17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Heart Of Louisiana Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Share Account Closed Within 6 Months of Opening | $10 | Not stated | None |
| Dormant Share Account (12 months inactive) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Research/Reconcile (per hour, $10.00 minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee / Bad Address | $5 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay | $25 | Not stated | None |
| NSF/Overdraft Item | $25 | Not stated | None |
| Visa Check Card Overdraft Item | $25 | Not stated | None |
| NSF/Overdraft Item | $25 | Not stated | None |
| Automatic Overdraft Transfer | $2 | Not stated | None |
ATM & Card | |||
| Visa Check Card Lost (per card) | $15 | per item | None |
| Visa Check Card Replacement (per card) | $5 | per item | None |
Wire Transfers | |||
| Outgoing Wire Transfer | $15 | Not stated | None |
| International Wire Transfer | $40 | Not stated | None |
Check Services | |||
| Cashier's Check | $3 | Not stated | None |
| Money Order | $1.75 | Not stated | None |
| Stop Payment | $25 | Not stated | None |
| Bill Pay Check Copies | $5 | Not stated | None |
Digital & Electronic | |||
| "Bill Payer" {unlimited transactions} | No charge | Not stated | None |
| Bill Pay Rush Payments (Draft Check) Next Business Day | $19.95Not compared: Per-occurrence charge, not monthly | per item | None |
| Bill Pay Rush Payments (Draft Check) Second Business Day | $14.95Not compared: Per-occurrence charge, not monthly | per item | None |
| Bill Pay Rush Payments (Electronic Payment) Second Business Day | $4.95Not compared: Per-occurrence charge, not monthly | per item | None |
| Mobile Deposit (audience not stated, treated as personal) | No charge | Not stated | None |
Account Services | |||
| Safe Deposit Box Size 10 x 10 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box Size 3 x 10 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box Size 3 x 5 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box Size 5 x 10 (audience not stated, treated as personal) | $45 | Not stated | None |
| Tax Levy Fee | $25 | Not stated | None |
Other Fees | |||
| Fax Transmission (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Fax Transmission (per page) | $1.00 (Fees) |
| Photocopy (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Photocopy (per page) | $1.00 (Fees) |
| Statement Copy | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.