Lincone Federal Credit Union

Headquarters: Lincoln, Nebraska
Charter: Credit Union
Assets: $183.6M
Fed district: Kansas City

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lincone Federal Credit Union: $35
Lincone Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Lincone Federal Credit Union: $35
Lincone Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Lincone Federal Credit Union: $3
Lincone Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lincone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Minimum Balance$15
per month
Dormant Accounts ($100.00 & below, minors$5
per month
Account Reconciliation/Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail/Bad Address$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$35
per item
NSF Fee$35
per item
Overdraft Transfer from Shares to Cover Item Fee$5
per item

ATM & Card

Foreign ATM Transaction or Inquiry$3
per item
Replacement VISA Debit/Credit Card$10
per item
Rush Replacement VISA Card$40
per item

Wire Transfers

Outgoing Domestic Wire$25
per item
Incoming Wire$10
per item
Outgoing International Wire$50
per item

Check Services

Credit Union Cashier’s Checks$5
per item
Money Orders$3
per item
Stop Payment$35
per item
Check Copies$3
per item

Digital & Electronic

ACH Origination Set Up$5
ACH Return$35
per item

Cash & Deposit

Cash Advance – Foreign Credit Card$5
per item
Returned Deposit/Payment$20
per item

Account Services

Replace 1 lost key$10
Not compared: Box drilling or key fee
Safe Deposit Box 10” x 10” x 18”$75
Safe Deposit Box 3” x 10” x 18”$30
Safe Deposit Box 3” x 5” x 18”$20
Safe Deposit Box 5” x 10” x 18”$45
Safe Deposit Box 5” x 5” x 18”$25
Safe Deposit Box 7” x 10” x 18”$60
Garnishment/Levy$35
per item

Gift & Prepaid Cards

Prepaid VISA Card (Travel, Gift, Everyday Spend)$5
per item

Other Fees

Statement Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Below Minimum Balance	$15	per month	None
Dormant Accounts ($100.00 & below, minors	$5	per month	None
Account Reconciliation/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail/Bad Address	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
NSF Fee	$35	per item	None
Overdraft Transfer from Shares to Cover Item Fee	$5	per item	None
ATM & Card
Foreign ATM Transaction or Inquiry	$3	per item	None
Replacement VISA Debit/Credit Card	$10	per item	None
Rush Replacement VISA Card	$40	per item	None
Wire Transfers
Outgoing Domestic Wire	$25	per item	None
Incoming Wire	$10	per item	None
Outgoing International Wire	$50	per item	None
Check Services
Credit Union Cashier’s Checks	$5	per item	None
Money Orders	$3	per item	None
Stop Payment	$35	per item	None
Check Copies	$3	per item	None
Digital & Electronic
ACH Origination Set Up	$5	Not stated	None
ACH Return	$35	per item	None
Cash & Deposit
Cash Advance – Foreign Credit Card	$5	per item	None
Returned Deposit/Payment	$20	per item	None
Account Services
Replace 1 lost key	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10” x 10” x 18”	$75	Not stated	None
Safe Deposit Box 3” x 10” x 18”	$30	Not stated	None
Safe Deposit Box 3” x 5” x 18”	$20	Not stated	None
Safe Deposit Box 5” x 10” x 18”	$45	Not stated	None
Safe Deposit Box 5” x 5” x 18”	$25	Not stated	None
Safe Deposit Box 7” x 10” x 18”	$60	Not stated	None
Garnishment/Levy	$35	per item	None
Gift & Prepaid Cards
Prepaid VISA Card (Travel, Gift, Everyday Spend)	$5	per item	None
Other Fees
Statement Copies	$5	per item	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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