Four fees from its schedule are published so far: monthly maintenance $0 to $4.95, paper statement $0, gift & prepaid card $2.95 and 1 more.
Source: its fee schedule, read Oct 26, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
92nd percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 26, 2026
Call-report figures are for 1St Liberty Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | 1St Liberty Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 26, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 17% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (92nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $468K in Q2 2026, about level with the same quarter a year earlier ($467K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
0 of 3 compared published fees sit above the Montana median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Montana medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $2.48, the middle of its prices
Paper Statement
Gift & Prepaid Card
Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Call reports for 1St Liberty Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $468K | +$20K | +4.5% |
| Q1 2026 | $448K | −$25K | −5.3% |
| Q4 2025 | $473K | +$3K | +0.6% |
| Q3 2025 | $470K | +$3K | +0.6% |
| Q2 2025 | $467K | −$8K | −1.7% |
| Q1 2025 | $475K | −$11K | −2.3% |
| Q4 2024 | $486K | −$40K | −7.6% |
| Q3 2024 | $526K | +$12K | +2.3% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, 1St Liberty Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to 1St Liberty Federal Credit Union by share.
Amounts from 1St Liberty Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance (audience not stated, treated as personal) | $4.95Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Periodic Paper Statement Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Fee for a VISA Gift Card | $2.95Below the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where 1St Liberty Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
7 offices in 1 state (June 30, 2026)
Each dot is one office.
6 of 7 offices on the map.
Cities with the most offices
| Great Falls, MT | 3 |
| Conrad, MT | 1 |
| Cut Bank, MT | 1 |
| Malmstrom Afb, MT | 1 |
| Shelby, MT | 1 |
Largest competitors nearby
Local market: Cascade county, MT, around its headquarters.
| 14 in its local market | Deposit share |
|---|---|
| Stockman Bank of Montana | 26.1% |
| First Interstate Bank | 23.5% |
| U.S. Bank National Association | 18.1% |
| Wells Fargo Bank, National Association | 14.4% |
| Citizens Alliance Bank | 4.9% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows