Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Rocket City Federal Credit Union

Huntsville, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee | monthly$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=dormant_account; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Dormant Account Fee | monthly | $ 5.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds Share Drafts (returned unpaid)$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=nsf; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Non-Sufficient Funds Share Drafts (returned unpaid) | $ 25.00" · Source

ATM & CardVerified

Debit or Credit Card Replacement or Pin Number Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=card_replacement; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Debit or Credit Card Replacement or Pin Number Replacement Fee | $ 10.00" · Source

Check ServicesVerified

Check Cashing with less than$100Above the typical range ($5–$10 nationally)
$95 above the national median
per day · Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=check_cashing; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Check Cashing with less than $100.00 daily balance in the Share Account or another credit union service | $ 5.00" · Source
Stop Payment of Share Draft$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=stop_payment; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Stop Payment of Share Draft | $ 25.00" · Source

Digital & ElectronicVerified

Non-Sufficient Funds ACH Items (returned unpaid)$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=ach_return; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Non-Sufficient Funds ACH Items (returned unpaid) | $ 25.00" · Source

Account ServicesVerified

Levy and Garnishment$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=garnishment_levy; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Levy and Garnishment | $ 25.00" · Source
Notary Public Service (member service)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #2719. canonical_hint=notary_fee; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Notary Public Service (member service) | No Charge" · Source
Notary Public Service (non-member service) | cash only$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=notary_fee; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Notary Public Service (non-member service) | cash only | $ 10.00" · Source
Safe Deposit Box Drilled (no key)$175Above the typical range ($25–$80 nationally)
$135 above the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=safe_deposit_box; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Safe Deposit Box Drilled (no key) | $ 175.00" · Source
Safe Deposit Box Lost Key$75Within the typical range ($25–$80 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=safe_deposit_box; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Safe Deposit Box Lost Key | $ 75.00" · Source
Safe Deposit Box Rental (annual) | 3 x 5$25Within the typical range ($25–$80 nationally)
$15 below the national median
per year · Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=safe_deposit_box; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Safe Deposit Box Rental (annual) | 3 x 5 | $ 25.00" · Source

Lending FeesVerified

VISA Credit Card Late Charge$20Within the typical range ($15–$26.50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=late_payment; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="VISA Credit Card Late Charge | $ 20.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee \| monthly	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=dormant_account; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Dormant Account Fee \| monthly \| $ 5.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds Share Drafts (returned unpaid)	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=nsf; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Non-Sufficient Funds Share Drafts (returned unpaid) \| $ 25.00"	Source
ATM & CardVerified
Debit or Credit Card Replacement or Pin Number Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=card_replacement; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Debit or Credit Card Replacement or Pin Number Replacement Fee \| $ 10.00"	Source
Check ServicesVerified
Check Cashing with less than	$100Above the typical range ($5–$10 nationally)	$95 above the national median	per day	Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=check_cashing; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Check Cashing with less than $100.00 daily balance in the Share Account or another credit union service \| $ 5.00"	Source
Stop Payment of Share Draft
Digital & ElectronicVerified
Non-Sufficient Funds ACH Items (returned unpaid)	$25Within the typical range ($15–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=ach_return; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Non-Sufficient Funds ACH Items (returned unpaid) \| $ 25.00"	Source
Account ServicesVerified
Levy and Garnishment	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=garnishment_levy; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="Levy and Garnishment \| $ 25.00"	Source
Notary Public Service (member service)
Lending FeesVerified
VISA Credit Card Late Charge	$20Within the typical range ($15–$26.50 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2719. canonical_hint=late_payment; text_hash=4ec54919c0239cb4fa410cf4aebc7981abb613a4376658a62ecec1b0c914bc3a; excerpt="VISA Credit Card Late Charge \| $ 20.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$69.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$69.1M

Total deposits

$57.4M

Service charge income (year to date)

$204K

Fee income ratio

9.8%

Return on assets

1.45%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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