Westchester Schools' Federal Credit Union

Headquarters: Rye Brook, New York
Charter: Credit Union
Assets: $40.6M
Fed district: New York

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Westchester Schools' Federal Credit Union: $15
Westchester Schools' Federal Credit Union: $15
U.S. median: no median
Non-Network ATM
Westchester Schools' Federal Credit Union: $1
Westchester Schools' Federal Credit Union: $1
U.S. median: no median
Foreign Transaction
Westchester Schools' Federal Credit Union: No fee
Westchester Schools' Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Westchester Schools' Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Statement Inactivity Fee$2

Overdraft & NSF

Account Overdraft Courtesy Pay$15
per item
Account Overdraft Transfer FeeNo charge

ATM & Card

ATM Cash Withdrawals: > 10$1
per item
International Transaction FeeNo charge

Wire Transfers

Outgoing Wire Transfer$35
per item
Incoming Wire TransferNo charge

Check Services

Credit Union Bank Check$5
per item
Check Written Returned - Stop Pay$15
per item
Stop Payment CU Issued Check$30
per item
Photocopy of Check$2
per item

Cash & Deposit

Deposited Check Returned$15
per item

Lending Fees

Late Fee$20

Other Fees

Photocopy of Statement$2
Not compared: Charged per page; comparison unavailable
per page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Statement Inactivity Fee	$2	Not stated	None
Overdraft & NSF
Account Overdraft Courtesy Pay	$15	per item	None
Account Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
ATM Cash Withdrawals: > 10	$1	per item	None
International Transaction Fee	No charge	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$35	per item	None
Incoming Wire Transfer	No charge	Not stated	None
Check Services
Credit Union Bank Check	$5	per item	None
Check Written Returned - Stop Pay	$15	per item	None
Stop Payment CU Issued Check	$30	per item	None
Photocopy of Check	$2	per item	None
Cash & Deposit
Deposited Check Returned	$15	per item	None
Lending Fees
Late Fee	$20	Not stated	None
Other Fees
Photocopy of Statement	$2Not compared: Charged per page; comparison unavailable	per page	None
Statement Copies	$2	per item	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Westchester Schools' Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.