Rocket City Federal Credit Union

Headquarters: Huntsville, Alabama
Charter: Credit Union
Assets: $69.1M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Rocket City Federal Credit Union: $25
Rocket City Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Compared at $15, the middle of its prices
Rocket City Federal Credit Union: $5 to $25
Rocket City Federal Credit Union: $5 to $25
U.S. median: no median
Stop Payment
Rocket City Federal Credit Union: $25
Rocket City Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Rocket City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account within 90 days of opening$15
Dormant Account Fee$5
per month
Research/Balancing Account per Hour$15
Not compared: Charged per hour; comparison unavailable
per hour · Research/Balancing Account per Hour | $ 15.00
Returned Mail (miscellaneous)$5
Returned Statement Charge (bad address)$5

Overdraft & NSF

Non-Sufficient Funds ACH Items (paid by Courtesy Pay)$25
Non-Sufficient Funds Share Drafts (paid by Courtesy Pay)$25
Non-Sufficient Funds Share Drafts (returned unpaid)$25
Official Checks for non-members (guaranteed funds of nsf)$5

ATM & Card

Debit or Credit Card Replacement or Pin Number Replacement Fee$10

Check Services

Official Checks (2 allowed per day)$2
per item
Money Orders$2
Stop Payment of ACH Draft$25
Stop Payment of Share Draft$25
Check Cashing with less than $100.00 daily balance in the Share Account or another credit union service$5
Share Draft Photocopy$2

Digital & Electronic

Non-Sufficient Funds ACH Items (returned unpaid)$25

Cash & Deposit

Deposited Items Returned (Any Account)$20

Account Services

Notary Public Service (member service)No charge
Notary Public Service (non-member service): cash only$10
Safe Deposit Box 10 x 10$95
per year
Safe Deposit Box 10 x 10$95
Safe Deposit Box 3 x 10$40
per year
Safe Deposit Box 3 x 10$40
Safe Deposit Box 5 x 10$45
per year
Safe Deposit Box 5 x 10$45
Safe Deposit Box 5 x 5$35
per year
Safe Deposit Box 5 x 5$35
Safe Deposit Box Drilled (no key)$175
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$75
Not compared: Box drilling or key fee
Safe Deposit Box Rental (annual)$25
per year
Levy and Garnishment$25
Verification of Deposit$10

Lending Fees

VISA Credit Card Late Charge$20

Gift & Prepaid Cards

VISA Gift Cards$3

Fee	Amount	Basis	Note
Account Maintenance
Close Account within 90 days of opening	$15	Not stated	None
Dormant Account Fee	$5	per month	None
Research/Balancing Account per Hour	$15Not compared: Charged per hour; comparison unavailable	per hour	Research/Balancing Account per Hour \| $ 15.00
Returned Mail (miscellaneous)	$5	Not stated	None
Returned Statement Charge (bad address)	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds ACH Items (paid by Courtesy Pay)	$25	Not stated	None
Non-Sufficient Funds Share Drafts (paid by Courtesy Pay)	$25	Not stated	None
Non-Sufficient Funds Share Drafts (returned unpaid)	$25	Not stated	None
Official Checks for non-members (guaranteed funds of nsf)	$5	Not stated	None
ATM & Card
Debit or Credit Card Replacement or Pin Number Replacement Fee	$10	Not stated	None
Check Services
Official Checks (2 allowed per day)	$2	per item	None
Money Orders	$2	Not stated	None
Stop Payment of ACH Draft	$25	Not stated	None
Stop Payment of Share Draft	$25	Not stated	None
Check Cashing with less than $100.00 daily balance in the Share Account or another credit union service	$5	Not stated	None
Share Draft Photocopy	$2	Not stated	None
Digital & Electronic
Non-Sufficient Funds ACH Items (returned unpaid)	$25	Not stated	None
Cash & Deposit
Deposited Items Returned (Any Account)	$20	Not stated	None
Account Services
Notary Public Service (member service)	No charge	Not stated	None
Notary Public Service (non-member service): cash only	$10	Not stated	None
Safe Deposit Box 10 x 10	$95	per year	None
Safe Deposit Box 10 x 10	$95	Not stated	None
Safe Deposit Box 3 x 10	$40	per year	None
Safe Deposit Box 3 x 10	$40	Not stated	None
Safe Deposit Box 5 x 10	$45	per year	None
Safe Deposit Box 5 x 10	$45	Not stated	None
Safe Deposit Box 5 x 5	$35	per year	None
Safe Deposit Box 5 x 5	$35	Not stated	None
Safe Deposit Box Drilled (no key)	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$75Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental (annual)	$25	per year	None
Levy and Garnishment	$25	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
VISA Credit Card Late Charge	$20	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$3	Not stated	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Rocket City Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.