Solidarity Community Federal Credit Union

Headquarters: Kokomo, Indiana
Charter: Credit Union
Assets: $351.1M
Fed district: Chicago
Regulator: NCUA

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 10, 2026

How these figures are measured

Call-report figures are for Solidarity Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Solidarity Community Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 10, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Solidarity Community Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $378K in Q2 2026, 9.2% above the same quarter a year earlier ($346K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Solidarity Community Federal Credit Union: $32
Solidarity Community Federal Credit Union: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Solidarity Community Federal Credit Union: $25
Solidarity Community Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $33.50, the middle of its prices
Solidarity Community Federal Credit Union: $32 to $35
Solidarity Community Federal Credit Union: $32 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $378K.

Fee income, Q2 2026

$378K

$377KQ3 2025

$374KQ4 2025

$360KQ1 2026

$378KQ2 2026

Against the median

Solidarity Community Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Solidarity Community Federal Credit Union · $351M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$343M to $360M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Solidarity Community Federal Credit Union(this institution)	Kokomo, IN	$351M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Affidian Federal Credit Union	Denver, CO	$360M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Agriculture Federal Credit Union	Merrifield, VA	$351M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elko Federal Credit Union	Elko, NV	$351M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Extra Federal Credit Union	Warren, MI	$345M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Family First Of Ny Federal Credit Union	Rochester, NY	$345M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Alliance Federal Credit Union	Rochester, MN	$358M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Basin Federal Credit Union	Odessa, TX	$343M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Freestar Financial Federal Credit Union	Mount Clemens, MI	$350M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Guadalupe Federal Credit Union	Santa Fe, NM	$348M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Gulf Federal Credit Union	Groves, TX	$349M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Industrial Federal Credit Union	Lafayette, IN	$356M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Massmutual Federal Credit Union	Springfield, MA	$344M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Plus Federal Credit Union	Medford, MA	$349M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Michigan United Federal Credit Union	Auburn Hills, MI	$349M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mobility Credit Union	Irving, TX	$358M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Net Federal Credit Union	Scranton, PA	$354M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Peninsula Federal Credit Union	Escanaba, MI	$356M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Red Rocks Federal Credit Union	Littleton, CO	$344M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sharepoint Federal Credit Union	Bloomington, MN	$360M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Siouxland Federal Credit Union	South Sioux City, NE	$352M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Strata Federal Credit Union	Bakersfield, CA	$345M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Transportation Federal Credit Union	Alexandria, VA	$346M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Financial Federal Credit Union	Saginaw, MI	$360M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Unitedone Federal Credit Union	Manitowoc, WI	$348M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Us Community Federal Credit Union	Nashville, TN	$346M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Solidarity Community Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.95 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Solidarity Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Solidarity Community Fede…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Solidarity Community Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $378K
vs prior quarter: +$18K+5.0%; from Q1 2026
vs a year earlier: +$32K+9.2%; from Q2 2025
vs start of range: −$157K−29.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Solidarity Community Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$378K	+$18K	+5.0%
Q1 2026	$360K	−$14K	−3.7%
Q4 2025	$374K	−$3K	−0.8%
Q3 2025	$377K	+$31K	+9.0%
Q2 2025	$346K	+$9K	+2.7%
Q1 2025	$337K	−$26K	−7.2%
Q4 2024	$363K	−$172K	−32.1%
Q3 2024	$535K	+$50K	+10.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Solidarity Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking minimum balance fee$6
per month
Solid Interest Checking minimum balance fee$4
per month
Account Closed Within 180 days of Opening$25
Dormant Account Fee (after 1 year of inactivity)$1
per month
Research Time/Checkbook Balancing$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-Sucient Funds / Overdraft Privilege Fees$32
per item
Overdraft Transfers$3
per item

Wire Transfers

Wire Transfers-Domestic-Outgoing$25
per item
Wire Transfers-International-Outgoing$60
per item

Check Services

Ocial Checks & Money Orders$2
Stop Payments - Drafts & Bill Pay$35
per item
Stop Payments - Drafts & Bill Pay$32
per item
Counter Checks$4
per item
Non-member Check Cashing Fee$10
per item
Foreign Item Collection Fee$10
per item
Check Photocopies - Drafts & Bill Pay$5
per item

Cash & Deposit

Tax Refund Cash Advance Check Fee$50
per item
Member Return Deposit Item$32
per item
Non‐Member Return Deposit Item$19
per item

Account Services

Notary/Signature Guarantee$2
per item
Attachments / Garnishments$20
per item
Tax Levies$75
per item

Gift & Prepaid Cards

Travel / Money Card Reload$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking minimum balance fee	$6	per month	None
Solid Interest Checking minimum balance fee	$4	per month	None
Account Closed Within 180 days of Opening	$25	Not stated	None
Dormant Account Fee (after 1 year of inactivity)	$1	per month	None
Research Time/Checkbook Balancing	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-Sucient Funds / Overdraft Privilege Fees	$32	per item	None
Overdraft Transfers	$3	per item	None
Wire Transfers
Wire Transfers-Domestic-Outgoing	$25	per item	None
Wire Transfers-International-Outgoing	$60	per item	None
Check Services
Ocial Checks & Money Orders	$2	Not stated	None
Stop Payments - Drafts & Bill Pay	$35	per item	None
Stop Payments - Drafts & Bill Pay	$32	per item	None
Counter Checks	$4	per item	None
Non-member Check Cashing Fee	$10	per item	None
Foreign Item Collection Fee	$10	per item	None
Check Photocopies - Drafts & Bill Pay	$5	per item	None
Cash & Deposit
Tax Refund Cash Advance Check Fee	$50	per item	None
Member Return Deposit Item	$32	per item	None
Non‐Member Return Deposit Item	$19	per item	None
Account Services
Notary/Signature Guarantee	$2	per item	None
Attachments / Garnishments	$20	per item	None
Tax Levies	$75	per item	None
Gift & Prepaid Cards
Travel / Money Card Reload	$2	per item	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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