20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Basic Checking Fee $5 · Comeback Checking $10
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Air Academy Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per half hour · Account Research Fee | $40.00 per half hour
per statement · Paper Statement Fee | $5.00 per statement
per month
per item
per item
per item · 4 checks for $1.00
per item
per item
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Basic Checking Fee Monthly service charge (audience not stated, treated as personal) | $5 | per month | None |
| Comeback Checking Fee | $10 | per month | None |
| Account Closure Fee (within 6 months of opening) | $25 | Not stated | None |
| Dormant Account Fee | $10 | per month | None |
| Account Research Fee | $40Not compared: Charged per half hour; comparison unavailable | per half hour | Account Research Fee | $40.00 per half hour |
| Paper Statement Fee | $5Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement Fee | $5.00 per statement |
| Bad Address Fee | $10 | per month | None |
Overdraft & NSF | |||
| Premium Overdraft Service Fee (audience not stated, treated as personal) | $32 | per item | None |
| Non-Sufficient Funds (NSF) Fee | $32 | per item | None |
ATM & Card | |||
| Non-AACU ATM | $2 | per item | None |
| Foreign Transaction Fee (Point of Sale) | 3%of the transaction | Not stated | None |
| Foreign Transaction Fee (Point of Sale) (audience not stated, treated as personal) | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic Fee | $25 | Not stated | None |
| Wire Transfer - International Fee | $55 | Not stated | None |
Check Services | |||
| Official Check Fee | $2 | Not stated | None |
| Stop Payment Fee | $32 | per item | None |
| Counter/Temporary Check (audience not stated, treated as personal) | $1 | Not stated | None |
| Temporary Checks Fee (audience not stated, treated as personal) | $1 | per item | 4 checks for $1.00 |
| Check Cashing- Non-Member Fee | $15 | per item | None |
| Foreign Item Deposit Fee | $30 | per item | None |
| Shared Draft Copy Fee | $2 | Not stated | None |
Cash & Deposit | |||
| Cash Advance Fee (each advance amount) | 3%of the advance ($10 minimum) | Not stated | None |
| Cash Advance Fee (each advance amount) (audience not stated, treated as personal) | 3%of the advance ($10 minimum) | Not stated | None |
Account Services | |||
| Box Size 10" x 10" x 22" | $150 | per year | None |
| Box Size 3" x 10" x 22" | $60 | per year | None |
| Box Size 3" x 5" x 22" | $30 | per year | None |
| Box Size 5" x 10" x 22" | $90 | per year | None |
| Late Fee | $25Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $120Not compared: Box drilling or key fee | Not stated | None |
| Rekey and/or Drilling | $325Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box | $5Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box Size 10" x 10" x 22" (audience not stated, treated as personal) | $150 | per year | None |
| Safe Deposit Box Size 3" x 10" x 22" (audience not stated, treated as personal) | $60 | per year | None |
| Safe Deposit Box Size 3" x 5" x 22" (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box Size 5" x 10" x 22" (audience not stated, treated as personal) | $90 | per year | None |
| Levies/Garnishments Fee | $85 | Not stated | None |
| Verification of Deposit Fee | $15 | per item | None |
Lending Fees | |||
| Consumer Loan Late Payment Fee | $15 | Not stated | None |
| Late Payment Fee (Consumer) | $25 | Not stated | None |
| Late Payment Fee (Consumer/Business) | $25 | Not stated | None |
Other Fees | |||
| Loan Modification/Extension Fee | $40 | Not stated | None |
| Skip-A-Pay Fee | $35 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per half hour · Account Research Fee | $40.00 per half hour
per statement · Paper Statement Fee | $5.00 per statement
per month
per item
per item
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Comeback Checking Fee | $10 | per month | None |
| Account Closure Fee (within 6 months of opening) | $25 | Not stated | None |
| Dormant Account Fee | $10 | per month | None |
| Account Research Fee | $40Not compared: Charged per half hour; comparison unavailable | per half hour | Account Research Fee | $40.00 per half hour |
| Paper Statement Fee | $5Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement Fee | $5.00 per statement |
| Bad Address Fee | $10 | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) Fee | $32 | per item | None |
ATM & Card | |||
| Non-AACU ATM | $2 | per item | None |
| Foreign Transaction Fee (Point of Sale) | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic Fee | $25 | Not stated | None |
| Wire Transfer - International Fee | $55 | Not stated | None |
Check Services | |||
| Official Check Fee | $2 | Not stated | None |
| Stop Payment Fee | $32 | per item | None |
| Check Cashing- Non-Member Fee | $15 | per item | None |
| Foreign Item Deposit Fee | $30 | per item | None |
| Shared Draft Copy Fee | $2 | Not stated | None |
Digital & Electronic | |||
| Business ACH Collections Origination Service Fee | $25Not compared: Monthly charge, not per item | per month | None |
| Business ACH Payments Origination Service Fee | $25Not compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Cash Advance Fee (each advance amount) | 3%of the advance ($10 minimum) | Not stated | None |
Account Services | |||
| Box Size 10" x 10" x 22" | $150 | per year | None |
| Box Size 3" x 10" x 22" | $60 | per year | None |
| Box Size 3" x 5" x 22" | $30 | per year | None |
| Box Size 5" x 10" x 22" | $90 | per year | None |
| Late Fee | $25Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $120Not compared: Box drilling or key fee | Not stated | None |
| Rekey and/or Drilling | $325Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box | $5Not compared: Box drilling or key fee | per year | None |
| Levies/Garnishments Fee | $85 | Not stated | None |
| Verification of Deposit Fee | $15 | per item | None |
Lending Fees | |||
| Late Payment Fee (Business) | $35 | Not stated | None |
| Late Payment Fee (Consumer/Business) | $25 | Not stated | None |
Other Fees | |||
| Loan Modification/Extension Fee | $40 | Not stated | None |
| Skip-A-Pay Fee | $35 | Not stated | None |
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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