15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $0.75, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
U-1St Community Federal Credit Union · $9M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| U-1St Community Federal Credit Union(this institution) | Carlsbad, NM | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| A T & T Employees Pittsburgh Federal Credit Union | Pittsburgh, PA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Arkansas Health Center Federal Credit Union | Benton, AR | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Birmingham City Federal Credit Union | Birmingham, AL | $10M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community First Federal Credit Union | Hannibal, MO | $9M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cooperative Employees Federal Credit Union | Anadarko, OK | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Dedham Town Employees Federal Credit Union | Dedham, MA | $9M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| District 08 Federal Credit Union | Alexandria, LA | $9M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Erie Firefighters Federal Credit Union | Erie, PA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Evergreen Park Schools Federal Credit Union | Evergreen Park, IL | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Finans Federal Credit Union | Hammond, IN | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Pace Federal Credit Union | West St Paul, MN | $9M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Iberville Federal Credit Union | Plaquemine, LA | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| L. A. Mission Federal Credit Union | San Fernando, CA | $9M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Lincoln S.D.A. Federal Credit Union | Lincoln, NE | $10M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Local 20 Ibew Federal Credit Union | Grand Prairie, TX | $9M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lowell Municipal Employees Federal Credit Union | Lowell, MA | $9M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Metropolitan "L" Federal Credit Union | Oak Park, IL | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Morton Federal Credit Union | taunton, MA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mosaic Federal Credit Union | Harrisonburg, VA | $9M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Natural State Federal Credit Union | Searcy, AR | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Neiman Marcus Group Employees Federal Credit Union | Dallas, TX | $9M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| P.S.E. & G. Nuclear Employees Federal Credit Union | Hancocks Bridge, NJ | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Redlands City Employees Federal Credit Union | Redlands, CA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Sewerage & Water Board Employees Federal Credit Union | New Orleans, LA | $9M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Va Hospital Federal Credit Union | Little Rock, AR | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(out-of-network atm)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $0.75, the middle of its two prices, against a peer median of $1.25 among 9 publishing peers.
Its two prices are $0.50 and $1.
$0.75 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Against this institution's out-of-network atm fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.
Amounts from U-1St Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Research (per hour / 1 hour minimum) | $25.00
per hour · Reconcilliation / Account Balancing (per hour / 1 hour minimum) | $25.00
per month
per page · Facsimile (Faxes) Outgoing (per page) | $2.00
per page · Photocopies (per page) | $1.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure Fee (within 45 days of opening) | $25 | Not stated | None |
| Dormant Account Fee (charged monthly) | $10 | per month | None |
| Account Research (per hour / 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research (per hour / 1 hour minimum) | $25.00 |
| Reconcilliation / Account Balancing (per hour / 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Reconcilliation / Account Balancing (per hour / 1 hour minimum) | $25.00 |
| Excessive Withdrawal (first 4 free) | $2.50 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay Fee | $30 | Not stated | None |
| Non-Sufficient Funds (member checks) | $30 | Not stated | None |
| ATM Overdraft Transfer (per transfer) | $5 | per item | None |
ATM & Card | |||
| ATM Inquiry Fee (after first 3 free) | $1 | Not stated | None |
| ATM Withdrawal Fee (after first 3 free) | $0.50 | Not stated | None |
| ATM/Debit Card Replacement Card | $10 | Not stated | None |
Check Services | |||
| Cashier's Check: Non-member | $10 | Not stated | None |
| Cashier's Check/Members | No charge | Not stated | None |
| Money Orders | $1.50 | Not stated | None |
| Stop Payment Fee (per item) | $25 | per item | None |
| Check Cashing | No charge | Not stated | None |
| Check Cashing ($300.01 – $500.00) | $5 | Not stated | None |
| Collection Items (incoming, outgoing & draft) | $10 | Not stated | None |
| Check Copies (per item) | $2 | per item | None |
Cash & Deposit | |||
| Cash Advance | 1%of the advance | Not stated | None |
Account Services | |||
| Notary Fee (Members Only) | No charge | Not stated | None |
Other Fees | |||
| Duplicate Statement or Mortgage Statement | $3Not compared: Monthly charge, not per item | per month | None |
| Facsimile (Faxes) Outgoing (per page) | $2Not compared: Charged per page; comparison unavailable | per page | Facsimile (Faxes) Outgoing (per page) | $2.00 |
| Photocopies (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Photocopies (per page) | $1.00 |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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