Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Lincone Federal Credit Union

Lincoln, NebraskaCredit UnionKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research$30Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=account_research; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Account Reconciliation/Research $30.00 per hour" · Source

Overdraft & NSFVerified

NSF Fee$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=nsf; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="NSF Fee* $35.00 per item" · Source
Overdraft Fee$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=overdraft; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Overdraft Fee** $35.00 per item" · Source
Overdraft Transfer from Shares to Cover Item Fee$5Within the typical range ($3–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=od_protection_transfer; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Overdraft Transfer from Shares to Cover Item Fee $5.00 per item" · Source

ATM & CardVerified

Rush Replacement VISA Card$40Within the typical range ($30–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=rush_card; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Rush Replacement VISA Card $40.00 per card" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($5–$15 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=wire_domestic_incoming; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Incoming Wire $10.00 per item" · Source
Outgoing Domestic Wire$25Within the typical range ($20–$25 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=wire_domestic_outgoing; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Outgoing Domestic Wire $25.00 per item" · Source
Outgoing International Wire$50Within the typical range ($40–$50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=wire_intl_outgoing; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Outgoing International Wire $50.00 per item" · Source

Check ServicesVerified

Check Copies$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=check_image; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Check Copies $3.00 per item" · Source
Credit Union Cashier’s Checks$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=cashiers_check; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Credit Union Cashier’s Checks $5.00 per item" · Source
Money Orders$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=money_order; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Money Orders $3.00 per item" · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$9.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=stop_payment; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Stop Payment $35.00 per item" · Source

Digital & ElectronicVerified

ACH Origination Set Up$5Within the typical range ($5–$20 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=ach_origination; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="ACH Origination Set Up $5.00 one-time set up" · Source
ACH Return$35Above the typical range ($15–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=ach_return; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="ACH Return $35.00 per item" · Source

Cash & DepositVerified

Cash Advance – Foreign Credit Card$5Within the typical range ($3–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=cash_advance; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Cash Advance – Foreign Credit Card $5.00 per item" · Source
Returned Deposit/Payment$20Within the typical range ($10–$25 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=deposited_item_return; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Returned Deposit/Payment $20.00 per item" · Source

Account ServicesVerified

Garnishment/Levy$35Within the typical range ($30–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=garnishment_levy; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Garnishment/Levy $35.00 per occurrence" · Source
Replace 1 lost key$10Below the typical range ($25–$77.50 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=safe_deposit_box; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Replace 1 lost key $10.00" · Source

Gift & Prepaid CardsVerified

Prepaid VISA Card (Travel, Gift, Everyday Spend)$5Within the typical range ($3.25–$6.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=prepaid_card_reload; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Prepaid VISA Card (Travel, Gift, Everyday Spend) $5.00 per item" · Source

Other FeesVerified

Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=document_reproduction; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Statement Copies $5.00 per item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=account_research; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Account Reconciliation/Research $30.00 per hour"	Source
Overdraft & NSFVerified
NSF Fee	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=nsf; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="NSF Fee* $35.00 per item"	Source
Overdraft Fee	$35
ATM & CardVerified
Rush Replacement VISA Card	$40Within the typical range ($30–$50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=rush_card; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Rush Replacement VISA Card $40.00 per card"	Source
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($5–$15 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=wire_domestic_incoming; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Incoming Wire $10.00 per item"	Source
Outgoing Domestic Wire
Check ServicesVerified
Check Copies	$3Within the typical range ($2–$5 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=check_image; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Check Copies $3.00 per item"	Source
Credit Union Cashier’s Checks
Digital & ElectronicVerified
ACH Origination Set Up	$5Within the typical range ($5–$20 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=ach_origination; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="ACH Origination Set Up $5.00 one-time set up"	Source
ACH Return
Cash & DepositVerified
Cash Advance – Foreign Credit Card	$5Within the typical range ($3–$10 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=cash_advance; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Cash Advance – Foreign Credit Card $5.00 per item"	Source
Returned Deposit/Payment
Account ServicesVerified
Garnishment/Levy	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=garnishment_levy; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Garnishment/Levy $35.00 per occurrence"	Source
Replace 1 lost key
Gift & Prepaid CardsVerified
Prepaid VISA Card (Travel, Gift, Everyday Spend)	$5Within the typical range ($3.25–$6.50 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=prepaid_card_reload; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Prepaid VISA Card (Travel, Gift, Everyday Spend) $5.00 per item"	Source
Other FeesVerified
Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #10402. canonical_hint=document_reproduction; text_hash=64919f9eac1535cb821f71293ca63976e0519e6936eff9a526e28a0c2651f68a; excerpt="Statement Copies $5.00 per item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$183.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$183.6M

Total deposits

$157.7M

Service charge income (year to date)

$646K

Fee income ratio

10.8%

Return on assets

1.05%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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