22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Elite Advantage Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Fitzsimons Federal Credit Union · $211M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Fitzsimons Federal Credit Union(this institution) | Aurora, CO | $211M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1St Liberty Federal Credit Union | Great Falls, MT | $214M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Aac Federal Credit Union | Grand Rapids, MI | $212M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Access Community Federal Credit Union | Amarillo, TX | $211M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alta Vista Federal Credit Union | Redlands, CA | $209M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Beacon Federal Credit Union | La Porte, TX | $215M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bluestone Federal Credit Union | Sioux Falls, SD | $206M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cooperative Choice Network Federal Credit Union | Peoria, IL | $206M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Denver Fire Department Federal Credit Union | Denver, CO | $214M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Fire Police City County Federal Credit Union | Fort Wayne, IN | $207M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Frontier Community Federal Credit Union | Leavenworth, KS | $210M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| H E B Federal Credit Union | San Antonio, TX | $218M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Members Choice Of Central Texas Federal Credit Union | Waco, TX | $213M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Members First Federal Credit Union | Brigham City, UT | $209M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Merco Federal Credit Union | Merced, CA | $207M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northern Hills Federal Credit Union | Sturgis, SD | $205M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Okunity Federal Credit Union | Stillwater, OK | $215M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Palisades Federal Credit Union | Pearl River, NY | $212M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Parda Federal Credit Union | Auburn Hills, MI | $217M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Priority One Federal Credit Union | South Pasadena, CA | $206M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Railway Federal Credit Union | Mandan, ND | $212M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Red Wing Federal Credit Union | Red Wing, MN | $208M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Stark Federal Credit Union | canton, OH | $218M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| U. S. Employees O. C. Federal Credit Union | Oklahoma City, OK | $213M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| U.P. State Federal Credit Union | Escanaba, MI | $210M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Consumers Federal Credit Union | Independence, MO | $217M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $7.50, against a peer median of $6.95 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Fitzsimons Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per item
per hour
per month
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Elite Advantage Checking Fee | $7.50 | per month | None |
| IRA/ESA below minimum fee (per month) (audience not stated, treated as personal) | $10Not compared: CD/IRA fee | per month | None |
| Dormant Account Fee- after one year (audience not stated, treated as personal) | $5 | per month | None |
| ATM Adjustments | $10 | per item | None |
| Research/Reconciliation | $27Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee (audience not stated, treated as personal) | $2 | Not stated | None |
| Returned Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Courtesy Fee (audience not stated, treated as personal) | $30 | Not stated | None |
| Non-Sufficient Funds Fee (audience not stated, treated as personal) | $30 | Not stated | None |
ATM & Card | |||
| Replacement Debit Card | $15 | Not stated | None |
| Foreign transaction fee (multiple currency) (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer Domestic | $15 | Not stated | None |
| Incoming Wire Fee (any source) (audience not stated, treated as personal) | $5 | Not stated | None |
| Wire Transfer Outgoing International (audience not stated, treated as personal) | $40 | Not stated | None |
Check Services | |||
| On-Us Check exchanged for Cashier’s Check | $7 | Not stated | None |
| Stop Payment: Member Draft, CU Draft or ACH Debit (audience not stated, treated as personal) | $30 | Not stated | None |
| Temporary Checks (audience not stated, treated as personal) | $6Not compared: Charged per page; comparison unavailable | per page | None |
| Check Copy (audience not stated, treated as personal) | $6 | Not stated | None |
| Check Copy (Free online) | $6 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | $14.95 | Not stated | None |
Account Services | |||
| Drilling (abandoned box, etc.) greater | $250Not compared: Box drilling or key fee | Not stated | None |
| Late Payment (over 30 days) | $30Not compared: Box drilling or key fee | Not stated | None |
| Lost Key (audience not stated, treated as personal) | $45Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10”x10” (audience not stated, treated as personal) | $150 | Not stated | None |
| Safe Deposit Box 3”x10” (audience not stated, treated as personal) | $60 | Not stated | None |
| Safe Deposit Box 5”x10” (audience not stated, treated as personal) | $70 | Not stated | None |
| Safe Deposit Box 5”x5” (audience not stated, treated as personal) | $55 | Not stated | None |
| Levy/Garnishment (audience not stated, treated as personal) | $50 | Not stated | None |
| Subordination Fee (audience not stated, treated as personal) | $200 | Not stated | None |
| Verification of Deposit (audience not stated, treated as personal) | $10 | Not stated | None |
Lending Fees | |||
| Late Fee | 5%($30 minimum) | Not stated | None |
| Late Fee – Auto Loan (Direct/Indirect Dealer Loan) | $30 | Not stated | None |
| Late Fee – Auto Loan (Indirect Dealer Loan) | $15 | Not stated | None |
Other Fees | |||
| Statement Copies (per statement) Free with e-statements (audience not stated, treated as personal) | $5 | Not stated | None |
| Partners Instant Cash (PIC) Loan Application Fee (audience not stated, treated as personal) | $20 | Not stated | None |
| Skip-A-Payment Fee (for applicable loan types) | $37 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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