Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Saint Lawrence Federal Credit Union

Ogdensburg, New YorkCredit UnionNew York Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Maintenance$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=dormant_account; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Inactive Account Maintenance | $5.00/Month" · Source

Overdraft & NSFVerified

Share Draft Account Courtesy Pay- Item (Share Draft/ACH/Debit Card)$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=overdraft; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Share Draft Account Courtesy Pay- Item (Share Draft/ACH/Debit Card) | $25.00" · Source
Share Draft Account Insufficient Funds - Item Returned (Share Draft/ACH/Debit Card)$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=nsf; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Share Draft Account Insufficient Funds - Item Returned (Share Draft/ACH/Debit Card) | $25.00" · Source

ATM & CardVerified

Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=card_replacement; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Replacement Card | $10.00" · Source

Wire TransfersVerified

Domestic Wires (Outgoing)$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=wire_domestic_outgoing; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Domestic Wires (Outgoing) | $20.00/Transfer" · Source

Cash & DepositVerified

Share Draft Account Returned Deposit Item$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=deposited_item_return; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Share Draft Account Returned Deposit Item | $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Maintenance	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=dormant_account; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Inactive Account Maintenance \| $5.00/Month"	Source
Overdraft & NSFVerified
Share Draft Account Courtesy Pay- Item (Share Draft/ACH/Debit Card)	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=overdraft; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Share Draft Account Courtesy Pay- Item (Share Draft/ACH/Debit Card) \| $25.00"	Source
Share Draft Account Insufficient Funds - Item Returned (Share Draft/ACH/Debit Card)
ATM & CardVerified
Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=card_replacement; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Replacement Card \| $10.00"	Source
Wire TransfersVerified
Domestic Wires (Outgoing)	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=wire_domestic_outgoing; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Domestic Wires (Outgoing) \| $20.00/Transfer"	Source
Cash & DepositVerified
Share Draft Account Returned Deposit Item	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3169. canonical_hint=deposited_item_return; text_hash=ec0136b1b12afbeab23ec553faeb625ec568687e399295255ce04cd79353c927; excerpt="Share Draft Account Returned Deposit Item \| $25.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$272.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$272.3M

Total deposits

$239.3M

Service charge income (year to date)

$777K

Fee income ratio

9.6%

Return on assets

0.82%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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