16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7, the middle of its prices
Wire Transfer (Domestic Out)
Wire Transfer (Domestic In)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Kings Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per month
per hour
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10 | per month | None |
| Monthly Maintenance | $4 | per month | None |
| Monthly Maintenance (audience not stated, treated as personal) | $15 | per month | None |
| Ultimate Banking (monthly fee, no minimum balance) | $7 | per month | None |
| Ultimate Checking Plus (monthly fee, no minimum balance) (audience not stated, treated as personal) | $7 | per month | None |
| Membership Closure (within six months) | $10 | Not stated | None |
| Escheatment Notice (audience not stated, treated as personal) | $2 | Not stated | None |
| Inactive Account (per month after 12 months of no activity) | $3 | per month | None |
| Account Reconciliation / Research (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft Transfer (per transfer or debit transaction) | $4 | per item | None |
ATM & Card | |||
| Visa Card Replacement (per card) | $10 | per item | None |
| Foreign Transaction | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer, Outgoing Domestic (audience not stated, treated as personal) | $20 | Not stated | None |
| Wire Transfer, Incoming | $10 | Not stated | None |
Check Services | |||
| Check Cashing (minor accounts and members with loans, checking or over $1,000 in deposits exempt)Website | $5 | Not stated | None |
| Collection Items | $20 | Not stated | None |
Cash & Deposit | |||
| Loose Coin | 7% | Not stated | None |
| Cash Advance | 2%of the advance ($25 maximum) | Not stated | None |
Account Services | |||
| Notary (per signature) | $10 | per item | None |
| Key Deposit / Replacement | $10Not compared: Box drilling or key fee | Not stated | None |
| Levy or Garnishment (audience not stated, treated as personal) | $75 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Visa Late Fee | $25 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer (out) | $20 | Not stated | None |
Other Fees | |||
| Account History / Statement Copy (per month) | $5Not compared: Monthly charge, not per item | per month | None |
| Copy of Cleared Personal Checks (two free per month) | $5 | Not stated | None |
| Demand for Payoff (Consumer/Auto/Real Estate) | $25 | Not stated | None |
| Loan Modification/Due Date Change | $40 | Not stated | None |
| Refinance of Kings Federal Cedit Union Loan | $100 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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