23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Opportunity Checking
Overdraft (OD)
NSF / Returned Item
Compared at $31.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Clearpath Federal Credit Union’s own schedules, with a source for each figure.
per month
per item
per hour
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Opportunity Checking Monthly Service Charge | $12 | per month | None |
| Dream Club Certificate Early Withdrawal (One free annually) | $25 | per item | None |
| Research/Reconciliation (member request) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Withdrawals - Member Share (6 free per month) | $5 | per item | None |
| Invalid Address Fee | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Payment Overdraft Item | $29 | per transaction | None |
| Returned Items | $29 | Not stated | None |
| Returned Items (first 5 per year) | $29 | Not stated | None |
| Returned Items (from 6-10 per year) | $34 | Not stated | None |
| Returned Items (over 10 per year) | $39 | Not stated | None |
| Daily Negative Balance Fee (from the 8th - 20th day) | $5 | per day | None |
| Overdraft Transfer Fee (transfer from another share) | $7 | Not stated | None |
ATM & Card | |||
| Foreign ATM withdrawal Fee (after 6th withdrawals) | $1.50 | per item | None |
| Non-Co-Op Member ATM Surcharge | $3 | per transaction | None |
Wire Transfers | |||
| Wire Transfer - Outgoing Domestic | $25 | per item | None |
| Wire Transfer - Outgoing International | $30 | per item | None |
Check Services | |||
| Cashier's Checks | $5 | per item | None |
| Money Orders | $3 | per item | None |
| Stop Payment Order | $29 | per item | None |
| Temporary Checks | $5 | per item | First order free; per request thereafter |
| Temporary Checks (first order free) | $5 | per item | None |
| Copies of Paid Drafts (using a representative) | $5 | per item | None |
Cash & Deposit | |||
| Cash Advance (audience not stated, treated as personal) | 2%of the advance | Not stated | None |
| Returned Deposit/Payment | $29 | per item | None |
Account Services | |||
| Notary Fee (waived for internal documents) | $10 | per item | None |
| Legal Process Fee | $50 | Not stated | None |
| Verification of Deposit (any) | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Closure Fee (if under 59 ½) | $50 | Not stated | None |
Vehicle & Title | |||
| DMV Processing Fee (CA/Out of State) | $150 | Not stated | None |
Other Fees | |||
| Statement Copy/Transaction History (using a representative) | $5Not compared: Charged per document; comparison unavailable | per document | None |
| Loan Modification Fee (non workout) | $150 | Not stated | None |
| Skip a Payment Fee | $45 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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