Employees Federal Credit Union

Headquarters: Tulsa, Oklahoma
Charter: Credit Union
Assets: $46.8M
Fed district: Kansas City

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Employees Federal Credit Union: $29
Employees Federal Credit Union: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Employees Federal Credit Union: $25
Employees Federal Credit Union: $25
U.S. median: no median
Stop Payment
Employees Federal Credit Union: $25
Employees Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (6 months of no activity and return mail)$10
Inactive Account Fee (6 months of no activity)$5
Account Reconcilement (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee (Over 6 per month)$5
per item
Return Mail Fee$10

Overdraft & NSF

Non-Sufficient Funds (NSF)$29
Overdraft Share to Share Transfer$5

ATM & Card

Replacement Card (Lost or Damaged)$10
International Transaction Fee3%of the transaction
International Transaction Fee (audience not stated, treated as personal)3%of the transaction

Wire Transfers

Wire Transfers: Outgoing$25
Wire Transfers: Incoming$15

Check Services

Non-Members Money Orders$3
Stop Payment Orders (6 months)$25
Temporary Checks$1
per item
Draft Copies$2.50

Digital & Electronic

Bill Pay Non-Use Fee (After 60 days non-use)$5.95

Cash & Deposit

Loose Coin (Over $300.00)$5
Return Deposit Items (Includes Loan Payment Items)$29

Account Services

Notary Fee for Non-Members$5
Safe Deposit Box 10x10 (audience not stated, treated as personal)$60
per year
Safe Deposit Box 3x10 (audience not stated, treated as personal)$30
per year
Safe Deposit Box 5x10 (audience not stated, treated as personal)$40
per year
Garnishment Processing Fee$35
Levy Processing Fee$35

Retirement & IRA

IRA Annual FeeNo charge
per year

Other Fees

Copy of Statement$5
Duplicate Lien Release$10
Loan Payment Deferral (Skip-a-Payment)$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (6 months of no activity and return mail)	$10	Not stated	None
Inactive Account Fee (6 months of no activity)	$5	Not stated	None
Account Reconcilement (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee (Over 6 per month)	$5	per item	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$29	Not stated	None
Overdraft Share to Share Transfer	$5	Not stated	None
ATM & Card
Replacement Card (Lost or Damaged)	$10	Not stated	None
International Transaction Fee	3%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	3%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$25	Not stated	None
Wire Transfers: Incoming	$15	Not stated	None
Check Services
Non-Members Money Orders	$3	Not stated	None
Stop Payment Orders (6 months)	$25	Not stated	None
Temporary Checks	$1	per item	None
Draft Copies	$2.50	Not stated	None
Digital & Electronic
Bill Pay Non-Use Fee (After 60 days non-use)	$5.95	Not stated	None
Cash & Deposit
Loose Coin (Over $300.00)	$5	Not stated	None
Return Deposit Items (Includes Loan Payment Items)	$29	Not stated	None
Account Services
Notary Fee for Non-Members	$5	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$60	per year	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$40	per year	None
Garnishment Processing Fee	$35	Not stated	None
Levy Processing Fee	$35	Not stated	None
Retirement & IRA
IRA Annual Fee	No charge	per year	None
Other Fees
Copy of Statement	$5	Not stated	None
Duplicate Lien Release	$10	Not stated	None
Loan Payment Deferral (Skip-a-Payment)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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