La Loma Federal Credit Union

Headquarters: Loma Linda, California
Charter: Credit Union
Assets: $116.6M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
La Loma Federal Credit Union: $15 to $30
La Loma Federal Credit Union: $15 to $30
U.S. median: no median
NSF / Returned Item
La Loma Federal Credit Union: $30
La Loma Federal Credit Union: $30
U.S. median: no median
Stop Payment
La Loma Federal Credit Union: $30
La Loma Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from La Loma Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum balance fee$3
per month
Dormant Account - after 1 year$3
per month
Escheatment Notice$3
Premature Closure of Certificate Account 90 days Interest Account Research (1 hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Locator Fee (Invalid Address)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card/ATM Overdraft Fee$30
Overdraft L-O-C$15
Overdraft/Courtesy Pay - NSF item$30
MONTHLY SERVICE FEES Returned Share Draft/ACH Debit - NSF$30
Overdraft Protection transfer from L-O-C$5

ATM & Card

Replace lost/stolen VISA/ATM card$5

Check Services

Money Market Account None Cashier's Check (payable to third party)$5
Stop Payment (Drafts/ACH/Bill Payment)$30
Boom Savings (under 18) None Temporary Checks (New Acct - 1st 8 checks free)$3
Check Cashing (greater than $25)$8
Not compared: Monthly charge, not per item
per month
Collection Fee (Filing and Court costs extra)$30

Digital & Electronic

Copy of Bill Pay Activity on CD$30
Not compared: CD/IRA fee

Cash & Deposit

Returned Deposit Item$30

Account Services

Notary (Members Only)$15
per item
Garnishment/Levy$50
Not compared: Monthly charge, not per item
per month
Subordination fee$175
Subpoena/Research (1 hour minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour

Lending Fees

VISA Late Payment fee$20

Other Fees

Copy of VISA sales transaction$10
per item
Statement Copies$5
Loan Extension fee$20
Real Estate Loan Modification fee$500
Skip a Payment fee$40
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Minimum balance fee	$3	per month	None
Dormant Account - after 1 year	$3	per month	None
Escheatment Notice	$3	Not stated	None
Premature Closure of Certificate Account 90 days Interest Account Research (1 hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Locator Fee (Invalid Address)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card/ATM Overdraft Fee	$30	Not stated	None
Overdraft L-O-C	$15	Not stated	None
Overdraft/Courtesy Pay - NSF item	$30	Not stated	None
MONTHLY SERVICE FEES Returned Share Draft/ACH Debit - NSF	$30	Not stated	None
Overdraft Protection transfer from L-O-C	$5	Not stated	None
ATM & Card
Replace lost/stolen VISA/ATM card	$5	Not stated	None
Check Services
Money Market Account None Cashier's Check (payable to third party)	$5	Not stated	None
Stop Payment (Drafts/ACH/Bill Payment)	$30	Not stated	None
Boom Savings (under 18) None Temporary Checks (New Acct - 1st 8 checks free)	$3	Not stated	None
Check Cashing (greater than $25)	$8Not compared: Monthly charge, not per item	per month	None
Collection Fee (Filing and Court costs extra)	$30	Not stated	None
Digital & Electronic
Copy of Bill Pay Activity on CD	$30Not compared: CD/IRA fee	Not stated	None
Cash & Deposit
Returned Deposit Item	$30	Not stated	None
Account Services
Notary (Members Only)	$15	per item	None
Garnishment/Levy	$50Not compared: Monthly charge, not per item	per month	None
Subordination fee	$175	Not stated	None
Subpoena/Research (1 hour minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Lending Fees
VISA Late Payment fee	$20	Not stated	None
Other Fees
Copy of VISA sales transaction	$10	per item	None
Statement Copies	$5	Not stated	None
Loan Extension fee	$20	Not stated	None
Real Estate Loan Modification fee	$500	Not stated	None
Skip a Payment fee	$40Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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