PER ITEM" · Source

ATM & CardVerified

DEBIT CARD RUSH ORDER FEE$40Within the typical range ($30–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=rush_card; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="DEBIT CARD RUSH ORDER FEE | $40.00 / PER CARD" · Source
NON MEMBER ATM DEBIT CARD USAGE$2.50Within the typical range ($1–$3 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=atm_non_network; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="NON MEMBER ATM DEBIT CARD USAGE | $2.50" · Source

Wire TransfersVerified

INCOMING WIRE$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2657. canonical_hint=wire_domestic_incoming; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="INCOMING WIRE | FREE" · Source

Check ServicesVerified

CASHIERS CHECK$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=cashiers_check; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="CASHIERS CHECK | $5.00 / EACH" · Source
CHECK COPY FEE$0Below the typical range ($2–$5 nationally)
$3 below the national median
Knox read a free fee from Rosetta artifact #2657. canonical_hint=check_image; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="CHECK COPY FEE | FREE" · Source
STOP PAYMENT FEE (ACH OR CHECK)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=stop_payment; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="STOP PAYMENT FEE (ACH OR CHECK) | $35.00 / ALL REQUESTS" · Source

Digital & ElectronicVerified

BILL PAY USAGE FEE$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #2657. canonical_hint=bill_pay; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="BILL PAY USAGE FEE | FREE" · Source

Lending FeesVerified

LATE PAYMENT FEE (10 DAY GRACE PERIOD)$35Above the typical range ($15–$26.50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=late_payment; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="LATE PAYMENT FEE (10 DAY GRACE PERIOD) | $35.00" · Source
LOAN PROCESSING FEE (CHARGED WHEN LOAN IS CLOSED)$350Above the typical range ($25–$50 nationally)
$315 above the national median
Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=loan_origination; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="LOAN PROCESSING FEE (CHARGED WHEN LOAN IS CLOSED) | $350.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
DORMANT ACCOUNT FEE	$2.50Below the typical range ($5–$10 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=dormant_account; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="DORMANT ACCOUNT FEE \| $2.50 / PER 12 MONTHS OF INACTIVITY AND EVERY MONTH THEREAFTER"	Source
RESEARCH FEE	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=account_research; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="RESEARCH FEE \| $20.00 / PER HOUR"	Source
Overdraft & NSFVerified
INSUFFICIENT FUNDS (NSF) FEE	$33Above the typical range ($25–$32 nationally)	$4 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=nsf; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="INSUFFICIENT FUNDS (NSF) FEE \| $33.00 / PER ITEM"	Source
ATM & CardVerified
DEBIT CARD RUSH ORDER FEE	$40Within the typical range ($30–$50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=rush_card; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="DEBIT CARD RUSH ORDER FEE \| $40.00 / PER CARD"	Source
NON MEMBER ATM DEBIT CARD USAGE	$2.50
Wire TransfersVerified
INCOMING WIRE	$0Below the typical range ($7.75–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #2657. canonical_hint=wire_domestic_incoming; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="INCOMING WIRE \| FREE"	Source
Check ServicesVerified
CASHIERS CHECK	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=cashiers_check; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="CASHIERS CHECK \| $5.00 / EACH"	Source
CHECK COPY FEE	$0
Digital & ElectronicVerified
BILL PAY USAGE FEE	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #2657. canonical_hint=bill_pay; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="BILL PAY USAGE FEE \| FREE"	Source
Lending FeesVerified
LATE PAYMENT FEE (10 DAY GRACE PERIOD)	$35Above the typical range ($15–$26.50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2657. canonical_hint=late_payment; text_hash=be3fe1e0e3c991e5f3cbc4260e0662699d4dc964bb336e6aa50860b5dadcbab0; excerpt="LATE PAYMENT FEE (10 DAY GRACE PERIOD) \| $35.00"	Source
LOAN PROCESSING FEE (CHARGED WHEN LOAN IS CLOSED)

Fee change alerts

Get an email when Morgantown A E S Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Morgantown A E S Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $33

14% above the national median NSF fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$37.7M

Work at Morgantown A E S Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$37.7M

Total deposits

$33.7M

Service charge income (year to date)

$65K

Fee income ratio

6.3%

Return on assets

0.44%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing