Fitzsimons Federal Credit Union

Headquarters: Aurora, Colorado
Charter: Credit Union
Assets: $211.4M
Fed district: Kansas City

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Elite Advantage Checking
Fitzsimons Federal Credit Union: $7.50
Fitzsimons Federal Credit Union: $7.50
U.S. median: no median
Overdraft (OD)
Fitzsimons Federal Credit Union: $30
Fitzsimons Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fitzsimons Federal Credit Union: $30
Fitzsimons Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fitzsimons Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Elite Advantage Checking Fee$7.50
per month
IRA/ESA below minimum fee (per month) (audience not stated, treated as personal)$10
Not compared: CD/IRA fee
per month
Dormant Account Fee- after one year (audience not stated, treated as personal)$5
per month
ATM Adjustments$10
per item
Research/Reconciliation$27
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (audience not stated, treated as personal)$2
Returned Mail Fee$5
per month

Overdraft & NSF

Overdraft Courtesy Fee (audience not stated, treated as personal)$30
Non-Sufficient Funds Fee (audience not stated, treated as personal)$30

ATM & Card

Replacement Debit Card$15
Foreign transaction fee (multiple currency) (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer Domestic$15
Incoming Wire Fee (any source) (audience not stated, treated as personal)$5
Wire Transfer Outgoing International (audience not stated, treated as personal)$40

Check Services

On-Us Check exchanged for Cashier’s Check$7
Stop Payment: Member Draft, CU Draft or ACH Debit (audience not stated, treated as personal)$30
Temporary Checks (audience not stated, treated as personal)$6
Not compared: Charged per page; comparison unavailable
per page
Check Copy (audience not stated, treated as personal)$6
Check Copy (Free online)$6

Digital & Electronic

Online Bill Pay$14.95

Account Services

Drilling (abandoned box, etc.) greater$250
Not compared: Box drilling or key fee
Late Payment (over 30 days)$30
Not compared: Box drilling or key fee
Lost Key (audience not stated, treated as personal)$45
Not compared: Box drilling or key fee
Safe Deposit Box 10”x10” (audience not stated, treated as personal)$150
Safe Deposit Box 3”x10” (audience not stated, treated as personal)$60
Safe Deposit Box 5”x10” (audience not stated, treated as personal)$70
Safe Deposit Box 5”x5” (audience not stated, treated as personal)$55
Levy/Garnishment (audience not stated, treated as personal)$50
Subordination Fee (audience not stated, treated as personal)$200
Verification of Deposit (audience not stated, treated as personal)$10

Lending Fees

Late Fee5%($30 minimum)
Late Fee – Auto Loan (Direct/Indirect Dealer Loan)$30
Late Fee – Auto Loan (Indirect Dealer Loan)$15

Other Fees

Statement Copies (per statement) Free with e-statements (audience not stated, treated as personal)$5
Partners Instant Cash (PIC) Loan Application Fee (audience not stated, treated as personal)$20
Skip-A-Payment Fee (for applicable loan types)$37

Fee	Amount	Basis	Note
Account Maintenance
Elite Advantage Checking Fee	$7.50	per month	None
IRA/ESA below minimum fee (per month) (audience not stated, treated as personal)	$10Not compared: CD/IRA fee	per month	None
Dormant Account Fee- after one year (audience not stated, treated as personal)	$5	per month	None
ATM Adjustments	$10	per item	None
Research/Reconciliation	$27Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (audience not stated, treated as personal)	$2	Not stated	None
Returned Mail Fee	$5	per month	None
Overdraft & NSF
Overdraft Courtesy Fee (audience not stated, treated as personal)	$30	Not stated	None
Non-Sufficient Funds Fee (audience not stated, treated as personal)	$30	Not stated	None
ATM & Card
Replacement Debit Card	$15	Not stated	None
Foreign transaction fee (multiple currency) (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Domestic	$15	Not stated	None
Incoming Wire Fee (any source) (audience not stated, treated as personal)	$5	Not stated	None
Wire Transfer Outgoing International (audience not stated, treated as personal)	$40	Not stated	None
Check Services
On-Us Check exchanged for Cashier’s Check	$7	Not stated	None
Stop Payment: Member Draft, CU Draft or ACH Debit (audience not stated, treated as personal)	$30	Not stated	None
Temporary Checks (audience not stated, treated as personal)	$6Not compared: Charged per page; comparison unavailable	per page	None
Check Copy (audience not stated, treated as personal)	$6	Not stated	None
Check Copy (Free online)	$6	Not stated	None
Digital & Electronic
Online Bill Pay	$14.95	Not stated	None
Account Services
Drilling (abandoned box, etc.) greater	$250Not compared: Box drilling or key fee	Not stated	None
Late Payment (over 30 days)	$30Not compared: Box drilling or key fee	Not stated	None
Lost Key (audience not stated, treated as personal)	$45Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10”x10” (audience not stated, treated as personal)	$150	Not stated	None
Safe Deposit Box 3”x10” (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box 5”x10” (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 5”x5” (audience not stated, treated as personal)	$55	Not stated	None
Levy/Garnishment (audience not stated, treated as personal)	$50	Not stated	None
Subordination Fee (audience not stated, treated as personal)	$200	Not stated	None
Verification of Deposit (audience not stated, treated as personal)	$10	Not stated	None
Lending Fees
Late Fee	5%($30 minimum)	Not stated	None
Late Fee – Auto Loan (Direct/Indirect Dealer Loan)	$30	Not stated	None
Late Fee – Auto Loan (Indirect Dealer Loan)	$15	Not stated	None
Other Fees
Statement Copies (per statement) Free with e-statements (audience not stated, treated as personal)	$5	Not stated	None
Partners Instant Cash (PIC) Loan Application Fee (audience not stated, treated as personal)	$20	Not stated	None
Skip-A-Payment Fee (for applicable loan types)	$37	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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