Access Of Louisiana Federal Credit Union

Headquarters: Lake Charles, Louisiana
Charter: Credit Union
Assets: $44.5M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $2.50, the middle of its prices
Access Of Louisiana Federal Credit Union: $0 to $5
Access Of Louisiana Federal Credit Union: $0 to $5
U.S. median: no median
Overdraft (OD)
Access Of Louisiana Federal Credit Union: $30
Access Of Louisiana Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Access Of Louisiana Federal Credit Union: $30
Access Of Louisiana Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Access Of Louisiana Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5
per month
Monthly Service ChargeNo charge
Inactive Account (per month) after 14 months of inactivity, under $500.00$5
per month
Account Balancing Assistance (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$10

Overdraft & NSF

Overdraft ACH Withdrawal$30
E-Statements Free Non-sufficient Share Draft$30
Overdraft Protection Transfer$10
Overdraft Protection Transfer (5 times per month)$10
Not compared: Monthly charge, not per item
per month

ATM & Card

ATM/Debit Trans & Inquiries$1
Replace ATM/Debit card (limit 1 per year)$10
per item

Wire Transfers

AccessMe 24/7 (Home Banking) | Free Outgoing Domestic Wire$15
Incoming Domestic Wire$10

Check Services

Official Checks Payable to Account OwnerNo charge
Official Checks Payable to others$5
Checks (from 3 Styles), Stop Payments, Official Checks Payable to OthersNo charge
Stop Pay on Official Checks$35
Stop payment (single item)$25
Check Cashing Fee (max $5.00)$1
Check Copy$5

Digital & Electronic

ACH return fee (due to member error)$10

Cash & Deposit

Returned Deposit Item$10

Account Services

Notary$20
Legal Services, Notices, Levies, ETC$25

Other Fees

Fax services, local, per page$1
per item
Fax services, long distance$2
per item · per page
Fax services, long distance, per page$2
per item
Statement Copy Fee$5
Statement Copy through AccessMe 24/7No charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Monthly Service Charge	No charge	Not stated	None
Inactive Account (per month) after 14 months of inactivity, under $500.00	$5	per month	None
Account Balancing Assistance (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Overdraft ACH Withdrawal	$30	Not stated	None
E-Statements Free Non-sufficient Share Draft	$30	Not stated	None
Overdraft Protection Transfer	$10	Not stated	None
Overdraft Protection Transfer (5 times per month)	$10Not compared: Monthly charge, not per item	per month	None
ATM & Card
ATM/Debit Trans & Inquiries	$1	Not stated	None
Replace ATM/Debit card (limit 1 per year)	$10	per item	None
Wire Transfers
AccessMe 24/7 (Home Banking) \| Free Outgoing Domestic Wire	$15	Not stated	None
Incoming Domestic Wire	$10	Not stated	None
Check Services
Official Checks Payable to Account Owner	No charge	Not stated	None
Official Checks Payable to others	$5	Not stated	None
Checks (from 3 Styles), Stop Payments, Official Checks Payable to Others	No charge	Not stated	None
Stop Pay on Official Checks	$35	Not stated	None
Stop payment (single item)	$25	Not stated	None
Check Cashing Fee (max $5.00)	$1	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
ACH return fee (due to member error)	$10	Not stated	None
Cash & Deposit
Returned Deposit Item	$10	Not stated	None
Account Services
Notary	$20	Not stated	None
Legal Services, Notices, Levies, ETC	$25	Not stated	None
Other Fees
Fax services, local, per page	$1	per item	None
Fax services, long distance	$2	per item	per page
Fax services, long distance, per page	$2	per item	None
Statement Copy Fee	$5	Not stated	None
Statement Copy through AccessMe 24/7	No charge	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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