Ouachita Valley Federal Credit Union

Headquarters: West Monroe, Louisiana
Charter: Credit Union
Assets: $464.1M
Fed district: Dallas

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Ouachita Valley Federal Credit Union: No fee
Ouachita Valley Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Ouachita Valley Federal Credit Union: $28
Ouachita Valley Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Ouachita Valley Federal Credit Union: $28
Ouachita Valley Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ouachita Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly ServiceNo charge
per month
Account Closure$25
Dormant Account$5
per month
Escheat$50
Inactive Account$5
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee$5
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$28
per item
NSF$28
per item
Overdraft Transfer$5
per item

ATM & Card

ATM Balance Inquiry$1
ATM Withdrawal/Transfer$1
per item
Card Replacement$5

Wire Transfers

Wire Transfer (Outgoing)$15
per item
Wire Transfer (Incoming)$10
per item
Wire – International (Outgoing)$40
per item

Check Services

Certified Check$5
per item
Money Order$2
per item
Stop Payment$28
per item
Zelle Stop Payment$28
Temporary Checks$1
per item
Check Cashing$5
Check Copies$2
per item

Digital & Electronic

ACH Return$28
per item
Bill PayNo charge
Same Day Bill Pay$9.95
Mobile DepositNo charge

Cash & Deposit

Charge Back$5
per item

Account Services

Garnishment$50
Legal Process (tax levies, summons)$50

Gift & Prepaid Cards

VISA Gift Card$3.50
per item

Other Fees

Photocopy$2
per item
Statement Copy$5
Not compared: Monthly charge, not per item
per month
Loan Payment by phone – Credit/Debit Card$11

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service	No charge	per month	None
Account Closure	$25	Not stated	None
Dormant Account	$5	per month	None
Escheat	$50	Not stated	None
Inactive Account	$5	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee	$5	Not stated	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$28	per item	None
NSF	$28	per item	None
Overdraft Transfer	$5	per item	None
ATM & Card
ATM Balance Inquiry	$1	Not stated	None
ATM Withdrawal/Transfer	$1	per item	None
Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$15	per item	None
Wire Transfer (Incoming)	$10	per item	None
Wire – International (Outgoing)	$40	per item	None
Check Services
Certified Check	$5	per item	None
Money Order	$2	per item	None
Stop Payment	$28	per item	None
Zelle Stop Payment	$28	Not stated	None
Temporary Checks	$1	per item	None
Check Cashing	$5	Not stated	None
Check Copies	$2	per item	None
Digital & Electronic
ACH Return	$28	per item	None
Bill Pay	No charge	Not stated	None
Same Day Bill Pay	$9.95	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Charge Back	$5	per item	None
Account Services
Garnishment	$50	Not stated	None
Legal Process (tax levies, summons)	$50	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.50	per item	None
Other Fees
Photocopy	$2	per item	None
Statement Copy	$5Not compared: Monthly charge, not per item	per month	None
Loan Payment by phone – Credit/Debit Card	$11	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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